Banco BBVA Argentina S.A. filings document the U.S. disclosure record of a foreign private issuer operating an Argentine banking business. Its Form 20-F annual reports cover audited consolidated financial statements, business and risk disclosures, governance, and the bank's retail and corporate banking activities for individuals, SMEs, and large corporations.
Form 6-K reports record material events and local-market disclosures, including annual shareholder meeting agendas and results, board and audit committee composition, dividend payments, responses to shareholder information requests, and consumer litigation involving credit-card foreign-currency conversion. The filings also reflect supervisory committee and auditor reports, capital stock matters, and other governance items presented to shareholders.
BBVA Argentina (BBAR) reported a sharp earnings slowdown in 3Q25. Inflation-adjusted net income was AR$38.1 billion, down 39.7% versus 2Q25 and 70.9% versus 3Q24, with quarterly ROE at 4.7% and ROA at 0.7%. Total comprehensive income turned negative, with a AR$127.6 billion loss, mainly from a AR$165.7 billion hit in other comprehensive income tied to sovereign bond valuation.
Results were pressured by higher loan loss allowances, lower net interest income and weaker trading gains, while net fee income grew 37.5% QoQ. The NPL ratio rose to 3.28% from 2.28% as retail credit quality deteriorated, and cost of risk increased to 6.63%. At the same time, loans to the private sector grew 6.7% in real terms, deposits rose 11.2%, the liquidity ratio was 44.3%, and the regulatory capital ratio remained solid at 16.7%, giving the bank room to keep growing despite a volatile macro and rate environment.
Banco BBVA Argentina S.A. reported net income of Ps. 192,923,603 (figures in thousands of pesos) for the period ended September 30, 2025, including Ps. 181,855,859 attributable to controlling shareholders. However, other comprehensive income was a loss of Ps. 297,835,964, leading to a total comprehensive loss of Ps. 104,912,361 for the period. Shareholders’ equity attributable to controlling shareholders was Ps. 2,920,297,590, with total equity of Ps. 2,982,673,818. The controlling group held 407,785,801 common shares, representing 66.55% of the total capital stock, and the company has no share-convertible debt or stock options.
BBVA Argentina (BBAR) announced dividend payment Installment 6 of 10. The bank will pay AR$ 3,732,773,688, equal to AR$ 18.2153804558 per share, covering 33.4455536188% of share capital participating. Shareholders of record on November 25, 2025 will be paid on November 28, 2025.
The total dividend approved was AR$ 89,413,163,000 in homogeneous currency as of December 31, 2024, updated to AR$ 111,607,834,799 per the latest INDEC CPI. Resident shareholders are paid in pesos. Non-residents who elected the BOPREAL option receive payment upon the BCRA tender settlement; otherwise payment is in pesos. ADS holders will be paid via BNY Mellon on dates set by the listing jurisdiction.
Payments are subject to the 7% withholding under Argentina’s Income Tax Law, and may reflect Personal Property Tax amounts paid by the bank where applicable.
Banco BBVA Argentina S.A. (BBAR) announced key regulatory approvals for its planned joint acquisition of FCA Compañía Financiera S.A. The Central Bank of Argentina (BCRA) issued a resolution indicating no objections under Financial Institutions Law Section 15, and the Secretariat of Industry and Commerce authorized the economic concentration on November 6, 2025.
Once closing occurs, BBVA Argentina and Stellantis Financial Services Europe will become shareholders of FCA Compañía Financiera S.A., each with a 50% participation in share capital and votes, following the transfer of 100% of the company from Fidis S.p.A. and FCA Automobiles Argentina S.A.
BBVA Argentina Bank S.A. announced the payment of its dividend Installment 5, totaling AR$ 3,647,356,252. This installment equals AR$ 17.7985560712 per share and will be paid to shareholders of record on October 28, 2025, with the payment date on October 31, 2025.
The dividend forms part of the total approved amount of AR$ 89,413,163,000 (in homogeneous currency as of December 31, 2024), which updates to AR$ 109,053,837,211 based on the latest CPI published by INDEC. Payment covers 33.4455536188% of the participating share capital noted as V/N 204,924,278 that did not opt for BOPREAL.
Non-resident shareholders who chose BOPREAL will be paid when the BCRA tender settles per Com. “B” 12.999; otherwise, they are paid in pesos. Resident shareholders are paid in pesos. ADS holders receive through BNY Mellon, with dates determined by the ADS market rules. Dividends are subject to a 7% withholding under the Income Tax Law.
BBVA Argentina Bank S.A. reports that it has been notified of a consumer class action filed by the association Protegiendo al Consumidor (P.A.C.) in Mar del Plata. The case challenges the constitutionality of Section 20 of Decree 70/2023, which removed a legal cap on punitive interest for credit cards.
The association seeks to restore the previous limit under Section 18 of Law 25.065 and to obtain reimbursement of punitive interest amounts allegedly collected in excess from users and consumers of the bank’s credit cards in the Province of Buenos Aires, plus interest and costs. The claim is for an indeterminate amount that the bank considers impossible to quantify at this time.
BBVA states it is analyzing the lawsuit and defining its response strategy. It also indicates that, even in a hypothetical adverse outcome, it believes the dispute will not have a significant impact on its assets and activities.
Banco BBVA Argentina S.A. describes the payment of Installment 4 of 10 of its approved dividend. The total dividend was set at AR$ 89,413,163,000 in homogeneous currency as of December 31, 2024, which adjusts to AR$ 106,835,943,703 using the latest CPI.
Installment 4 will pay AR$ 3,573,180,596, equal to AR$ 17.4365899014 per share on 33.4455536188% of the share capital that participates (V/N 204,924,278) which did not opt for payment in BOPREAL. Shareholders recorded on the September 25, 2025 cut-off date will receive payment from September 30, 2025.
Resident shareholders are paid in pesos through Caja de Valores S.A., while non-resident shareholders who chose BOPREAL receive payment when the BCRA tender is settled; otherwise they are paid in pesos. ADS holders are paid via Bank of New York Mellon under local market rules. Dividends are subject to a 7% income tax withholding, and certain amounts may offset Personal Property Tax for 2024 where applicable.
BBVA Argentina Bank S.A. reports that the Central Bank of the Argentine Republic (BCRA) has authorized a new member of its board. By Resolution No. 232 dated August 21, 2025, the BCRA indicated it had no observations regarding Mr. Juan Christian Kindt serving as a Director of the bank. This means the banking regulator has cleared him to take the board role, reinforcing that the bank’s governance changes are aligned with regulatory requirements.
Banco BBVA Argentina S.A. submitted its financial statements for the period ended June 30, 2025, as approved by its board of directors, to Argentine regulators and furnished them to U.S. investors.
The filing states that the controlling group held 407,785,801 book-entry common shares, representing 66.55% of total capital stock as of June 30, 2025. It also notes that the company has no share-convertible debt securities or stock options, and identifies Banco Bilbao Vizcaya Argentaria S.A., based in Bilbao, Spain, as the controlling shareholder.