Welcome to our dedicated page for Bcb Bancorp SEC filings (Ticker: BCBP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The BCB Bancorp, Inc. (NASDAQ: BCBP) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as the holding company for BCB Community Bank. As a publicly traded savings institution, BCB Bancorp files reports and current event disclosures with the U.S. Securities and Exchange Commission that describe its financial condition, results of operations, capital structure, and material corporate actions.
Investors can review periodic reports such as annual and quarterly filings, which typically contain details on loan portfolios, deposit composition, funding sources, capital ratios, provisions for credit losses, and non-interest income and expense categories. These filings complement the company’s earnings press releases, which discuss metrics like net income, net interest margin, non-accrual loans, and the allowance for credit losses, as well as commentary on specific portfolios, including commercial real estate, multi-family, construction, commercial business, and cannabis-related loans.
The filings page also highlights current reports on Form 8-K, such as the October 27, 2025 filing that references a press release announcing quarterly financial results and a regular cash dividend. Such 8-Ks can cover dividend declarations, capital offerings or exchanges of subordinated notes, and other material events affecting shareholders and creditors.
On Stock Titan, each new BCB Bancorp, Inc. filing is captured as it becomes available from the SEC’s EDGAR system, and AI-powered tools help summarize key points, clarify technical language, and surface items of interest such as changes in credit loss provisioning, capital management actions, and board or governance developments. Users can also monitor registered securities, including common stock listed on The Nasdaq Stock Market LLC under the symbol BCBP and subordinated notes referenced in company disclosures.
BCB Bancorp, Inc. is asking shareholders to vote at its April 23, 2026 annual meeting on three items: electing four directors, ratifying Wolf & Company, P.C. as independent auditor for 2026, and approving on an advisory basis the compensation of named executive officers. The board recommends voting FOR all proposals.
The proxy details a staggered 11-member board, committee structures, director independence, and a mix of cash and equity compensation for non-employee directors, including 4,690-share restricted stock awards that vested in February 2026. It also outlines employment and change-in-control protections for key executives.
In its compensation discussion, the company reports a net loss of $12.5 million for 2025, a reversal from $18.6 million in net income for 2024. Net interest income rose modestly to $93.0 million and net interest margin improved to 2.82%, but higher net charge-offs of $43.1 million and a 36.3% increase in non-interest expense to $77.9 million, driven by OREO write-downs and higher salaries and benefits, weighed on results. Despite this, 2025 say-on-pay support in the prior year was about 92%, and 2025 executive pay kept base salaries flat while granting stock options under the 2023 equity plan.
BCB Bancorp Inc. director Gerald Werdann filed an initial Form 3 showing his beneficial ownership in the company’s common stock. He reports indirect ownership of 7,722 shares held by the BGJ Family Trust and 87 shares held through an IRA. This filing establishes a baseline of his existing holdings and does not describe any new purchase or sale transactions.
BCB Bancorp, Inc., parent of BCB Community Bank, reports on its community banking operations in New Jersey and New York for the year ended December 31, 2025. The company had $3.279 billion in consolidated assets, $2.674 billion in deposits, and $304.3 million in stockholders’ equity.
Its loan book totals about $2.73 billion, heavily concentrated in commercial and multi-family real estate, cannabis-related lending, and commercial business credits, many with floating rates. Nonaccrual loans rose to $63.3 million, and net charge-offs increased sharply, driven by cannabis and business express portfolios, prompting a higher allowance for credit losses of $33.7 million.
Management highlights steps to strengthen liquidity and capital, slow balance sheet growth, reduce wholesale funding reliance, and exit higher-risk products such as business express loans. The bank also maintains a sizable available-for-sale securities portfolio and details its regulatory capital, risk management, and human capital frameworks.
BCB Bancorp Inc. director Mark D. Hogan reported buying 5,000 shares of common stock in an open-market purchase at $7.97 per share through an IRA, an indirect holding. Following this transaction, he indirectly owns 103,352 shares and directly holds 627,092 shares of BCB Bancorp common stock.
BCB Bancorp, Inc. announced that its board has elected Gerald Werdann, age 62, as a director effective March 1, 2026. He will fill a current board vacancy in the class whose term expires at the April 2026 annual shareholder meeting and has been nominated for a new three-year term.
Werdann will also join the board of BCB Community Bank and serve on the audit, loan, and asset and liability (ALCO) committees. He is a co-founding partner of accounting firm Werdann DeVito LLC and holds multiple professional designations in accounting, business valuation, and financial forensics.
His director compensation will match that of other non-employee directors, including board fees and eligibility for stock-based awards. The company states that neither Werdann nor his firm has provided services to BCB Bancorp or its bank subsidiary and that there are no related-party transactions or special arrangements connected to his election.
BCB Bancorp director Vincent DiDomenico Jr reported an equity award of 5,952 shares of common stock on February 10, 2026. The shares are restricted stock, with one-third vesting annually over three years. Following this grant, he directly owns 186,582 common shares of BCB Bancorp.
BCB Bancorp Inc. director Judith Q. Bielan reported an acquisition of 5,952 shares of common stock on February 10, 2026. These shares are restricted stock, with one-third vesting each year over a three-year period, effectively spreading the benefit over time.
Following this grant, she directly holds 120,504 common shares, and additional shares are held indirectly through an IRA, her spouse's IRA, a family estate, her spouse, and a child. The reported transaction was a stock award at a price of $0 per share, not an open-market purchase.
BCB Bancorp director James G. Rizzo reported an equity grant of 5,952 shares of common stock on February 10, 2026, awarded at $0 per share. These shares are restricted stock, with one-third vesting each year over a three-year period.
Following this grant, Rizzo directly beneficially owns 68,660 BCB Bancorp shares. He also reports indirect beneficial ownership of 73,554 shares held by an IRA and 3,100 shares held by his spouse's IRA, in addition to his direct holdings.
BCB Bancorp director Joseph Lyga reported an acquisition of 5,952 shares of common stock on February 10, 2026. These are restricted shares, with one-third scheduled to vest each year over a three-year period, meaning the stock becomes fully transferable over time.
After this grant, Lyga directly beneficially owns 187,695 common shares. The filing also notes indirect ownership of 3,386 shares held by a child and 2,985 shares held by a spouse, reflecting family-related holdings in BCB Bancorp.
BCB Bancorp director John Pulomena reported an acquisition of company stock through an equity award. On 02/10/2026, he received 5,952 shares of BCB Bancorp common stock at a price of $0. These are restricted shares, with one-third vesting each year over a three-year period.
Following this grant, Pulomena directly holds 27,052 shares of BCB Bancorp common stock. The filing reflects an equity-based compensation award rather than an open-market purchase.