Welcome to our dedicated page for Bayfirst Financial SEC filings (Ticker: BAFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking how BayFirst Financial Corp turns hometown deposits into nationwide SBA and residential mortgages is vital, yet its SEC disclosures can exceed 300 pages of banking jargon. Whether you’re hunting for capital-ratio shifts or wondering how gain-on-sale income buffers earnings volatility, digging through each filing is a time-sink investors don’t need.
Stock Titan’s AI engine reads every BayFirst Financial quarterly earnings report 10-Q filing, annual report 10-K, and 8-K material event the minute they appear on EDGAR. We surface plain-English insights, from net interest margin trends to geographic loan-loss data, while linking directly to the source lines for verification. Need BayFirst Financial insider trading Form 4 transactions? Our real-time alerts show exactly when executives buy or sell, so you can spot sentiment shifts before the market reacts.
Use the platform to: compare SBA production figures across quarters, see which board members received new equity grants in the latest proxy statement executive compensation table, and understand BayFirst Financial 8-K material events explained by AI. Historical filing downloads are also preserved, letting professionals back-test trends over multiple years without leaving the page. Every filing type—BayFirst Financial annual report 10-K simplified, Form 4 insider transactions real-time, quarterly earnings report 10-Q updates, and proxy details—is indexed, searchable, and accompanied by concise AI summaries that translate complex regulatory language into actionable context.
BayFirst Financial Corp. (BAFN) reported a second-quarter 2025 net loss of $1.237 million compared with net income of $0.866 million in the year-ago quarter, and a six-month loss of $1.572 million versus six-month income of $1.690 million. Net interest income rose to $12.348 million in the quarter from $9.182 million a year earlier as loan interest increased, but provisions for credit losses jumped to $7.264 million, driven by elevated charge-offs. Loans held for investment grew to $1.035 billion and total assets increased to $1.344 billion. Government-guaranteed loans measured at fair value expanded to $90.687 million and produced sale gains. Deposits edged up to $1.164 billion and the Company drew $40.0 million of FHLB borrowings. Allowance for credit losses increased to $17.041 million and diluted EPS was $(0.39) for the quarter.
Oliver Robin Leigh, identified as a Director and President, COO of BayFirst Financial Corp. (BAFN), reported a purchase of common stock on 08/07/2025 on a Form 4. The filing states the transaction was made within the issuer's Non-Qualified Stock Purchase Plan. The Form 4 shows a transaction price of $11.07 per share and lists 11,496.7249 shares as the amount of securities beneficially owned following the reported transaction, held directly. The filing was signed by attorney-in-fact Barbara Felts on 08/11/2025. The disclosure documents an insider purchase under the company plan and records the updated direct beneficial ownership reported on Form 4.
BayFirst Financial Corp. (BAFN) Form 4 filed for reporting person Tudor Rhonda S, who is identified as SVP, Chief Accounting Officer, discloses an equity purchase on 08/07/2025. The filing states the shares were acquired under the issuer's Non-Qualified Stock Purchase Plan and lists a transaction price of $11.07. The document shows a post-transaction beneficial ownership figure of 1,702.1115 shares and includes the numeric entry 27.1003 associated with the reported line.
The Form is signed by an attorney-in-fact, Barbara Felts, dated 08/11/2025. The filing provides the reporter's city as St. Petersburg, FL, and confirms this is an individual filing by one reporting person.
The company's CEO and director, Thomas Gerard Zernick, reported a purchase of 135.5014 shares of BayFirst Financial Corp. (BAFN) on 08/07/2025 under the issuer's Non-Qualified Stock Purchase Plan at a reported price of $11.07 per share. Following the transaction, his direct beneficial ownership is reported as 19,003.5658 shares.
The filing is a Form 4 disclosure of a non-derivative acquisition executed pursuant to the company's plan and includes an explanatory remark confirming the shares were purchased within the issuer's Non-Qualified Stock Purchase Plan. No derivative transactions or dispositions are reported in this filing.
BayFirst Financial Corp. insider Scott Joseph McKim, who serves as Executive Vice President and Chief Financial Officer, made a small personal purchase of the issuer's common stock on 08/07/2025 under the company's Non-Qualified Stock Purchase Plan. The transaction is coded J and shows an acquisition of 27.1003 shares at a price of $11.07 per share. After the purchase, McKim's direct beneficial ownership is reported as 3,216.0541 shares. The filing indicates the purchase was executed through the issuer's employee plan rather than an open-market trade.
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