Every 8-K that BCB Bancorp Inc (NJ) (BCBP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow BCBP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BCBP filings page.
BCB Bancorp, Inc. (BCBP), the holding company for BCB Community Bank, said the Bank entered definitive agreements with six purchasers between September 21 and September 24, 2026, to sell problem-loan portfolios with approximately $205.3 million in unpaid principal balance as of June 30, 2026. The portfolios comprise commercial and multifamily real estate loans with approximately $180.7 million, commercial and industrial loans with approximately $14.8 million, and construction loans with approximately $9.8 million in unpaid principal balance, each as of June 30, 2026. Most loans were rated criticized or classified under the Bank’s internal risk rating system; business express loans are excluded.
The estimated pre-tax loss attributable to the sales is $43.3 million, to be recorded in the third quarter of 2026. Five of six transactions have closed; the last is expected to close before the end of the third quarter of 2026. Each agreement is independent, and closing any one was not conditioned on closing another.
BCB Bancorp, Inc. (BCBP) completed an underwritten public offering of 12,650,000 shares of common stock, including the full exercise of the underwriter’s over-allotment option, at a public offering price of $7.75 per share. Piper Sandler & Co. acted as sole book-running manager under an Underwriting Agreement with customary terms and indemnification.
The Company received aggregate net proceeds of approximately $92,445,438 after underwriting discounts, commissions and estimated expenses, based on initial issuance of 11,000,000 shares and an additional 1,650,000 shares from the over-allotment option. BCB Bancorp intends to use the net proceeds for general corporate purposes, maintaining liquidity and capital levels, supporting Bank capital in connection with expected disposition of potential problem loans, and reducing debt.
BCB Bancorp, Inc. (BCBP) announced the pricing of an underwritten public offering of 11,000,000 shares of its common stock, expected to generate $85,250,000 in total gross proceeds before underwriting discounts, commissions and expenses payable by the company. The offering is expected to close on September 18, 2026, subject to customary closing conditions, and is being conducted under an effective Form S-3 shelf registration statement. Piper Sandler & Co. is serving as sole book-running manager, and the underwriter has a 30-day option to purchase additional shares at the public offering price, less underwriting discounts and commissions. BCB Bancorp plans to use net proceeds for general corporate purposes, including maintaining liquidity, funding working capital, supporting bank capital in connection with the expected disposition of identified potential problem loans, reducing debt, and supporting capital and liquidity ratios at acceptable levels for both the company and BCB Community Bank.
BCB Bancorp, Inc. (BCBP) plans to raise equity through an underwritten public offering of common stock, with an intended 30‑day option for underwriters to buy additional shares, to support general corporate purposes and bolster bank capital and liquidity.
Management is aggressively addressing credit issues by marketing for sale a portfolio of problem loans totaling about $210 million of aggregate principal, plus about $96 million of additional commercial real estate and cannabis-related loans that are expected to be transferred to held for sale in the third quarter of 2026. The company anticipates a third-quarter provision for credit losses of $112–$120 million, including an expected $87 million pre‑tax loss tied to these loan actions, and has recorded a $50 million valuation allowance against its net deferred tax assets. As a result, BCB Bancorp currently expects to report a third‑quarter 2026 net loss of $126.2–$136.1 million, alongside an anticipated net interest margin of 2.90%–3.00%.
BCB Bancorp, Inc. (BCBP) reported a change in its independent registered public accounting firm. On September 2, 2026, the company dismissed Wolf & Company, P.C. as its auditor following approval by the Audit Committee and, on the same date, engaged Deloitte & Touche LLP as its new auditor, subject to Deloitte’s customary client acceptance procedures.
The company states that for the fiscal years ended December 31, 2025 and 2024 and the interim period through September 2, 2026, there were no disagreements with Wolf & Company on accounting principles, financial statement disclosure, or audit scope, and no reportable events under Item 304(a)(1)(v) of Regulation S-K. Wolf & Company’s prior reports contained no adverse opinions or disclaimers. The company also reports that it did not consult Deloitte on accounting matters or audit opinions during these periods.
BCB Bancorp, Inc. discussed second-quarter 2026 results and an ongoing balance-sheet cleanup under new CEO Thomas O’Brien, about 60 days into the role. The company has suspended dividends on both common and preferred shares to retain holding-company liquidity and build capital at the bank. Net interest margin saw a small improvement, rising by about 8 basis points to just over 3%. The quarter’s loss included a $5.3 million goodwill write-off, the only intangible on the balance sheet, and a substantial loan loss provision of $19 million, with $16.7 million tied to the C&I portfolio.
Management is conducting a comprehensive review of credit, focused on C&I, commercial real estate and the Business Express loan portfolio after aggressive growth from 2020–2023 and entry into businesses they “didn’t fully understand.” Business Express losses were about $10 million in 2025 and similar in 2024, but only $1.1 million year-to-date 2026, with reserve coverage at 15%. A broad C&I and CRE re-underwriting is underway, with leadership targeting clearer visibility on capital and portfolio disposition around Labor Day and the goal to “cleanse” financial statements by the third quarter. Core operating revenue has held near $25 million per quarter, but expenses will stay elevated near term due to consultants and legal work. The company highlights holding-company “double leverage” and subordinated debt as key constraints, is evaluating capital options, and plans to reincorporate in Delaware and eliminate staggered board terms to modernize governance.
BCB Bancorp, Inc. reported a second‑quarter 2026 net loss of $14.8 million, or ($0.85) per diluted share, compared with net income of $3.6 million a year earlier. For the first six months of 2026, the company posted a net loss of $9.9 million. Results were driven by a $19.0 million provision for credit losses, a $5.3 million non‑cash goodwill impairment that fully wrote off goodwill, and a $2.6 million loss on a nonaccrual construction loan moved to held‑for‑sale. The allowance for credit losses rose to $45.0 million, or 1.71 percent of gross loans, while non‑accrual loans increased to $72.0 million, or 2.73 percent of gross loans, reflecting elevated net charge‑offs in the commercial and industrial and Business Express portfolios.
Total assets declined to $3.118 billion, with net loans down to $2.588 billion and cash reduced as the bank paid down wholesale funding. Deposits eased modestly to $2.636 billion, and debt obligations, including Federal Home Loan Bank advances, fell to $168.3 million. Despite the loss, capital remained above well‑capitalized levels. The net interest margin improved to 3.03 percent, up from 2.80 percent in the prior‑year quarter, as interest expense declined. To preserve capital and liquidity, the board suspended common and preferred dividends, and the bank stopped originating residential mortgage, home equity and consumer loans while it conducts a comprehensive credit review with independent consultants.
The board also approved a proposal to change the company’s state of incorporation from New Jersey to Delaware and to replace staggered board terms with annual director elections, subject to shareholder approval at a special meeting expected later in the year.
BCB Bancorp, Inc., holding company for BCB Community Bank, announced plans to report its second quarter 2026 financial results before the market opens on Monday, August 3, 2026. Management will host an earnings conference call and webcast that day at 8:45 a.m. Eastern Time to discuss the results.
Investors can join the call by dialing 1-800-715-9871 with conference ID 3209751, with a replay available online. BCB Community Bank, established in 2000 and headquartered in Bayonne, New Jersey, operates 22 branches in New Jersey and 4 branches in New York, offering a range of retail and commercial banking services.
BCB Bancorp, Inc. has suspended its 2026 Amended and Restated Dividend Reinvestment and Stock Purchase Plan, effective August 6, 2026. After that date, the company will no longer accept or process new dividend reinvestments or optional cash purchases, and any unprocessed optional cash investments will be returned to shareholders.
Shares already held in the Plan are unaffected and will remain in Plan accounts, where holders may continue to hold, transfer, or request certificates under existing terms. The company will file a Post-Effective Amendment to its Form S-3D registration statement related to the Plan’s suspension and has provided participants with a formal notice, attached as Exhibit 99.1.
BCB Bancorp, Inc. announced that its Board of Directors has suspended payment of the Company’s quarterly cash dividends on both common and preferred stock. At the same time, the Board suspended the Company’s 2026 Amended and Restated Dividend Reinvestment and Stock Purchase Plan.
President and CEO Thomas M. O’Brien said the decision supports a thorough evaluation of the Bank’s credit portfolios and reflects a focus on capital preservation. Eliminating the quarterly dividend is expected to conserve approximately $1.86 million of capital per quarter to help maintain a “well-capitalized” position and support long-term shareholder value. Management also noted an expectation that the Bank will continue to support the Company’s debt service obligations given the parent company’s limited cash position.
BCB Bancorp, Inc. filed an 8-K furnishing the transcript of a pre-announced investor call introducing its new President and Chief Executive Officer, Tom O’Brien. O’Brien said he will spend roughly the first 90 days deepening his understanding of the bank and then communicate more formally around third-quarter earnings.
He highlighted a complex capital structure, meaningful fixed debt, and elevated criticized and classified loans, including exposure in cannabis and small business “business express” portfolios. His top priority is to clarify the true level of tangible book value, noting the stock has been trading at 50–60% of stated book, and to focus on long-term core earnings rather than short-term quarterly targets.
O’Brien emphasized capital simplicity, strong tangible common equity and keeping the insured bank comfortably well capitalized, even if that ultimately requires restructuring or a capital raise. He described BCB’s core deposits and branch footprint as attractive, expressed a preference for relationship deposits over wholesale funding, and indicated the engaged, heavily invested board may add more fully independent directors to improve governance optics.
BCB Bancorp, Inc. appointed Thomas M. O’Brien as President and Chief Executive Officer of both the company and BCB Community Bank, effective June 1, 2026, and added him to both boards.
O’Brien, 75, brings a 48-year career leading multiple banks, including prior CEO roles at Sterling Bancorp, Sun Bancorp, and other regional institutions. BCB’s board cited a desire to address recent operational and credit challenges and to accelerate improvement efforts.
His three-year employment agreement runs through May 31, 2029 and provides a $400,000 annual base salary plus participation in standard executive benefit plans, excluding bonus and incentive plans. The bank will reimburse up to $5,000 per month for travel and housing. As an inducement, he will receive restricted stock valued at $8,000,000, with the share count based on the average of the high and low NASDAQ trading prices on the June 4, 2026 grant date. The award vests in 20% annual installments from December 31, 2026 through December 31, 2030, with provisions for full vesting upon certain change-in-control or board-service conditions and subject to non-compete and non-solicitation covenants after separation.
BCB Bancorp, Inc. reported that on May 20, 2026, Michael A. Shriner had a separation of service from his roles as President and Chief Executive Officer of both BCB Bancorp and its wholly owned subsidiary, BCB Community Bank, and from their boards of directors.
The boards appointed Ryan Blake to serve as Interim President and Chief Executive Officer. Blake already serves as Chief Operating Officer and Corporate Secretary of the Registrant and the Bank and has been a director of both entities since 2023. His full biography and other required information are incorporated by reference from proxy materials filed on March 24, 2026.
BCB Bancorp, Inc. reported the voting results from its 2026 Annual Meeting of Shareholders. As of March 4, 2026, holders of 17,358,931 common shares were entitled to vote. Shareholders elected directors Ryan Blake, James Rizzo, Gerald Werdann, and Michael Widmer, each for a term ending in 2029.
Shareholders also ratified the appointment of Wolf & Company, P.C. as independent registered public accounting firm for the year ending December 31, 2026, with 12,211,374 votes for and 766,727 against. An advisory, non-binding vote approved the Company’s executive compensation, with 8,458,434 votes for and 867,755 against.
BCB Bancorp, Inc. returned to profitability in the first quarter of 2026, earning net income of $4.9 million, or $0.26 per diluted share. This compares to a net loss of $12.0 million in the prior quarter and a net loss of $8.3 million a year earlier.
Total assets were $3.27 billion at March 31, 2026, with loans receivable, net, of $2.66 billion and deposits of $2.67 billion. The net interest margin improved to 2.95%, while the provision for credit losses fell sharply to $2.8 million from $20.8 million in the first quarter of 2025. Non-accrual loans declined to $59.8 million, or 2.22% of gross loans, and the allowance for credit losses covered 54.5% of non-accruals.
The Board declared a regular quarterly cash dividend of $0.08 per share, payable on May 20, 2026 to shareholders of record on May 6, 2026. Return on average assets was 0.61% and return on average stockholders’ equity was 6.50% for the quarter.
BCB Bancorp, Inc. announced that its board has elected Gerald Werdann, age 62, as a director effective March 1, 2026. He will fill a current board vacancy in the class whose term expires at the April 2026 annual shareholder meeting and has been nominated for a new three-year term.
Werdann will also join the board of BCB Community Bank and serve on the audit, loan, and asset and liability (ALCO) committees. He is a co-founding partner of accounting firm Werdann DeVito LLC and holds multiple professional designations in accounting, business valuation, and financial forensics.
His director compensation will match that of other non-employee directors, including board fees and eligibility for stock-based awards. The company states that neither Werdann nor his firm has provided services to BCB Bancorp or its bank subsidiary and that there are no related-party transactions or special arrangements connected to his election.
BCB Bancorp, Inc., the holding company for BCB Community Bank, filed a report noting it issued a press release with its financial results for the quarter and year ended December 31, 2025. The press release and accompanying financial statements are included as an exhibit.
The company also announced that its board of directors declared a $0.08 per share cash dividend. This dividend will be paid on February 26, 2026 to common shareholders who are on record at the close of business on February 11, 2026.
BCB Bancorp, Inc. reported that its board and management approved a pre-tax write-down of $15.1 million on an isolated cannabis-related real estate owned property, which will be recorded in its fourth quarter 2025 results. This follows a previously disclosed $12.7 million charge-off when the related loan was moved to real estate owned in the third quarter of 2025.
The company also expects its fourth quarter 2025 financial statements to include an additional $16.4 million in net charge-offs, primarily in the commercial and industrial loan portfolio, including a single $6.4 million C&I loan and about $1.4 million tied to Business Express loans. Management states that the bank’s capital position is sufficient to absorb these losses without materially affecting ongoing operations and that it does not expect these charge-offs to require future cash expenditures. The company plans to release full fourth quarter 2025 results on January 30, 2026.
BCB Bancorp, Inc. reported that director Raymond J. Vanaria has retired from its Board of Directors. He informed the company of his decision on January 7, 2026, with his retirement effective as of December 31, 2025. The Board expressed its appreciation for his service to the company and its shareholders.
BCB Bancorp, Inc. (BCBP) reported that it issued a press release announcing financial results for the quarter and nine months ended September 30, 2025, and the board declared a regular quarterly cash dividend of $0.16 per share.
The dividend is payable on November 24, 2025 to shareholders of record as of November 10, 2025. The press release and accompanying financial statements were furnished as Exhibit 99.1 and are incorporated by reference into Item 2.02.