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California Bancorp SEC Filings

BCAL NASDAQ

Welcome to our dedicated page for California Bancorp SEC filings (Ticker: BCAL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Tracking capital ratios, credit quality, and insider lending at California Bancorp (BCAL) can feel like paging through a phone book of regulations. Each 10-K discloses dozens of tables on loan concentrations and allowance for credit losses, while every 10-Q updates net interest margin in dizzying detail. If you have ever searched “California Bancorp SEC filings explained simply” or wondered, “Where do I spot BCAL’s tier-1 capital in the annual report 10-K simplified?”, you are in the right place.

Stock Titan’s AI reads every disclosure the moment it hits EDGAR, then surfaces exactly what professionals need:

  • Real-time California Bancorp insider trading Form 4 transactions with context—know when executives buy or sell before the market reacts.
  • Concise takeaways from each California Bancorp quarterly earnings report 10-Q filing, including loan growth, deposit mix, and credit-loss provision trends.
  • Instant alerts on California Bancorp 8-K material events explained, from dividend declarations to shifts in asset-quality metrics.
  • Clear language around the proxy statement so “California Bancorp proxy statement executive compensation” no longer feels opaque.

Whether you are parsing a 300-page 10-K for liquidity ratios or need California Bancorp Form 4 insider transactions real-time, our platform delivers AI-powered summaries, expert commentary, and historical comparisons—no manual scraping required. Spend minutes, not hours, identifying deposit concentration risks, monitoring California Bancorp executive stock transactions Form 4, and translating complex disclosures into actionable insights. Welcome to the smarter way to understand California Bancorp earnings report filing analysis.

Rhea-AI Summary

On 06/21/2025, California BanCorp (BCAL) Executive Vice President & Chief Operating Officer Michele Wirfel filed a Form 4 reporting the disposition of 93 common shares at $14.53 per share. The footnote clarifies that the shares were automatically withheld to satisfy taxes due upon the vesting of a previously granted equity award, making the event administrative rather than discretionary.

Following the transaction, the executive continues to hold 78,282 shares of BCAL stock, indicating a reduction of less than 0.2 % of her total ownership. No derivative securities were bought, sold, or exercised, and no 10b5-1 trading plan was indicated. Given the small size and tax-related nature of the sale, the filing is considered routine with negligible impact on the company’s insider-ownership profile or market outlook.

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Rhea-AI Summary

Insider Activity Overview: California BanCorp (BCAL) filed a Form 4 showing that Chief Executive Officer and Director Steven E. Shelton disposed of 163 common shares on 06/21/2025 at $14.53 per share, a transaction valued at approximately $2,340.

The sale was executed solely to satisfy the executive’s tax withholding obligation arising from the vesting of a prior equity award, as disclosed in the footnote to the filing.

Post-transaction, Shelton directly holds 133,333 BCAL shares, meaning more than 99 % of his previous stake remains intact. The transaction represents less than 0.2 % of his beneficial holdings and is immaterial relative to the company’s total shares outstanding. No derivative securities were involved, and there is no indication of a broader change in the executive’s ownership strategy.

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FAQ

What is the current stock price of California Bancorp (BCAL)?

The current stock price of California Bancorp (BCAL) is $16.3 as of July 2, 2025.

What is the market cap of California Bancorp (BCAL)?

The market cap of California Bancorp (BCAL) is approximately 497.2M.

What is the primary business of California Bancorp?

California Bancorp is a registered bank holding company that offers a range of financial products and services to individuals, professionals, and small to medium-sized businesses through a relationship-based approach.

How does California Bancorp differentiate itself in a competitive market?

The company differentiates itself by emphasizing personalized, relationship-based banking. This approach allows clients to engage directly with decision-makers and receive custom-tailored financial solutions.

What types of banking services does California Bancorp provide?

California Bancorp provides retail banking, commercial lending, asset management, and various relationship-based financial services, catering to a diverse clientele including individuals and small businesses.

How does the company manage operational risks?

The firm employs a disciplined operational framework that includes rigorous credit underwriting, proactive asset quality management, and a systematic approach to provisioning for credit losses, ensuring that risk is effectively monitored and controlled.

What is meant by a relationship-based banking model at California Bancorp?

A relationship-based banking model focuses on building strong, long-lasting connections with clients, ensuring personalized financial advising and tailored banking solutions that meet the unique needs of each customer.

How does California Bancorp cater to local communities?

The bank leverages a robust regional network to provide accessible banking services, fostering strong community ties and understanding local economic dynamics, which in turn helps customize financial solutions to local needs.

What industry-specific practices does California Bancorp employ?

The company uses industry-specific practices such as net interest margin optimization and asset quality management to maintain high operational standards and ensure that its financial offerings are efficient and competitively structured.

How is California Bancorp positioned within the regional banking landscape?

Positioned as a community-focused institution, California Bancorp emphasizes direct client engagement and personalized service, which allows it to effectively compete with both large national banks and local financial institutions.
California Bancorp

NASDAQ:BCAL

BCAL Rankings

BCAL Stock Data

497.21M
22.19M
16.35%
63.72%
0.98%
Banks - Regional
National Commercial Banks
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United States
SAN DIEGO