Welcome to our dedicated page for Banco Bradesco SEC filings (Ticker: BBD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Banco Bradesco S.A. filings document the foreign-issuer disclosures of a Brazilian financial institution whose American depositary shares represent preferred shares. The company furnishes Form 6-K reports covering IFRS consolidated financial statements, management analysis, loan portfolio composition, funding sources, loan-loss provisions, fee income, operating expenses, Basel indicators and economic perspectives.
The filing record also includes disclosures on Bradesco Seguros, digital and customer-service channels, international operations, and healthcare-asset consolidation involving Bradsaúde. Other reports cover CVM/B3 correspondence, material notices to the market, governance matters, controller and director securities transactions, and ownership information relevant to Bradesco's capital structure and ADR investors.
Banco Bradesco S.A. reported 3Q25 results with recurring net income of R$6.2 billion, up 2.3% quarter over quarter and 18.8% year over year. ROAE reached 14.7%. Total revenue was R$35.0 billion, led by net interest income of R$18.7 billion; client NII was R$18.6 billion as average spreads improved to 9.0%.
The expanded loan portfolio rose to R$1.034 trillion (↑1.6% q/q, ↑9.6% y/y), with greater participation of secured lines. The 90+ day delinquency ratio held at 4.1%, while the cost of credit ticked to 3.3%. Fee and commission income grew 2.8% q/q and 6.9% y/y. Insurance operations delivered income of R$5.7 billion and net income of R$2.5 billion, with a 22.4% ROAE.
Operating expenses increased 3.7% q/q and 9.6% y/y amid ongoing investments, keeping the efficiency ratio around 50%. Capital remained solid with a Tier 1 ratio of 13.4% and a common equity ratio of 11.4%. The company allocated R$3.8 billion in interest on shareholders’ equity and reached its R$350 billion sustainability allocation target by September 2025.
Banco Bradesco S.A. (BBD) reported stronger results for 9M25 under IFRS. Net income reached R$17,382,943 thousand, up from R$13,333,258 thousand a year earlier, with basic EPS of R$1.54 for common shares and R$1.70 for preferred shares. Shareholders’ equity totaled R$176,144,427 thousand, and book value per share was R$16.61.
Core banking volumes expanded: total deposits were R$667.1 billion (Sept25 vs. Sept24, +8.2%), the expanded loan portfolio was R$1,034.2 billion (+9.6%), and Tier I capital was 13.4%. Securities reached R$832.7 billion (+11.4%), with notable shifts among FVPL, FVOCI and amortized cost classifications.
The bank highlighted higher fee and commission income and stronger insurance and pension performance in 9M25. Expected loss on loans and advances was R$22,039,311 thousand for 9M25. Bradesco also approved interest on intermediate equity totaling R$3,000,000,000, or R$0.270146729 per common share and R$0.297161402 per preferred share, to be paid by April 30, 2026.
Banco Bradesco S.A. furnished a Form 6-K detailing equity transactions for September 2025 by management and related parties. The Board of Directors purchased 972,701 non-voting shares at R$17.63059, totaling R$17,149,289.16, ending with 44,764,542 non-voting shares.
The Board of Executive Officers recorded purchases of 2,345,092 non-voting shares for R$41,345,348.01 and sales of 52,631 non-voting shares for R$910,040.06, closing with 11,641,042 non-voting shares. The Controller's group reported no operations; balances remained at 3,811,582,439 common and 121,067,106 non-voting shares. Treasury shares were unchanged at 7,500,000 common and 7,500,000 non-voting. The Audit Committee and Technical/Advisory groups also reported no transactions.
Banco Bradesco S.A. approved the payment of interim interest on shareholders’ equity totaling R$3,000,000,000.00, equal to R$0.270146729 per common share and R$0.297161402 per preferred share. Shareholders on record as of September 29, 2025 will be entitled to receive this amount, and the shares will trade without this right from September 30, 2025.
The net amounts to be paid, after a 15% withholding income tax, will be R$0.229624720 per common share and R$0.252587192 per preferred share, with payment to be made up to April 30, 2026. The company notes that this interim interest is approximately 15.7 times its usual net monthly interest payments and that it will be included in the calculation of the mandatory dividend for the year under its bylaws.