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Bank of Montreal priced a US$1,061,000 offering of Senior Medium‑Term Notes, Series K, linked to the S&P 500 Index, due October 18, 2027. These Contingent Risk Absolute Return Buffer Notes target 1‑to‑1 upside exposure up to a Maximum Redemption Amount of $1,124.00 per $1,000 (a 12.40% cap). If the index finishes below the Initial Level but at or above the Buffer Level of 70.00%, holders receive a 50.00% leveraged positive return on the decline, up to a Maximum Downside Redemption Amount of $1,150.00 (15.00%).
Below the 30.00% buffer, repayment falls 1% for each additional 1% decline, with up to 70.00% principal loss at maturity. The notes pay no interest, are unsecured obligations subject to BMO’s credit risk, and will not be listed. Pricing date is October 10, 2025; valuation date October 13, 2027.
Per $1,000, the estimated initial value is $981.88. Aggregate economics show 0.50% agent’s commission ($5,305) and proceeds to BMO of $1,055,695. Minimum denominations are $1,000. Initial Level is 6,552.51; Buffer Level is 4,586.76. All payments depend on the S&P 500 closing level on the valuation date.
Bank of Montreal priced US$677,000 of Senior Medium‑Term Notes, Series K—Autocallable Barrier Notes with Memory Coupons—due October 18, 2027, linked to the least performing of AMD, ANET and PLTR.
The notes pay a 1.65% monthly contingent coupon (approximately 19.80% per annum) when each reference stock closes at or above its Coupon Barrier (60% of initial: AMD $128.94; ANET $92.46; PLTR $105.26). Missed coupons may be paid later via the Memory Coupon feature. Starting January 14, 2026, the notes auto‑redeem if each stock is at or above its Call Level (100% of initial).
If not redeemed early, at maturity holders receive $1,000 per $1,000 note unless a Trigger Event occurs (any stock below its Trigger Level, 50% of initial: AMD $107.45; ANET $77.05; PLTR $87.72) and each final level is below its initial, in which case repayment is reduced by the least performer’s decline.
The estimated initial value is $935.12 per $1,000. Price to public: 100%; Agent’s commission: 0.70% (US$4,739); Proceeds to Bank of Montreal: US$672,261. The notes are unsecured obligations and settle in cash only.
Bank of Montreal is offering structured notes (ticker BERZ) that provide 200% leveraged exposure to the Russell 2000® Index up to a capped payout. The notes limit upside: the Maximum Redemption Amount is $1,160.00 per $1,000 principal (a 16.00% return). A Buffer protects the first 10.00% decline, but losses beyond that reduce principal at a 1:1 rate and investors can lose up to 90.00% of principal.
The notes do not pay interest, are unsecured obligations subject to Bank of Montreal credit risk, are not exchange-listed, and may be illiquid. The document highlights conflicts of interest, an initial estimated value below the public price, and material tax uncertainty that could affect holders.
Bank of Montreal furnished a Form 6-K current report that primarily provides an exhibit index and incorporation-by-reference statement for a registration statement. The filing designates that Forms 40-F and 6-K and any exhibits will be deemed filed with the SEC solely for incorporation by reference into the registrant's F-3 registration statement, File No. 333-285508. The document lists legal opinion exhibits from U.S. counsel Sullivan & Cromwell LLP and Canadian counsel Osler, Hoskin & Harcourt LLP, plus their consents, and is signed by Paras Jhaveri, Global Head, Capital and Funding, dated September 22, 2025.
Bank of Montreal submitted a Form 6-K as a foreign private issuer, signed by its Chief Financial Officer and Corporate Secretary. The report incorporates its contents by reference into certain effective registration statements with the SEC. The filing lists one exhibit, a press release titled “BMO Financial Group Announces Executive Appointment,” indicating a leadership change communicated through that press release.