Mobile Infrastructure (NASDAQ: BEEP) pushes credit maturity to Sept 30, 2026

Rhea-AI Filing Summary

Mobile Infrastructure Corporation entered into a Fourth Amendment to its Credit Agreement with Harvest Small Cap Partners entities. The amendment extends the loan’s maturity date from June 30, 2026 to September 30, 2026.

Beginning August 1, 2026 and continuing through the new maturity date, the lenders may, at their sole option and on the first business day of each month, demand that accrued interest for the prior month be paid in cash within five business days. Because the lenders are managed by an investment manager led by the company’s board co-chair, the amendment is treated as a related party transaction under Item 404 of Regulation S-K.

8-K Event Classification

3 items: 1.01, 2.03, 9.01

3 items

Item 1.01 Entry into a Material Definitive Agreement Business

The company signed a significant contract such as a merger agreement, credit facility, or major partnership.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement Financial

The company incurred a new significant debt or off-balance-sheet obligation.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Key Figures

New maturity date: September 30, 2026 Prior maturity date: June 30, 2026 Cash interest option start: August 1, 2026 +1 more

4 metrics

New maturity date September 30, 2026 Credit Agreement maturity after Fourth Amendment

Prior maturity date June 30, 2026 Original Credit Agreement maturity before amendment

Cash interest option start August 1, 2026 Date from which lenders may demand monthly cash interest

Related party classification Item 404 of Regulation S-K Fourth Amendment treated as related party transaction

Key Terms

Fourth Amendment to Credit Agreement, Maturity Date, related party transaction, Item 404 of Regulation S-K, +1 more

5 terms

Fourth Amendment to Credit Agreement financial

"entered into a Fourth Amendment to Credit Agreement (the “Fourth Amendment”)"

Maturity Date financial

"extend the maturity date of the Credit Agreement from June 30, 2026 to September 30, 2026 (the “Maturity Date”)"

The maturity date is the specific day when a loan, bond, or investment reaches its full term and the borrower must repay the borrowed amount in full. It is important for investors because it indicates when they will receive their initial money back and can plan their future financial steps accordingly. Think of it as the due date for a loan or the day a gift card or coupon expires.

related party transaction regulatory

"Accordingly, the Fourth Amendment constitutes a related party transaction for the Company pursuant to Item 404 of Regulation S-K."

A related party transaction is any deal or transfer of value between a company and people or entities with close ties to it — such as executives, major owners, family members, or affiliated businesses. Investors watch these transactions because they can favor insiders over outside shareholders, skirt fair market pricing, or hide risks; like selling your car to a relative at a friendly price, they require clear disclosure and scrutiny to judge impact on value.

Item 404 of Regulation S-K regulatory

"constitutes a related party transaction for the Company pursuant to Item 404 of Regulation S-K."

Emerging growth company regulatory

"Emerging growth company On June 29, 2026, Mobile Infrastructure Corporation"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Understanding 8-K Material Events →

Available on EDGAR 06/30/2026 - 04:24 PM Accepted by SEC EDGAR 06/30/2026 - 04:23 PM Learn about SEC filing dates

false 0001847874 0001847874 2026-06-29 2026-06-29 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 29, 2026

MOBILE INFRASTRUCTURE CORPORATION

(Exact name of registrant as specified in its charter)

Maryland		001-40415		32-0777356
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

30 W. 4th Street Cincinnati, Ohio		45202
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (513) 834-5110

Not applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.0001 par value per share		BEEP		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 1.01 Entry into a Material Definitive Agreement.

On June 29, 2026, Mobile Infrastructure Corporation (the “Company”) entered into a Fourth Amendment to Credit Agreement (the “Fourth Amendment”) with Harvest Small Cap Partners, L.P. and Harvest Small Cap Partners Master, Ltd. (collectively, the “Lenders”), which amends the terms of that certain Credit Agreement, dated as of September 11, 2024, as amended by that certain First Amendment to Credit Agreement, dated as of September 5, 2025, that certain Second Amendment to Credit Agreement, dated as of December 22, 2025 and that certain Third Amendment to Credit Agreement, dated March 24, 2026 (as amended, the “Credit Agreement”), to (i) extend the maturity date of the Credit Agreement from June 30, 2026 to September 30, 2026 (the “Maturity Date”) and (ii) provide that, commencing on August 1, 2026 and continuing through and including the Maturity Date, the Lenders may, on the first business day of each calendar month, at their sole option and upon written demand to the Company, require that accrued interest for the immediately preceding calendar month be paid in cash within five business days of such written demand.

Mr. Jeffrey Osher, co-chair of the Company’s board of directors, is the managing member of No Street Capital LLC, which serves as the investment manager of Harvest Small Cap Partners, L.P. and Harvest Small Cap Partners Master, Ltd. Accordingly, the Fourth Amendment constitutes a related party transaction for the Company pursuant to Item 404 of Regulation S-K.

The foregoing description of the Fourth Amendment is not intended to be complete and is qualified in its entirety by reference to the Fourth Amendment attached as Exhibit 10.1 hereto.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement

The information contained in the disclosure set forth in Item 1.01 of this Current Report on Form 8-K is incorporated by reference into this Item 2.03.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit Number		Description
10.1		Fourth Amendment to Credit Agreement dated June 29, 2026
104		Cover Page Interactive Data file (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	MOBILE INFRASTRUCTURE CORPORATION
Date: June 30, 2026	By:	/s/ Stephanie Hogue
	Name:	Stephanie Hogue
	Title:	President and Chief Executive Officer

FAQ

What did Mobile Infrastructure Corporation (BEEP) change in its credit agreement?

Mobile Infrastructure Corporation signed a Fourth Amendment to its Credit Agreement, extending the loan maturity to September 30, 2026 and giving lenders the option to require monthly cash payment of accrued interest starting August 1, 2026.

When does Mobile Infrastructure Corporation’s amended credit facility now mature?

The amended credit facility now matures on September 30, 2026. This replaces the prior June 30, 2026 maturity date and provides the company with an additional three months under its existing Credit Agreement with the Harvest Small Cap Partners entities.

How can lenders to Mobile Infrastructure Corporation require interest payments under the amendment?

Starting August 1, 2026, lenders may, on the first business day of each month, demand cash payment of accrued interest for the prior month. The company must then pay that interest in cash within five business days of receiving the written demand.

Why is the Fourth Amendment for Mobile Infrastructure Corporation considered a related party transaction?

The amendment is a related party transaction because board co-chair Jeffrey Osher manages No Street Capital LLC, the investment manager for the Harvest Small Cap Partners funds that serve as lenders. This relationship brings the transaction under Item 404 of Regulation S-K.

Who are the lenders in Mobile Infrastructure Corporation’s amended Credit Agreement?

The lenders are Harvest Small Cap Partners, L.P. and Harvest Small Cap Partners Master, Ltd. Both funds are managed by No Street Capital LLC, whose managing member is Jeffrey Osher, co-chair of Mobile Infrastructure Corporation’s board of directors.

Filing Exhibits & Attachments

4 documents

Agreements & Contracts

• EX-10.1 EX-10.1 504.9 KB

Other Documents

• EX-101 XBRL SCHEMA FILE 3.0 KB
• EX-101 XBRL LABEL FILE 33.4 KB
• EX-101 XBRL PRESENTATION FILE 21.8 KB