Avidbank Holdings (AVBH) shares Q4 and full-year 2025 results, investor deck

Rhea-AI Filing Summary

Avidbank Holdings, Inc. filed a current report stating it has issued a press release with its financial results for the quarter and year ended December 31, 2025. The release is furnished as Exhibit 99.1 and provides the detailed numbers and performance discussion.

The company also furnished an investor presentation as Exhibit 99.2, which it plans to use in one-on-one investor meetings. Both exhibits are treated as "furnished" rather than "filed" under securities laws, which affects how they are incorporated into other regulatory documents.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2026

AVIDBANK HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

California		001-42792		26-1731009
(State or other jurisdiction of incorporation)		(Commission File Number)		(I.R.S. Employer Identification No.)

1732 North First Street, 6th Floor San Jose, CA		95112
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (408) 200-7390

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol		Name of each exchange on which registered
Common Stock, no par value per share		AVBH		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On January 29, 2026, Avidbank Holdings, Inc. (the "Company") issued a press release announcing financial results for the quarter and year ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report and incorporated herein by reference.

The information in this Item 2.02 and Exhibit 99.1 attached hereto shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act") nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended (the "Securities Act") or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 7.01 Regulation FD Disclosure

The Company is filing an investor presentation that it intends to use in one-on-one meetings with investors at various times. A copy of the investor presentation is furnished as Exhibit 99.2 to this report and incorporated herein by reference.

The presentation is included as Exhibit 99.2 to this report and shall not be deemed to be "filed" for the purposes of the Exchange Act and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit No.	Description
99.1	Avidbank Holdings, Inc. Press Release dated January 29, 2026
99.2	Avidbank Holdings, Inc. Investor Presentation dated January 29, 2026
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: January 29, 2026	AVIDBANK HOLDINGS, INC.
	By:	/s/ Patrick Oakes
	Name:	Patrick Oakes
	Title:	Executive Vice President and Chief Financial Officer

FAQ

What did Avidbank Holdings (AVBH) disclose in this 8-K filing?

The 8-K shows Avidbank Holdings issued a press release with financial results for the quarter and year ended December 31, 2025. It also furnished an investor presentation for use in one-on-one investor meetings, both attached as exhibits to the report.

Which periods do Avidbank Holdings (AVBH) financial results in this 8-K cover?

The 8-K states Avidbank Holdings released financial results for the quarter and year ended December 31, 2025. These results are contained in the press release furnished as Exhibit 99.1, which provides the detailed financial performance information for those periods.

What exhibits are included with Avidbank Holdings (AVBH) January 29, 2026 8-K?

The filing includes three exhibits: Exhibit 99.1, a press release dated January 29, 2026; Exhibit 99.2, an investor presentation dated the same day; and Exhibit 104, the cover page interactive data file embedded in the Inline XBRL document.

Are Avidbank Holdings (AVBH) earnings materials in this 8-K considered filed or furnished?

The 8-K explains the press release in Exhibit 99.1 and investor presentation in Exhibit 99.2 are furnished, not filed, under the Exchange Act. They are not automatically incorporated into Securities Act or Exchange Act filings unless specifically referenced.

How will Avidbank Holdings (AVBH) use the investor presentation in this 8-K?

The company indicates it intends to use the investor presentation

Who signed the Avidbank Holdings (AVBH) January 29, 2026 8-K?

The 8-K is signed on behalf of Avidbank Holdings, Inc. by Patrick Oakes, who is identified as Executive Vice President and Chief Financial Officer. His signature indicates authorization of the company’s current report disclosure.