Form 4: AVBH officer awarded 1,530 RS; direct stake 15,192

Rhea-AI Filing Summary

Avidbank Holdings (AVBH) insider transaction: EVP, Chief Legal Counsel and Secretary Victor Francesco E. DeMarco reported acquiring 1,530 shares of common stock on 10/24/2025. The shares were granted as restricted stock under the company’s 2022 Equity Incentive Plan and are subject to a three-year cliff vesting schedule.

Following this grant, DeMarco beneficially owns 15,192 shares, held directly. The reported acquisition price was listed as $0, consistent with a stock grant rather than an open‑market purchase.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider DEMARCO VICTOR FRANCESCO E.

Role EVP, Chief Legal Counsel, Secy

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,530	$0.00	--

Holdings After Transaction: Common Stock — 15,192 shares (Direct)

Footnotes (1)

1. Restricted stock granted pursuant to the issuer's 2022 Equity Incentive Plan, as amended, subject to a three year cliff vesting schedule. N/A

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DEMARCO VICTOR FRANCESCO E.

(Last) (First) (Middle)

1732 N 1ST STREET

6TH FLOOR

(Street)

SAN JOSE CA 95112

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Avidbank Holdings, Inc. [ AVBH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Legal Counsel, Secy

3. Date of Earliest Transaction (Month/Day/Year)
10/24/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	10/24/2025		A		1,530	A	$0(2)	15,192	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock granted pursuant to the issuer's 2022 Equity Incentive Plan, as amended, subject to a three year cliff vesting schedule.

2. N/A

Remarks:

	/s/Shawn Zeagler, Attorney-in-fact for Victor Francesco E. DeMarco	10/28/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did AVBH disclose in this Form 4?

An officer, Victor Francesco E. DeMarco, reported acquiring 1,530 shares of AVBH common stock as a restricted stock grant on 10/24/2025.

What type of shares were reported and how do they vest?

The filing shows a grant of restricted stock under the 2022 Equity Incentive Plan with a three‑year cliff vesting schedule.

How many AVBH shares does the insider hold after the transaction?

The insider beneficially owns 15,192 shares following the reported transaction, held directly.

What price was listed for the transaction?

The price is shown as $0, indicating a grant rather than a market purchase.

Who is the reporting person and their role at AVBH?

The reporting person is Victor Francesco E. DeMarco, AVBH’s EVP, Chief Legal Counsel, and Secretary.

Which plan governed the restricted stock grant?

The grant was made under AVBH’s 2022 Equity Incentive Plan, as amended.