Every 10-Q that BCB Bancorp Inc (NJ) (BCBP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BCBP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BCBP filings page.
BCB Bancorp, Inc. reports weaker results for the quarter and six months ended June 30, 2026. Total assets were about $3.12 billion, down from $3.28 billion at December 31, 2025, while total deposits declined modestly to $2.64 billion.
For the June 2026 quarter, the company recorded a net loss of $14.8 million, compared with net income of $3.6 million a year earlier. Net interest income was relatively stable at $23.3 million, but results were heavily affected by a sharply higher provision for credit losses on loans of $19.0 million and a $5.3 million goodwill impairment. Non-interest income also included losses on loan sales and equity investments.
For the first six months of 2026, BCB reported a net loss of $9.9 million, versus a $4.8 million loss in 2025 and $8.7 million of net income in 2024. Operating cash flow remained positive at $14.7 million. The company reduced Federal Home Loan Bank advances from $235.0 million to $125.0 million, but stockholders’ equity declined to $291.9 million, partly reflecting losses and dividends.
BCB Bancorp, Inc. reported a return to profitability for the three months ended March 31, 2026, with net income of $4.9 million, compared with an $8.3 million loss a year earlier. Net income available to common shareholders was $4.4 million, or $0.26 per share, versus a loss of $0.51 per share in 2025.
Net interest income was $22.8 million, up slightly from $22.0 million, while the provision for credit losses on loans dropped sharply to $2.8 million from $20.8 million, driving the earnings swing. Total assets were $3.27 billion, loans receivable net were $2.66 billion, and deposits totaled $2.67 billion at March 31, 2026.
The allowance for credit losses on loans stood at $32.6 million, and non-accrual loans were $59.8 million, slightly lower than year-end 2025. The cannabis-related loan portfolio was $68.9 million, and stockholders’ equity was $307.4 million.
BCB Bancorp (BCBP) reported Q3 2025 results. Net income was $4.3 million, or $0.22 per diluted share, versus $6.7 million, or $0.36, a year ago. Net interest income was $23.7 million, with a $4.1 million provision for credit losses. For the nine months, the company posted a net loss of $0.5 million compared with $15.4 million in the prior year period, driven by higher credit loss provisions.
Total assets were $3.35 billion and loans, net of a $37.8 million allowance, were $2.79 billion, down from $3.00 billion at December 31, 2024. Deposits totaled $2.69 billion, down from $2.75 billion, while FHLB advances declined to $280.8 million from $455.4 million. Other real estate owned was $20.1 million following transfers from loans. Available-for-sale securities rose in fair value to $115.7 million as unrealized losses narrowed.
Preferred stock additional paid-in capital was $25.2 million. Shares outstanding were 17,228,206 as of November 1, 2025. The company highlighted a distinct cannabis-related loan segment of $69.1 million as of September 30, 2025, down from $103.2 million at year-end 2024.