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Bank of Montreal is offering US$318,000 of Senior Medium-Term Notes, Series K, that are market-linked to the S&P 500® Index and mature on December 26, 2028. The notes provide 1-to-1 upside exposure to any increase in the index, but gains are capped at a Maximum Return of 18.67%, so the maximum payment at maturity is $1,186.70 per $1,000 of principal. If the index finishes at or below its initial level of 6,878.49, investors receive only their $1,000 principal back, with no additional return.
The notes pay no periodic interest, will not be listed on an exchange, and are unsecured obligations subject to the credit risk of Bank of Montreal. The price to the public is 100% of principal, with a 0.50% selling commission, so proceeds to the issuer are 99.50%. The bank’s estimated initial value is $978.53 per $1,000, reflecting offering, hedging and distribution costs embedded in the issue price.
Bank of Montreal is offering US$553,000 of Senior Medium-Term Notes, Series K, Contingent Risk Absolute Return Buffer Notes due December 31, 2030, linked to the S&P 500® Futures Excess Return Index. The notes provide 140.60% leveraged upside on any positive index performance and a “buffer” so that, if the index declines by up to 20.00%, investors gain the same percentage as a positive return, capped at $1,200.00 per $1,000 of principal. If the index falls by more than 20.00%, investors lose 1% of principal for each additional 1% decline, with losses of up to 80.00% of principal possible at maturity. The notes pay no interest, are unsecured obligations subject to Bank of Montreal’s credit risk, are not listed on any exchange, and had an estimated initial value of $932.44 per $1,000 on the pricing date.
Bank of Montreal is offering US$958,000 of Senior Medium-Term Notes, Series K, in the form of autocallable barrier notes with contingent coupons due December 29, 2028. The notes are linked to the least-performing of the S&P 500 Index (SPX), Russell 2000 Index (RTY) and Nasdaq-100 Technology Sector Index (NDXT).
Investors can receive a monthly contingent coupon of 0.6333% (about 7.60% per year), but only if on each observation date all three indexes close at or above their coupon barrier levels, set at 70% of their initial levels. Starting June 25, 2026, the notes are automatically redeemed if all three indexes are at or above 100% of their initial levels, returning principal plus that month’s coupon. If the notes are not called and any index finishes below its 70% trigger level at maturity, repayment of principal is reduced one-for-one with the loss on the worst-performing index, potentially to zero. The estimated initial value is $956.14 per $1,000.
Bank of Montreal is issuing US$1,155,000 of Senior Medium-Term Notes, Series K, in the form of callable barrier notes with memory coupons due December 28, 2027, linked to the common stock of Marvell Technology, Inc. (MRVL). The notes pay a contingent coupon of 3.75% per quarter (approximately 15.00% per year), or $37.50 per $1,000, only if Marvell’s stock closes on each observation date at or above the coupon barrier level of $44.10, which is 52.00% of the initial level of $84.80. Missed coupons can be paid later under the memory feature if the barrier is met on a future observation date.
Starting September 22, 2026, Bank of Montreal may call the notes on any observation date, repaying principal plus any due contingent coupons. If the notes are not called and Marvell’s final stock level on December 22, 2027 is below the trigger level of $44.10, investors face downside to equity: they receive either shares or cash based on a physical delivery amount, which can be worth significantly less than $1,000 per note and could be zero. The estimated initial value is $974.38 per $1,000 principal, reflecting structuring and hedging costs.
Bank of Montreal is offering unsecured equity-linked notes whose payoff depends on a weighted basket of five non-U.S. stock indices: EURO STOXX 50® (38%), TOPIX® (26%), FTSE® 100 (17%), Swiss Market Index (11%) and S&P®/ASX 200 (8%). The notes pay no interest and are designed to be held to maturity, expected about 19–22 months after the trade date.
The initial basket level is 100. If the final basket level rises, investors receive 230% of the basket gain, capped at a maximum settlement amount expected between $1,165.14 and $1,194.12 per $1,000 note. If the basket falls up to 15%, principal is protected; below 85% of the initial level, investors lose about 1.1765% of principal for every 1% drop beyond that, with the potential for total loss.
The estimated initial value is expected between $969.00 and $999.00 per $1,000, below issue price, reflecting structuring and hedging costs. The notes are not insured, not bail-inable, will not be listed on an exchange, and carry complex market, liquidity, credit and tax risks.
Bank of Montreal is offering US$1,048,000 of Senior Medium-Term Notes, Series K, as autocallable barrier notes linked to the NASDAQ-100, Russell 2000 and Dow Jones Industrial Average. These notes can be automatically redeemed starting December 29, 2026 if each index closes at or above its initial level, paying back principal plus a step-up call amount that equates to about 10.40% per year, up to $416 per $1,000 note at the final call date or maturity. If the notes are not called and, on the December 26, 2029 valuation date, any index has fallen below 70% of its initial level, investors lose principal in line with the decline of the worst-performing index, potentially receiving as little as zero. The estimated initial value is $958.72 per $1,000, reflecting structuring and hedging costs.
Bank of Montreal is offering US$6,528,000 of Senior Medium-Term Notes, Series K, structured as callable barrier notes with contingent coupons due November 30, 2027. The notes are linked to the least performing of the S&P 500 Index (SPX), the Russell 2000 Index (RTY) and the Nasdaq-100 Technology Sector Index (NDXT).
Investors may receive a monthly contingent coupon of 0.775% (about 9.30% per year) if on each observation date all three indexes are at or above their coupon barrier levels, set at 70% of their initial levels. Starting June 25, 2026, Bank of Montreal can call the notes in whole on any observation date, returning principal plus any due coupon.
If the notes are not called and any index finishes below its 70% trigger level at maturity, principal is reduced one-for-one with the decline of the worst-performing index, potentially down to zero. The estimated initial value is $968.06 per $1,000, reflecting fees, hedging and funding costs.
Bank of Montreal is issuing US$1,419,000 of senior medium-term autocallable barrier notes due December 28, 2026, linked to the least performing of the S&P 500® Index (SPX) and the Russell 2000® Index (RTY). Investors may earn contingent coupons at a rate of 2.60% per quarter (approximately 10.40% per year), paying US$26.00 per US$1,000 principal, but only if on each observation date both indexes close at or above 70% of their initial levels.
Starting March 25, 2026, the notes are automatically redeemed if both indexes are at or above their initial levels, returning principal plus the due coupon. If the notes are not called, principal repayment at maturity depends on the worst-performing index. A trigger event occurs if either index ever closes below 70% of its initial level during the monitoring period; if that happens and the least performing index finishes below its initial level, repayment is reduced in line with its percentage decline and can fall to zero.
The notes are unsecured obligations of Bank of Montreal, not insured deposits, and carry significant market, reference index and structural risks. The public offering price is 100% of principal, with an agent’s commission of 0.375%, and the estimated initial value is US$995.40 per US$1,000, reflecting hedging costs and fees.
Bank of Montreal is offering capped market-linked notes tied to the Russell 2000® Index with an absolute return buffer. Each note has a $10 principal amount, an approximate 14‑month term, and provides 1‑to‑1 exposure to Index moves, subject to a maximum Redemption Amount of $11.20 per unit, a 12.00% cap over principal.
If the Index finishes above the Starting Value, returns are positive up to the cap; if it is unchanged, investors receive only their principal. If the Index declines but stays at or above a Threshold Value set between 93.00% and 88.00% of the Starting Value, investors receive a positive return equal to the absolute value of that decline. Below the Threshold Value, investors lose principal, potentially substantially. The initial estimated value is expected between $9.10 and $9.59 per unit, reflecting an underwriting discount of $0.175 and a hedging‑related charge of $0.05 per unit, and the notes are subject to BMO’s credit risk.
Bank of Montreal is offering $486,000 of senior market-linked notes tied to the lowest performing of the Nasdaq-100, Russell 2000 and S&P 500, maturing on February 1, 2027. Each $1,000 note can pay back $1,130 at maturity if the worst-performing index is at or above 79% of its starting level, giving a fixed maximum gain of 13%.
If the lowest-performing index finishes below 79% of its starting value, principal is reduced one-for-one with that index’s loss, so investors can lose more than 21% and up to all of their money. The notes pay no interest, are unsecured obligations of Bank of Montreal, are not insured by any government agency, and are not listed on an exchange. The estimated initial value is $987.82 per note, reflecting structuring and hedging costs.