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BayFirst Financial (NASDAQ: BAFN) CEO converts Series D preferred to common

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

BayFirst Financial Corp. disclosed that CEO & President Rogers Alfred Tate Jr., indirectly through ATRJR IRA, LLC, ATRJR, LLC, BASS COLLECTIVE, LLC and ATRJR ROTH, LLC, converted Series D Preferred Stock into common stock, including 52 preferred shares into 148,564 common and 98 preferred shares into 279,986 common. The company states that on July 14, 2025 shareholders approved converting all outstanding Series D shares and, upon conversion, all Series D Preferred Stock was retired.

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Negative

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Insider Rogers Alfred Tate Jr
Role CEO & President
Sold 1,142,800 shs
Approx. gross sale proceeds $0.00
Approx. exercise cost $0.00
Type Security Shares Price Value
Conversion Series D Preferred Stock F1, F2 52 -- --
Conversion Series D Preferred Stock F1, F2 98 -- --
Conversion Series D Preferred Stock F1, F2 8 -- --
Conversion Series D Preferred Stock F1, F2 242 -- --
Sale Common Stock F1 148,564 -- --
Sale Common Stock F1 279,986 -- --
Sale Common Stock F1 22,856 -- --
Sale Common Stock F1 691,394 -- --
Holdings After Transaction: Series D Preferred Stock — 0 shares (Indirect, ATRJR IRA, LLC); Series D Preferred Stock — 0 shares (Indirect, ATRJR, LLC); Series D Preferred Stock — 0 shares (Indirect, BASS COLLECTIVE, LLC); Series D Preferred Stock — 0 shares (Indirect, ATRJR ROTH, LLC); Common Stock — 148,564 shares (Indirect, ATRJR IRA, LLC); Common Stock — 279,986 shares (Indirect, ATRJR, LLC); Common Stock — 22,856 shares (Indirect, BASS COLLECTIVE, LLC); Common Stock — 691,394 shares (Indirect, ATRJR ROTH, LLC)
Footnotes (2)
  1. F1. On July 14, 2025, the Company obtained shareholder approval to convert all outstanding shares of Series D Preferred Stock to shares of common stock and consummated the conversion.
  2. F2. Upon conversion, all shares of Series D Preferred Stock were retired.
Series D Preferred converted (total) 400 shares Total Series D Preferred Stock shares converted to common across four derivative transactions
Common shares via ATRJR IRA, LLC 148,564 shares Common stock underlying 52 Series D Preferred shares converted and indirectly held through ATRJR IRA, LLC
Common shares via ATRJR, LLC 279,986 shares Common stock underlying 98 Series D Preferred shares converted and indirectly held through ATRJR, LLC
Common shares via BASS COLLECTIVE, LLC 22,856 shares Common stock underlying 8 Series D Preferred shares converted and indirectly held through BASS COLLECTIVE, LLC
Common shares via ATRJR ROTH, LLC 691,394 shares Common stock underlying 242 Series D Preferred shares converted and indirectly held through ATRJR ROTH, LLC
Series D Preferred Stock financial
"convert all outstanding shares of Series D Preferred Stock to shares of common stock"
Series D preferred stock is a specific class of preferred shares typically issued in a later-stage financing round that gives holders special rights such as priority for payout before common shareholders, fixed or cumulative dividends, and often the option to convert into common shares. Investors care because these shares affect who gets paid first in a sale or liquidation, influence ownership and voting power, and change how future fundraising or an exit will impact an investor’s return—like a VIP ticket that can sometimes be exchanged for a regular ticket if that proves more valuable.
conversion of derivative security financial
"transaction code description "Conversion of derivative security" for Series D Preferred"
indirect ownership financial
"shares reported as indirectly owned through ATRJR IRA, LLC and other LLC entities"
retired financial
"Upon conversion, all shares of Series D Preferred Stock were retired"
shareholder approval financial
"the Company obtained shareholder approval to convert all outstanding shares"
Shareholder approval is a formal vote by a company’s owners—its shareholders—to accept or reject major corporate actions such as mergers, sale of significant assets, board member elections, or changes to the company’s governing rules. It matters to investors because it gives them direct influence over decisions that affect the company’s value and risk profile; think of it like neighbors voting on a large renovation that will change property values, where approval lets the project proceed and rejection stops it.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider equity changes did BayFirst Financial (BAFN) report for its CEO?

BayFirst reported that CEO Rogers Alfred Tate Jr., via several LLCs, converted Series D Preferred Stock into common shares. The transactions reflect indirect holdings in ATRJR IRA, LLC, ATRJR, LLC, BASS COLLECTIVE, LLC and ATRJR ROTH, LLC following a company-wide preferred-to-common conversion.

How many BayFirst (BAFN) shares were involved in ATRJR IRA, LLC’s conversion?

ATRJR IRA, LLC converted 52 shares of Series D Preferred Stock into 148,564 common shares indirectly attributed to the CEO. This is one of four LLC-level conversions reported, each eliminating its Series D Preferred position and creating an equivalent common stock holding.

What did ATRJR, LLC report in the BayFirst (BAFN) Form 4 conversion?

ATRJR, LLC converted 98 Series D Preferred shares into 279,986 common shares indirectly linked to CEO Rogers Alfred Tate Jr. After this conversion, its Series D Preferred balance reported in the filing was reduced to zero, replaced by the stated common stock position.

When did BayFirst (BAFN) obtain approval to convert Series D Preferred Stock?

The company states that on July 14, 2025, it obtained shareholder approval to convert all outstanding shares of Series D Preferred Stock to common stock and consummated the conversion, after which all Series D Preferred shares referenced in the filing were retired.

Were all BayFirst (BAFN) Series D Preferred shares retired in this transaction?

According to the company, upon conversion all shares of Series D Preferred Stock were retired. The Form 4 shows four derivative positions in Series D Preferred reduced to zero and corresponding indirect common stock holdings established for the related LLC entities.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Rogers Alfred Tate Jr

(Last)(First)(Middle)
700 CENTRAL AVENUE

(Street)
ST. PETERSBURG FLORIDA 33701

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
BayFirst Financial Corp. [ BAFN ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
CEO & President
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/14/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/14/2026S(1)148,564A(1)148,564IATRJR IRA, LLC
Common Stock07/14/2026S(1)279,986A(1)279,986IATRJR, LLC
Common Stock07/14/2026S(1)22,856A(1)22,856IBASS COLLECTIVE, LLC
Common Stock07/14/2026S(1)691,394A(1)691,394IATRJR ROTH, LLC
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Series D Preferred Stock$007/14/2026C5207/14/2026 (2)Common Stock148,564(1)0IATRJR IRA, LLC
Series D Preferred Stock$007/14/2026C9807/14/2026 (2)Common Stock279,986(1)0IATRJR, LLC
Series D Preferred Stock$007/14/2026C807/14/2026 (2)Common Stock22,856(1)0IBASS COLLECTIVE, LLC
Series D Preferred Stock$007/14/2026C24207/14/2026 (2)Common Stock691,394(1)0IATRJR ROTH, LLC
Explanation of Responses:
1. On July 14, 2025, the Company obtained shareholder approval to convert all outstanding shares of Series D Preferred Stock to shares of common stock and consummated the conversion.
2. Upon conversion, all shares of Series D Preferred Stock were retired.
Remarks:
/s/ Barbara Felts, Attorney-in-fact08/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)