Every 10-Q that California BanCorp (BCAL) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BCAL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BCAL filings page.
California BanCorp reported Q2 2026 net income of $14,300 thousand (basic EPS $0.44), very close to Q2 2025’s $14,099 thousand, on net interest income of $43,354 thousand. For the first half of 2026, net income was $28,091 thousand versus $30,952 thousand in the prior-year period.
Total assets were $4,025,259 thousand at June 30, 2026, including loans held for investment of $3,094,753 thousand and deposits of $3,359,105 thousand. Credit quality improved: nonaccrual loans declined to $8,922 thousand from $16,086 thousand at year-end 2025, and year-to-date net charge-offs were $157 thousand.
The allowance for loan losses remained stable at $34,860 thousand, while separate reserves for unfunded commitments were $1,769 thousand. Shareholders’ equity increased to $586,640 thousand, aided by earnings but offset by higher unrealized losses on securities. In the first half, the company paid $6,497 thousand in common dividends and repurchased 512,509 shares for $9,408 thousand.
California BanCorp reported lower quarterly profit for the three months ended March 31, 2026. Net income was $13.8 million, down from $16.9 million a year earlier, with diluted EPS at $0.42 versus $0.52.
Total assets were $4.05 billion and total deposits $3.39 billion, both roughly stable since year-end 2025. Net interest income held steady at $42.1 million, while a smaller reversal of credit loss provisions reduced overall profitability.
The allowance for credit losses on loans was $34.0 million, and nonaccrual loans rose to $30.6 million. The company foreclosed on one construction credit, adding $8.6 million in other real estate owned, and recorded higher unrealized losses on available-for-sale securities in other comprehensive income. California BanCorp also repurchased about 410,000 shares for $7.4 million and paid a $0.10 per share dividend.
California BanCorp (BCAL) reported stronger Q3 2025 results. Net income was $15.684M versus a net loss of $16.464M a year ago, and diluted EPS was $0.48 versus $(0.59). Net interest income rose to $42.515M from $36.942M as interest expense declined to $14.673M from $17.185M. The provision for credit losses was a small reversal of $15 thousand versus a provision of $22.963M in the prior year quarter.
Noninterest expense fell to $23.382M from $37.680M, reflecting the absence of prior-year merger costs. Total assets were $4.101B, with shareholders’ equity at $564.724M. Deposits totaled $3.460B compared with $3.399B at December 31, 2024, while loans held for investment, net, were $2.949B versus $3.089B at December 31, 2024. Cash and cash equivalents increased to $559.216M from $388.162M at year-end. Accumulated other comprehensive loss improved to $2.052M (net of tax). Borrowings decreased to $33.443M from $69.725M. As of November 5, 2025, shares outstanding were 32,322,651.
California BanCorp (BCAL) reported a sharply improved quarter ended June 30, 2025, with net income of $14.1 million compared with $0.2 million a year earlier, and basic EPS of $0.43 versus $0.01. Net interest income rose to $41.4 million from $21.0 million as loan and other interest income increased. The company recorded a reversal of provision for credit losses of $0.6 million this quarter versus a $2.9 million provision a year ago, supporting a higher net interest income after credit costs.
On the balance sheet, total assets were $3.954 billion and loans held for investment were $2.992 billion, down from $3.139 billion at year-end 2024. Deposits totaled $3.312 billion (down from $3.399 billion), while shareholders' equity rose to $547.6 million from $511.8 million, driven by retained earnings of $107.0 million. The filing notes the 2024 merger with CALB and tax law changes in California (SB 132) with a $269 thousand tax adjustment recorded in the period.