Welcome to our dedicated page for BANK OF MONTREAL /CAN/ SEC filings (Ticker: BERZ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on BANK OF MONTREAL /CAN/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into BANK OF MONTREAL /CAN/'s regulatory disclosures and financial reporting.
Bank of Montreal priced $153,000 of Senior Medium-Term Notes, Series K — Capped Buffer Notes due August 19, 2027. Each note has a Maximum Redemption Amount of $1,140.00 per $1,000 principal (a 14.00% capped return) and a 10.00% downside buffer. If the S&P 500® Index falls more than the 10.00% buffer, the investor loses 1% of principal for each 1% decline beyond that point, up to a 90.00% loss. The notes pay no interest, are unsecured obligations of the Bank, are subject to the Bank’s credit risk, and will not be listed on an exchange. Payment at maturity is tied to the S&P 500® Index final level on the Valuation Date of August 16, 2027, and the notes were priced on the Pricing Date of February 13, 2026 with settlement on February 19, 2026.
Bank of Montreal is offering non-interest notes linked to the iShares® MSCI Emerging Markets ex China ETF. The trade date is February 13, 2026 and the original issue date is February 19, 2026, with a stated maturity of August 17, 2027 (determination date August 13, 2027, subject to postponement).
Key economic terms: initial underlier level $84.31; upside participation 125%; cap level $103.1819504 (122.384% of initial); maximum settlement amount $1,279.80 per $1,000 principal. If final underlier < initial, investors lose 1% of principal per 1% decline. Original issue price is $1,000.00, initial estimated value $968.72, underwriting discount $15.10.
The notes are unsecured obligations of Bank of Montreal, not FDIC‑insured, not listed for trading, and subject to issuer credit risk and U.S. federal tax uncertainty. The offering proceeds and underwriting figures are set forth on the cover page.
Bank of Montreal priced US$233,000 of Senior Medium-Term Notes, Series K Capped Buffer Notes linked to the S&P 500® Index. The notes were priced on February 13, 2026, settle on February 19, 2026 and mature on August 19, 2027. Each $1,000 note offers 1x positive participation up to a Maximum Redemption Amount of $1,190.00 (a 19.00% cap). The notes include a 10.00% buffer (Buffer Level = 6,152.55 from Initial Level 6,836.17); losses beyond the buffer reduce principal dollar-for-dollar, to a possible maximum loss of 90.00% of principal. The notes do not bear interest, are unsecured obligations of Bank of Montreal, and are subject to the issuer’s credit risk.
Bank of Montreal priced a US$846,000 series of Senior Medium‑Term Notes (Series K) due February 20, 2029, linked to shares of iShares® MSCI EAFE ETF (EFA). The notes offer a 120.00% upside leverage on any appreciation and carry an 80.00% barrier (Initial Level $104.24; Barrier Level $83.39). If EFA finishes below the barrier, investors lose 1% of principal for each 1% decline in the Reference Asset; the notes are payable only in cash and are unsecured obligations of the Bank of Montreal.
The Pricing Date was February 13, 2026, settlement February 19, 2026, and Valuation Date February 14, 2029. The issuer’s estimated initial value was $969.81 per $1,000 principal; price to public equals par. Payments and secondary market liquidity are subject to the issuer’s credit and BMOCM may act as agent and calculation agent.
Bank of Montreal prices US$20,000 Series K senior notes linked to iShares MSCI EAFE ETF
The pricing supplement sets terms for US$20,000 in Senior Medium-Term Notes, Series K, priced on February 13, 2026 with settlement February 19, 2026 and maturity February 20, 2029. Each $1,000 note offers a 105.00% upside leverage factor if the Reference Asset finishes at or above its initial level. A Barrier Level at $83.39 (80.00% of the Initial Level $104.24) means that if the Final Level is below the Barrier, investors lose 1% of principal for each 1% decline; principal may be lost in full. Notes pay no interest, will be paid in cash only, are unsecured obligations of Bank of Montreal and carry the issuer’s credit risk. The initial estimated value was $950.44 per $1,000 principal and the public offering price was 100% per note.
Bank of Montreal prices US$809,000 Senior Medium-Term Notes, Series K Autocallable Barrier Notes with Memory Coupons due February 20, 2029. The notes pay a contingent coupon of 0.7417% per month (~8.90% per annum) if each reference asset meets its coupon barrier on observation dates and include a Memory Coupon feature.
The notes link to the S&P 500® (SPX), Russell 2000® (RTY) and the Nasdaq-100 Technology Sector (NDXT). Coupon and trigger levels equal 60.00% of each Initial Level (SPX: 4,101.70; RTY: 1,588.018; NDXT: 7,444.41). Automatic redemption can occur beginning on August 17, 2026 if each Reference Asset is at or above its Call Level (100% of Initial Level). At maturity, if a Trigger Event occurs you receive $1,000 adjusted by the Percentage Change of the least performing Reference Asset; payments may be less than principal and could be zero.
Bank of Montreal priced US$3,100,000 Senior Medium-Term Notes, Series K: Autocallable Buffer Notes with Memory Coupons linked to the least performing of the S&P 500, Russell 2000 and the Nasdaq-100 Technology Sector.
Key terms: Pricing Date February 13, 2026, Settlement Date February 19, 2026, Valuation Date February 14, 2029, Maturity Date February 20, 2029. Contingent coupon equals 0.65% per month (approximately 7.80% per annum) if each reference asset meets its coupon barrier on an Observation Date. The notes carry a 30.00% buffer and a downside leverage factor of ~142.86%; estimated initial value was $985.39 per $1,000 principal on the Pricing Date.
Bank of Montreal priced a primary offering of US$2,431,000 in Senior Medium-Term Notes, Series K — Autocallable Barrier Notes with Contingent Coupons linked to the S&P 500, Russell 2000 and Dow Jones Industrial Average.
The notes pay a contingent quarterly coupon of 2.25% per quarter (approximately 9.00% per annum) if each Reference Asset on an Observation Date is at or above its Coupon Barrier Level (set at 70.00% of each Initial Level). The notes may auto‑redeem beginning on February 16, 2027 if each Reference Asset is at or above its Call Level. If not redeemed, maturity payment on February 19, 2031 depends on the performance of the least performing Reference Asset; a Trigger Event occurs if any Reference Asset closes below its Trigger Level (70.00% of initial) on the Valuation Date.
Estimated initial value was $982.83 per $1,000 principal; proceeds to the issuer equal $2,431,000.
Bank of Montreal issues US$1,519,000 Senior Medium‑Term Notes, Series K, a barrier enhanced return structured note linked to the least performing of shares of the SPDR® Gold Trust (GLD) and the iShares® Silver Trust (SLV), priced on February 13, 2026 with settlement on February 19, 2026 and maturity on February 19, 2031.
The notes offer a 234.00% Upside Leverage Factor on any appreciation of the Least Performing Reference Asset, pay no interest, and return principal only if the Least Performing Reference Asset finishes at or above its Barrier Level (60.00% of the Initial Level). If the Least Performing Reference Asset falls below its Barrier Level, investors lose 1% of principal per 1% decline, potentially losing up to 100% of principal at maturity. Payments are unsecured and subject to Bank of Montreal credit risk; physical delivery of reference shares is not available.
Bank of Montreal priced $2,506,000 aggregate principal of Senior Medium-Term Notes, Series K — Autocallable Barrier Enhanced Return Notes due February 20, 2029 linked to the least performing of the common stock of Alcoa, Cenovus and Lam Research. The notes offer 200.00% upside leverage on the Least Performing Reference Asset if not auto‑redeemed and carry an automatic redemption feature on May 14, 2026 if each Reference Asset closes above its 70.00% Call Level; automatic redemption pays principal plus the Call Amount. Payments at maturity depend on the Least Performing Reference Asset relative to its Barrier Level (60.00% of Initial Level), can result in full loss of principal, do not pay interest, and are subject to issuer credit risk.