Credicorp Ltd.'s SEC filings document foreign private issuer reporting for a Peruvian financial services holding company and its subsidiaries. Form 6-K material-event reports cover audited consolidated and separate financial statements, annual and sustainability reporting, dividend approvals, Annual General Meeting materials, external auditor appointments and board remuneration.
The filings also record governance actions, including director elections and the composition of the Audit, Risk, Compensation and Nominations, and Sustainability committees. Annual Form 20-F disclosure provides audited consolidated financial statements under IFRS and formal reporting on Credicorp's operating results, capital structure, risk oversight and corporate governance.
Credicorp Ltd. (BAP) reports a material regulatory milestone for its planned acquisition of Helm Bank USA. On September 16, 2026, the Florida Office of Financial Regulation granted a Final Order of Approval for Banco de Crédito del Perú, Credicorp’s subsidiary, to acquire 100% of the shares and control of Helm Bank USA through two dedicated holding entities, Orange Perú Holding S.A. and Orange Financial Holding Inc.
The transaction is not yet completed. Credicorp states that closing remains subject to required regulatory approvals from the Federal Reserve System in the United States, as well as the fulfillment of other customary closing conditions.
Credicorp Ltd. reported solid 2Q26 results, with ROE of 20.3%, supported by strong operating performance, accelerated loan growth and higher risk-adjusted revenues. Medium-term ROE expectation was increased to around 22.0%, while 2026 ROE guidance of ~19.5% was reaffirmed with an upside bias.
Total loans grew 13.1% YoY (14.6% FX-neutral) and deposits 17.7% YoY, with low-cost deposits up 25.1% and representing 74.4% of deposits. Net interest income rose 13.3% YoY and NIM reached 6.63%, while risk-adjusted NIM was 5.49%. Net profit attributable to Credicorp was S/1,981.9 million, up 8.8% YoY.
Asset quality improved, with the NPL ratio falling to 4.1% (down 91 bps YoY) and coverage of NPLs at 117.3%. Reported Cost of Risk rose to 1.9% due to about S/106 million in additional El Niño provisions; underlying CoR was 1.6%. The innovation portfolio contributed 9.9% of risk-adjusted revenues, led by Yape, whose loan portfolio reached S/1.8 billion and accounted for 8.9% of Credicorp’s risk-adjusted revenue. Capital ratios at BCP and Mibanco remained comfortably above regulatory minimums.
Capital World Investors reported beneficial ownership of Credicorp Ltd. common stock. The firm is deemed to beneficially own 4,405,688 shares, representing 5.6% of Credicorp’s common stock, based on 79,366,000 shares believed to be outstanding. Capital World Investors has sole voting and sole dispositive power over all 4,405,688 shares, with no shared voting or dispositive power disclosed.
BlackRock, Inc. filed an amended Schedule 13G reporting its beneficial ownership in CREDICORP LTD. common stock. BlackRock reports beneficial ownership of 4,288,274 shares, representing 4.5% of the class.
BlackRock has sole voting power over 4,043,107 shares and sole dispositive power over 4,288,274 shares, with no shared voting or dispositive power. Various underlying clients have rights to dividends or sale proceeds, but no individual person is reported to hold more than five percent of Credicorp’s outstanding common shares through these arrangements.
BlackRock, Inc. reported beneficial ownership of common stock of Credicorp Ltd., representing a significant institutional position. BlackRock reported beneficial ownership of 4,288,274 shares, equal to 5.4% of Credicorp’s outstanding common shares.
BlackRock reported sole voting power over 4,043,107 shares and sole dispositive power over 4,288,274 shares, with no shared voting or dispositive power. The filing notes that various underlying clients have rights to dividends or sale proceeds, but no single person has an interest exceeding 5% of Credicorp’s total outstanding common shares.
Credicorp Ltd. reports that Fitch Ratings upgraded its Long-Term Foreign-Currency Issuer Default Rating to ‘BBB+’ from ‘BBB’, with a Stable Outlook, and affirmed the Short-Term IDR at ‘F2’. The upgrade aligns Credicorp’s rating with its main subsidiary Banco de Crédito del Perú, reflecting low double leverage of 99.6% at year-end 2025 and strong liquidity management.
Fitch highlights Credicorp’s position as Peru’s largest financial holding company, with diversified operations in banking, insurance, pensions, asset and wealth management, and microfinance. Group profitability has strengthened, with net income rising from PEN 4,960 million in 2023 to PEN 7,083 million in 2025, and net income/average equity increasing from 15.9% to 19.4%. Asset quality remains manageable, as the impaired loans ratio moved from 3.0% in 2024 to 5.9% in 2025, then improved to 4.3% at March 31, 2026, while loan impairment charges/average gross loans declined to 1.3% on an annualized basis.
Credicorp Ltd. submitted a Form 6-K as a foreign private issuer to inform the SEC of a material event. The notice states that the communication relates to a dividend distribution agreement adopted by the Board of Directors on April 23, 2026 and previously informed to the market as a material event.
The filing also clarifies that the information furnished in this Form 6-K, including any exhibits, is not deemed “filed” for purposes of Section 18 of the Exchange Act and is not automatically incorporated by reference into other Securities Act or Exchange Act filings.
Credicorp Ltd executive Diego Antonio Cavero, CEO Head Universal Banking, reported an open-market sale of 3,500 Common Shares on June 5, 2026 at $319 per share. After this transaction, he holds 7,307 Common Shares directly.
Credicorp Ltd. and its main subsidiary Banco de Credito del Peru (BCP) have been upgraded by Fitch Ratings to BBB+ with a Stable Outlook from BBB. Short‑term ratings were affirmed at F2. The upgrade reflects BCP’s solid franchise, strong profitability, sound asset quality, and adequate capital.
BCP’s operating profit-to-risk‑weighted assets rose to 5.19% at year-end 2025 from 4.32% in 2024, while the 90‑day past‑due loan ratio improved to 2.8%. The common equity Tier 1 ratio strengthened to 13.66%, and the loan‑to‑deposit ratio improved to 88.06%, supported by a large, low‑cost deposit base. Credicorp’s holding company rating is aligned with BCP’s, aided by low double leverage of 99.6% and prudent liquidity management.
Credicorp Ltd CFO Alejandro Perez-Reyes reported an open-market sale of 1,073 Common Shares on May 21, 2026, at $337.50 per share. After this transaction, he directly holds 1,745 Common Shares. This Form 4 filing shows a partial reduction of his personal stake in the company.