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Bank of Montreal is issuing US$705,000 of Senior Medium-Term Notes, Series K, structured as Autocallable Buffer Notes with Contingent Coupons due November 27, 2028. The notes are linked to the least-performing of Cleveland-Cliffs (CLF), Dow (DOW) and Marvell Technology (MRVL).
The notes pay a monthly contingent coupon of 1.375% (about 16.50% per year), or $13.75 per $1,000, only if each stock closes on or above its coupon barrier (60% of its initial level) on the observation dates. Starting November 23, 2026, the notes can be automatically redeemed if each stock is at or above its initial level, returning principal plus that month’s coupon.
At maturity, if not called, investors receive $1,000 per $1,000 note so long as the least-performing stock has not fallen more than 20% from its initial level. Below that 20% buffer, repayment is reduced one-for-one with further declines, with up to 80% loss of principal. The estimated initial value is $883.93 per $1,000, less than the issue price, reflecting fees and hedging costs, including a 3.25% selling commission.
Bank of Montreal is offering $5,000,000 of Senior Medium-Term Notes, Series K, redeemable fixed rate notes due November 29, 2030. The notes pay a fixed interest rate of 4.65% per annum, with interest paid semi-annually on May 28 and November 28, starting May 28, 2026, in $1,000 denominations.
The notes may be redeemed by Bank of Montreal, in whole but not in part, at 100% of principal plus accrued interest on quarterly optional redemption dates from November 28, 2026 through August 28, 2030. At maturity, if not redeemed earlier, holders receive $1,000 per note plus any accrued and unpaid interest.
The notes are unsecured obligations of Bank of Montreal, are bail-inable under the Canada Deposit Insurance Corporation Act, are not insured by U.S. or Canadian deposit insurance schemes, and will not be listed on any securities exchange. Underwriting discount is $2.50 per note, providing total proceeds to Bank of Montreal of $4,987,500.
Bank of Montreal is offering senior market-linked notes tied to the Nasdaq-100 Index®, maturing on November 30, 2027, with a $1,000 original offering price and an estimated initial value of $959.10 per security. The notes provide 200% upside participation, but gains are capped at a 20.00% maximum return, so the maximum maturity payment is $1,200 per security.
Downside is buffered only for the first 10% of losses: the threshold value is 22,386.465, or 90% of the 24,873.85 starting value. If the index falls more than 10%, investors lose 1% of principal for each additional 1% decline, with losses potentially reaching 90% of face amount. The notes pay no interest, are unsecured obligations of Bank of Montreal, are not bail-inable, and are not listed on any exchange, so liquidity and pricing before maturity may be limited.
Bank of Montreal is offering market-linked notes totaling $555,000, linked to the S&P 500® Index and maturing on November 29, 2028. Each unsecured note has a $1,000 face amount and is sold at $1,000, with an estimated initial value of $958.27 reflecting structuring and hedging costs.
The notes can be automatically called on November 30, 2026 if the index is at or above the starting level, returning principal plus a 7.65% call premium. If not called, holders get 1:1 upside participation at maturity and a 10% downside buffer; beyond that, losses track the index decline and can reach up to 90% of principal.
The notes pay no interest, are subject to Bank of Montreal’s credit risk, and will not be listed on any exchange, so liquidity may be limited. The pricing and secondary values depend on internal models, market factors and dealer hedging, and the U.S. tax treatment is described as uncertain, with potential adverse consequences if authorities take a different view.
Bank of Montreal is offering senior unsecured market-linked notes tied to the Class A common stock of CoreWeave, Inc. (CRWV), maturing on December 17, 2026, with a $1,000 face amount and original offering price per security. The estimated initial value on the preliminary date is $955.70 per security and will not be less than $910.00 at pricing.
At maturity, if the stock’s ending value is at or above 60% of its starting value, investors receive $1,000 plus a contingent fixed return of at least 48.00% of face value, capping upside at that level. If the ending value is below the 60% threshold, the payoff becomes $1,000 plus $1,000 times the stock return, giving full downside exposure and potential loss of more than 40%, up to total loss of principal. The notes pay no interest, are not listed on any exchange, carry Bank of Montreal credit risk, and include complex and uncertain U.S. tax treatment.
Bank of Montreal is offering US$705,000 of Series K autocallable barrier notes with memory coupons due November 27, 2028, linked to the least performing of Cleveland-Cliffs (CLF), Dow (DOW) and Marvell Technology (MRVL). The notes pay a contingent monthly coupon at 1.375% of principal (about 16.50% per year) when each stock closes at or above its coupon barrier, with missed coupons potentially paid later under a memory feature.
The notes can be automatically redeemed starting November 23, 2026 if each stock is at or above its initial level, returning principal plus any due coupons. Principal is at risk: if a trigger event occurs (any stock closing below 80% of its initial level on the valuation date) and each final level is below its initial level, repayment at maturity is reduced in line with the percentage loss of the worst-performing stock and can be zero. The estimated initial value is $883.93 per $1,000 of principal, below the issue price, and the notes are unsecured obligations of Bank of Montreal.
Bank of Montreal is issuing US$1,025,000 of Senior Medium-Term Notes, Series K, callable barrier notes with contingent coupons due November 27, 2028. The notes are linked to the least performing of the S&P 500 Index, Russell 2000 Index and Dow Jones Industrial Average.
Investors may receive monthly contingent coupons at a rate of 0.7792% (about 9.35% per year) if, on each observation date, all three indices are at or above their coupon barrier levels, set at 70% of their initial levels. Beginning November 23, 2026, Bank of Montreal can call the notes in whole on any observation date, returning principal plus any due coupon.
If the notes are not called, principal repayment at maturity depends on index performance. If the final level of any index is below its 70% trigger level, repayment is reduced one-for-one with the decline of the worst-performing index and can be zero. The estimated initial value is $982.44 per $1,000, and the notes are unsecured, not insured deposits.
Bank of Montreal is offering US$780,000 of Senior Medium-Term Notes, Series K, structured as autocallable barrier notes linked to the least performing of the S&P 500, NASDAQ-100 and Russell 2000 indices. The notes pay a monthly coupon of 0.7833% (approximately 9.40% per annum) as long as they remain outstanding and are subject to an automatic redemption feature.
Starting February 24, 2026, if on any observation date all three indices are at or above their initial levels, the notes are automatically redeemed at par plus the applicable coupon. If the notes are not called and any index finishes below 70% of its initial level on the valuation date, investors lose principal in line with the decline of the worst-performing index, potentially down to zero, though they still receive the final coupon.
The notes are unsecured obligations of Bank of Montreal, include dealer commissions of 0.65%, and have an estimated initial value of $983.45 per $1,000, reflecting structuring and hedging costs.
Bank of Montreal is issuing US$1,038,000 of Senior Medium-Term Notes, Series K, as autocallable barrier notes due November 27, 2028, linked to the least-performing of the SPDR Gold Trust (GLD), VanEck Junior Gold Miners ETF (GDXJ) and iShares Silver Trust (SLV). The notes pay a fixed coupon of 0.7667% per month (about 9.20% per year, or $7.667 per $1,000) until they are either automatically redeemed or mature.
Starting May 21, 2026, if on any call observation date all three ETFs are at or above their initial levels, the notes are automatically redeemed at par plus that month’s coupon. If they are never called, investors receive $1,000 per note at maturity only if none of the ETFs has fallen below its trigger level of 70% of its initial price on the valuation date. If any one ETF is below its trigger, principal is reduced one-for-one with the percentage loss of the worst performer, and can be zero, though the final coupon is still paid.
The notes are unsecured obligations of Bank of Montreal, have an estimated initial value of $947.59 per $1,000, and include a 3.75% selling commission; they are intended for sophisticated investors willing to take concentrated gold and silver-related downside risk in exchange for high fixed coupons.
Bank of Montreal is offering US$2,466,000 of Senior Medium-Term Notes, Series K, autocallable barrier notes with contingent coupons due November 27, 2028, linked to the least-performing of GLD, GDXJ and SLV. The notes pay a 1.25% monthly contingent coupon (about 15% per year) only if on each observation date all three reference assets are at or above their coupon barrier levels, set at 70% of initial levels. Beginning May 21, 2026, the notes are automatically redeemed if all assets are at or above their initial levels, returning principal plus any due coupon.
If the notes are not called and any reference asset finishes below its trigger level (also 70% of its initial level), investors lose principal in line with the worst performer, potentially down to zero. The price to the public is 100% of principal, with a 3.75% selling commission, and Bank of Montreal’s estimated initial value is $939.51 per $1,000, reflecting structuring and hedging costs.