Welcome to our dedicated page for Credicorp SEC filings (Ticker: BAP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credicorp Ltd.'s SEC filings document foreign private issuer reporting for a Peruvian financial services holding company and its subsidiaries. Form 6-K material-event reports cover audited consolidated and separate financial statements, annual and sustainability reporting, dividend approvals, Annual General Meeting materials, external auditor appointments and board remuneration.
The filings also record governance actions, including director elections and the composition of the Audit, Risk, Compensation and Nominations, and Sustainability committees. Annual Form 20-F disclosure provides audited consolidated financial statements under IFRS and formal reporting on Credicorp's operating results, capital structure, risk oversight and corporate governance.
Credicorp Ltd CFO Alejandro Perez-Reyes reported an open-market sale of 1,073 Common Shares on May 21, 2026, at $337.50 per share. After this transaction, he directly holds 1,745 Common Shares. This Form 4 filing shows a partial reduction of his personal stake in the company.
Credicorp Ltd. reported record net income attributable to shareholders of S/2,063.2 million for 1Q26, up 30.0% quarter-on-quarter and 16.1% year-on-year. Return on equity reached 21.1%, supported by broad-based strength across universal banking, microfinance, insurance and the innovation portfolio.
Total loans grew 8.2% YoY and deposits 13.3% YoY, while asset quality improved with the NPL ratio falling to 4.3% and cost of risk to 1.3%. Net interest income rose 10.9% YoY, with net interest margin at 6.58% and risk-adjusted NIM at a record 5.81%, helped by lower funding costs and better credit performance. Other core income increased 19.5% YoY and represented 27.7% of risk-adjusted income, reflecting a more diversified revenue base. Yape continued to scale, reaching 16.4 million monthly active users and contributing 8.0% of Credicorp’s risk-adjusted revenue. Management expects to close 2026 with ROE around 19.5%, driven by faster retail loan growth, higher NIM and controlled cost of risk.
Credicorp Ltd. reports a key regulatory milestone for its planned acquisition of Helm Bank USA. On May 5, 2026, the Peruvian Superintendence of Banking, Insurance and Private Pension Fund Administrators authorized subsidiary Banco de Crédito del Perú to acquire 100% of the shares of Helm Bank USA.
The acquisition will be executed through two new subsidiaries, Orange Perú Holding S.A. and Orange Financial Holding Inc., created solely to implement the transaction and hold the Helm Bank shares. Completion remains conditional on regulatory approvals in the United States from the Florida Office of Financial Regulation and the Federal Reserve System, along with other customary closing conditions.
Credicorp Ltd. reports that S&P Global Ratings affirmed its long‑term issuer credit rating at ‘BBB-’ with a stable outlook, based on figures as of December 2025. S&P highlights Credicorp’s leading position in Peru, diversified operations, and adequate capitalization and liquidity.
Group assets reached PEN 262,598 million in 2025, with return on average common equity of 19.0% and a risk‑adjusted capital ratio near 9.8%. Asset quality improved, with nonperforming assets at 3.3% of customer loans and strong coverage. Broad liquid assets were 31.5% of total assets, supporting funding stability.
S&P notes Credicorp repaid its only $500 million holding‑company bond in 2025 and does not expect new holding‑level debt in 2026, keeping double leverage around 100%. The rating remains constrained by Peru’s sovereign rating of BBB-/Stable/A-3, and the outlook mirrors the sovereign, with potential changes tied mainly to Peru’s rating and any future holding‑company leverage.
BlackRock, Inc. amends Schedule 13G to report beneficial ownership of 4,281,752 shares of Credicorp Ltd. common stock. The filing shows 4,281,752 shares representing 4.5% of the class, with 4,028,982 shares of sole voting power and 4,281,752 shares of sole dispositive power. The amendment is signed on 04/27/2026.
Credicorp Ltd., a Bermuda-based holding company, files its 20‑F annual report for the year ended December 31, 2025. The group reports that Banco de Crédito del Perú (BCP Stand‑alone) accounts for 75.6% of total assets and 65.2% of equity attributable to Credicorp’s shareholders.
Credicorp operates four main lines of business: Universal Banking, Microfinance, Insurance & Pensions, and Investment Management & Advisory, and prepares consolidated financial statements in Peruvian Soles under IFRS Accounting Standards. The report describes extensive macroeconomic, political, regulatory and social risks in Peru and neighboring markets, including dependence on mining, rising crime, poverty trends, and exposure to geopolitical and trade developments involving the United States and China.
CREDICORP LTD. ownership reported by BlackRock, Inc.: 4,281,752 shares of Common Stock, representing 5.4% of the class as of the filing. The filing lists sole voting power on 4,028,982 shares and sole dispositive power on 4,281,752 shares.
The Schedule 13G identifies BlackRock business units as the reporting persons and supplies corporate and CUSIP details. The signature block shows the filing was signed on 04/27/2026.
Credicorp Ltd. has approved a large cash dividend based on its 2025 results. The board authorized a total dividend of S/4,719,115,850.00, drawn from 2025 net income of S/6,925,376,887.42. This dividend applies to 94,382,317 issued shares, equal to S/50.0000 per share.
Shareholders of record on May 18, 2026 will receive payment on June 12, 2026. The dividend will be paid in U.S. dollars, using the weighted exchange rate published by the Peruvian Superintendency of Banks, Insurance and Pension Funds as of June 10, 2026, with amounts rounded to four decimal places and no withholding tax at source.
CREDICORP LTD Chief Financial Officer Alejandro Perez-Reyes filed an amended initial ownership report showing holdings of 2,818 Common Shares as of March 18, 2026. This Form 3/A reflects reported beneficial ownership only, and does not disclose any purchase or sale transactions.