Every 10-Q that Bank First Corporation (BFC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BFC filings page.
Bank First Corporation expanded significantly and reported higher profitability for the quarter ended June 30, 2026. Quarterly net income was $24.7M, up from about $16.9M a year earlier, with diluted EPS of $2.21 versus $1.71. Net interest income was $55.0M compared with $36.7M, and noninterest income was $10.0M versus $4.9M.
Total assets were about $5.95B, loans $4.52B, and deposits $4.99B, including the impact of the January 1, 2026 acquisition of Centre 1 Bancorp, Inc. Centre shareholders received 0.9200 Bank First shares per Centre share; total consideration was approximately $168.8M, largely via 1,382,940 new shares, creating about $70.2M of goodwill and a $31.9M core deposit intangible.
The allowance for credit losses on loans was $56.0M, with an additional $4.0M allowance on unfunded commitments, and there was no provision for credit losses in the first half of 2026. On May 19, 2026 the company agreed to merge with PSB Holdings, Inc., a transaction expected to close on December 4, 2026; based on June 30, 2026 data, the combined entity would have roughly $7.5B in assets, $5.6B in loans, and $6.2B in deposits.
Bank First Corporation reported first-quarter 2026 net income of $19.99 million, up from $18.24 million a year earlier, while diluted earnings per share were $1.78 versus $1.82 as the share count rose after a major acquisition.
On January 1, 2026, the company completed its merger with Centre 1 Bancorp, Inc., issuing 1,382,940 shares and paying total merger consideration of about $168.8 million. The deal added approximately $1.58 billion of assets and $1.48 billion of liabilities, resulting in $71.26 million of goodwill and $31.91 million of core deposit intangibles. Following the merger, total assets reached $6.07 billion, loans were $4.52 billion, and deposits were $5.09 billion as of March 31, 2026. Credit quality remained controlled with no provision for credit losses in the quarter and an allowance for credit losses on loans of $57.07 million. Regulatory capital ratios stayed comfortably above required levels, with the company’s Common Equity Tier 1 ratio at 11.38%.
Bank First Corporation (BFC) reported higher profitability for Q3 2025. Net income rose to $17.99 million from $16.55 million a year ago, with diluted EPS of $1.83 versus $1.65. Net interest income increased to $38.25 million from $35.88 million as loan interest rose, while interest expense declined year over year.
For the first nine months, net income reached $53.11 million (up from $48.02 million) on net interest income of $111.49 million. Noninterest income improved, led by gains in service charges, loan sales, and Ansay income. Noninterest expense was higher, reflecting staffing, data processing, FDIC premiums, and intangible amortization.
The balance sheet showed loans of $3.63 billion and deposits of $3.54 billion at September 30, 2025. Cash and equivalents were $126.18 million. Stockholders’ equity was $628.13 million, with accumulated other comprehensive loss narrowing. Financing cash flows reflected $48.06 million in dividends, $22.04 million in share repurchases, and a net deposit outflow. Shares outstanding were 9,835,013 as of November 7, 2025.
Bank First Corporation (BFC) reported a modest improvement in operating results for the quarter and first half of 2025. Net income for the three months ended June 30, 2025 was $16.9 million versus $16.1 million a year earlier, and diluted earnings per share were $1.71 versus $1.59. For the six months, net income rose to $35.1 million from $31.5 million, and EPS increased to $3.53 from $3.10. Net interest income improved to $36.7 million for the quarter and $73.2 million year-to-date, reflecting higher loan and investment yields.
On the balance sheet, total assets were $4.365 billion at June 30, 2025, down from $4.495 billion at year-end 2024. Loans increased to about $3.58 billion while total deposits decreased to $3.595 billion. Cash and cash equivalents fell to $120.3 million from $261.3 million at year-end, driven by investing and financing activity including dividends and share repurchases. Allowance for credit losses on loans was essentially flat at $44.3 million.