Welcome to our dedicated page for Banco Bradesco SEC filings (Ticker: BBDO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Banco Bradesco S.A. (BBDO) SEC filings page on Stock Titan brings together the bank’s U.S. regulatory disclosures, primarily its Form 6-K current reports filed as a foreign private issuer under Form 20-F. In these documents, the company, also identified as Bank Bradesco, provides detailed information on insider activity, related-party transactions, shareholdings, and its corporate reporting calendar.
Many of the 6-K filings contain consolidated forms that track securities and derivatives positions in Banco Bradesco S.A.’s common and non-voting shares. They show opening and closing balances, quantities, and percentage participation for the controlling group, the board of directors, the board of executive officers, the audit committee, technical and advisory agencies, treasury, and selected controlled entities. Month-by-month movements list purchases, sales, and securities lending (rent debits and credits), effectively functioning as insider trading and related-party activity reports.
Other 6-K reports include notices regarding transactions between related parties. For example, Banco Bradesco S.A. discloses the annual renewal of an agreement with Cielo S.A., a related party in whose controlling group Bradesco participates through subsidiaries, for intermediation, capture, indication, and maintenance services for commercial establishments. These notices explain the object of the transaction, its main terms and conditions, and the management’s justification that it complies with the company’s internal policy and applicable regulations.
The bank also files an Annual Calendar of Corporate Events via Form 6-K, setting out planned dates for annual financial statements and standardized financial statements, quarterly information (ITR), governance information for publicly held companies, the annual shareholders’ meeting, and analyst presentations. On Stock Titan, investors can access these filings as they are updated from EDGAR and use AI-powered summaries to understand lengthy tables and technical language, making it easier to interpret insider holdings, related-party agreements, and the timing of key financial disclosures for BBDO.
Banco Bradesco S.A. called an Extraordinary General Meeting for March 31, 2026 at 4:00 p.m., to be held exclusively in digital format. Shareholders will vote on approving the partial spin-off of Bradseg Participações S.A., with the spun-off net assets absorbed by Bradesco.
This spin-off is part of a broader business combination involving Bradesco Gestão de Saúde S.A. and Odontoprev S.A., with the goal of unifying Bradesco’s health-segment equity interests in Odontoprev. After all stages are completed, Odontoprev is expected to consolidate Bradesco’s healthcare ecosystem, simplifying the corporate structure and potentially improving administrative efficiency.
Banco Bradesco S.A. is restructuring its healthcare businesses by consolidating them under Odontoprev S.A., which will be renamed Bradsaúde S.A.. Bradseg will be partially spun off so that Bradesco directly holds shares of Odontoprev and Bradesco Gestão de Saúde (BGS), and Odontoprev will merge the shares of BGS, making BGS its wholly owned subsidiary. Bradesco will receive 2,378,374,445 new Odontoprev shares in exchange for all BGS shares, based on an exchange ratio of 0.17998067486 Odontoprev share per BGS share. After the transaction, Bradesco will own 91.35% of Odontoprev’s total and voting capital and current Odontoprev shareholders will hold 8.65%, excluding treasury shares and any withdrawal effects. Odontoprev’s dental operations and related assets will be contributed to Mediservice, and Odontoprev/Bradsaúde will act solely as a holding company for Bradesco’s healthcare businesses. The companies highlight expected commercial synergies, broader healthcare scope, and potential Basel ratio benefits for Bradesco, while noting that the spin-off itself does not change Bradesco’s share capital and does not create withdrawal rights for Bradesco or Bradseg shareholders.
Banco Bradesco S.A. responded to a request from the Brazilian securities regulator about media comments on its agribusiness growth targets. The article cited a projection of 15%–20% growth in the direct agribusiness portfolio in 2026, on a base then estimated at R$ 120 billion.
Bradesco explains that these rural credit projections are already included in its previously released guidance, so it did not see a need to publish a separate material fact. The bank emphasizes that these projections are not guarantees of future performance and are subject to risks and uncertainties.
It also cites applicable Brazilian regulations, including Resolution No. 44/2021, and reiterates that any material facts or changes in projections will be disclosed to the market in a timely manner through the appropriate channels.
Banco Bradesco S.A. filed a report summarizing January 2026 share positions and trades by management, their families, treasury, and numerous controlled and related companies. Most groups, including the controlling shareholder group, board of directors, audit committee, technical bodies, treasury, and affiliates, showed no operations in securities or derivatives during the month and unchanged balances.
The only reported trades came from the Board of Executive Officers, which executed sales of non-voting shares totaling 41,869 shares for R$ 771,813.04, plus a securities lending credit of 3,942 non-voting shares for R$ 72,059.76. After these movements, this group held 68,136 common shares and 10,767,054 non-voting shares. The controller group maintained holdings of 3,811,582,439 common shares and 121,067,106 non-voting shares with unchanged participation percentages.
Banco Bradesco is calling special and annual shareholders’ meetings, to be held exclusively digitally on March 10, 2026, to vote on key capital, governance and payout decisions. The board proposes increasing share capital by R$6.67 billion, from R$87.1 billion to R$93.77 billion, through capitalization of the Legal Reserve, without issuing new shares or bringing in fresh cash.
Shareholders will also vote on updating the bylaws to allow profit sharing for management, with the Board of Directors empowered to set amounts within Brazilian legal limits. For 2025, Bradesco reports net income of R$24.55 billion and proposes allocating R$1.06 billion to the Legal Reserve, R$5.67 billion to the Statutory Reserve and R$14.50 billion as interest on shareholders’ equity. Of this payout, R$7.60 billion has already been paid and R$6.90 billion is scheduled for payment in 2026, corresponding to about 61% of adjusted net income and satisfying the 30% mandatory dividend rule.
Banco Bradesco S.A. is calling combined special and annual shareholders’ meetings for March 10, 2026, held exclusively digitally, to vote on key capital, governance and payout decisions.
Shareholders will consider a R$6.67 billion increase in share capital, from R$87.1 billion to R$93.77 billion, by capitalizing part of the legal profit reserve with no new shares or cash raised. They will also vote on a bylaw change to allow profit sharing for management, with the Board of Directors empowered to set amounts within Brazilian legal limits. For 2025, net income of R$24.55 billion is proposed to be allocated to R$1.06 billion for the legal reserve, R$5.67 billion to the statutory reserve and R$14.50 billion as interest on shareholders’ equity, of which R$7.60 billion has been paid and R$6.90 billion will be paid in 2026, corresponding to about 61% of adjusted net income. The meetings will also vote on approval of 2025 financial statements, election of Board and Fiscal Council members, and 2026 compensation for management and the Fiscal Council.
Banco Bradesco S.A. reports stronger 2025 consolidated IFRS results, with net income of R$23.9 billion, up from R$17.5 billion in 2024. Earnings per common share reached R$2.13 and preferred share EPS was R$2.35.
Total deposits rose to R$728.0 billion, an increase of 12.2%, while the expanded loan portfolio grew 11.0% to R$1,089.2 billion, with both individual and corporate segments expanding. Securities reached R$925.4 billion, up 19.4%, and Tier I capital stood at 13.2%, supporting balance sheet strength.
Bradesco paid R$14.5 billion (gross) in interest on shareholders’ equity in 2025, a 36.4% year‑on‑year increase, and approved complementary distributions of R$3.9 billion for December 2025. The bank highlights continued investment in AI‑driven technology, sustainability financing of R$381.9 billion over 2021–2025, and reinforced governance and risk management structures.
Banco Bradesco S.A. released its 2026 growth guidance, setting targets for lending, revenue and costs. The bank expects its expanded loan portfolio to grow 8.5% to 10.5%, signaling planned credit expansion for the year.
Net interest income net of expanded loan loss provisions is projected between R$42 billion and R$48 billion. Fee and commission income is expected to rise 3% to 5%, while operating expenses (personnel, administrative and other) are guided to increase 6% to 8%. Income from insurance, pension plans and capitalization bonds is also projected to grow 6% to 8%. Management emphasizes these projections are not guarantees and depend on future economic and market conditions.
Banco Bradesco S.A. reported that it has paid interim interest on shareholders’ equity totaling R$3,000,000,000.00. The payment was made on January 30, 2026, as previously announced in a Material Fact dated June 18, 2025, which otherwise remains unchanged.
The company also reiterates standard forward-looking statement cautions, noting that expectations about future performance and dividend declarations depend on economic conditions, industry factors and operating assumptions, and that actual results may differ materially from current management estimates.