Welcome to our dedicated page for Bcb Bancorp SEC filings (Ticker: BCBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
we are a thriving community bank that prides ourselves on hard work, friendly and knowledgeable customer service, and convenient, local banking. since november of 2000, bcb has been offering a wide range of loans, deposit products, and retail and commercial banking services. as of today, there are fifteen lobby-service branches expanding across the nj & ny areas and one administrative office located in bayonne, nj. bcb continues to find ways of improving our services for an enjoyable and hassle-free banking experience seven days a week.BCB Bancorp (BCBP) reported Q3 2025 results. Net income was $4.3 million, or $0.22 per diluted share, versus $6.7 million, or $0.36, a year ago. Net interest income was $23.7 million, with a $4.1 million provision for credit losses. For the nine months, the company posted a net loss of $0.5 million compared with $15.4 million in the prior year period, driven by higher credit loss provisions.
Total assets were $3.35 billion and loans, net of a $37.8 million allowance, were $2.79 billion, down from $3.00 billion at December 31, 2024. Deposits totaled $2.69 billion, down from $2.75 billion, while FHLB advances declined to $280.8 million from $455.4 million. Other real estate owned was $20.1 million following transfers from loans. Available-for-sale securities rose in fair value to $115.7 million as unrealized losses narrowed.
Preferred stock additional paid-in capital was $25.2 million. Shares outstanding were 17,228,206 as of November 1, 2025. The company highlighted a distinct cannabis-related loan segment of $69.1 million as of September 30, 2025, down from $103.2 million at year-end 2024.
BCB Bancorp, Inc. (BCBP) reported that it issued a press release announcing financial results for the quarter and nine months ended September 30, 2025, and the board declared a regular quarterly cash dividend of $0.16 per share.
The dividend is payable on November 24, 2025 to shareholders of record as of November 10, 2025. The press release and accompanying financial statements were furnished as Exhibit 99.1 and are incorporated by reference into Item 2.02.
BCB Bancorp, Inc. (BCBP) reported an insider equity award. The company’s Chief Compliance Officer filed a Form 4 disclosing a grant of options to purchase 7,185 shares at an exercise price of $9.91 on 02/24/2025.
The new option becomes exercisable on 02/24/2026 and expires on 02/24/2035, and vests 1/3 per year commencing on the first anniversary of the grant date. Following the transactions reported, the officer lists 1,380 shares of common stock beneficially owned (direct). The filing also lists previously awarded options outstanding, including 12,500 options (exercise price $12.40, expiring 09/13/2027) and 5,000 options (exercise price $10.55, expiring 12/26/2025).
BCB Bancorp (BCBP) filed a Form 4 reporting a routine equity incentive granted to Chief Executive Officer and director Michael A. Shriner. On 02/24/2025 he received an option to purchase 26,942 common shares at an exercise price of $9.91, expiring 02/24/2035. The award vests 1/3 per year beginning on the first anniversary of the grant date.
No open-market purchase or sale of common stock was disclosed in Table I. After the reported transaction Shriner directly owns 33,500 common shares and 26,942 derivative securities (the new option). Ownership is shown as direct, and the filing was submitted by a single reporting person.
The transaction is an internal compensation event with no immediate cash movement or change to outstanding share count; therefore, its impact on BCB Bancorp’s capital structure and near-term financials is minimal.