Every 8-K that Bank First Corporation (BFC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow BFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BFC filings page.
Bank First Corporation filed an amended report to correct the anticipated closing date of its Peoples acquisition in a previously issued earnings release; financial results remain unchanged. For the quarter ended June 30, 2026, net income was $24.7 million, or $2.21 per share, compared with $16.9 million, or $1.71 per share, in the prior-year second quarter. For the first six months of 2026, net income was $44.7 million, or $3.99 per share, versus $35.1 million, or $3.53 per share, for the same period in 2025. Adjusted non-GAAP net income for the second quarter was $27.3 million, or $2.45 per share, up from $16.7 million, or $1.69 per share, a year earlier.
The acquisition of Centre, which added $1.48 billion in assets on January 1, 2026 and increased total assets by 33%, helped lift net interest income to $55.0 million and expand net interest margin to 4.13%, from 3.72% in the prior-year quarter. No provision for credit losses was recorded in the second quarter, supported by a $12.8 million addition to the allowance at closing and modest loan contraction excluding Centre. At June 30, 2026, total assets were $5.95 billion, loans were $4.52 billion, and deposits were $4.99 billion. Nonperforming assets were $27.8 million, or 0.47% of total assets, while stockholders’ equity was $819.3 million, supporting book value per share of $73.95 and tangible book value per share of $47.92. The board declared a quarterly dividend of $0.60 per share, up $0.05 from the prior quarter and $0.15 from the prior-year second quarter.
Bank First Corporation reported higher earnings for the quarter ended June 30, 2026. Net income was $24.7 million, or $2.21 per share, compared with $16.9 million, or $1.71 per share, in the prior-year quarter. For the first six months of 2026, net income was $44.7 million, or $3.99 per share, up from $35.1 million, or $3.53 per share, a year earlier.
Results were significantly influenced by the January 1, 2026 acquisition of Centre 1 Bancorp, Inc., which added $1.48 billion in assets and new trust and wealth management revenue. Net interest income rose to $55.0 million in Q2, with net interest margin expanding to 4.13% from 3.72% a year ago, aided by purchase accounting accretion and improved spreads on earning assets and funding costs.
Total assets reached $5.95 billion, loans $4.52 billion, and deposits $4.99 billion at June 30, 2026, with nearly all deposits characterized as core. Asset quality metrics remained moderate: nonperforming assets were $27.8 million, or 0.47% of assets. Stockholders’ equity increased to $819.3 million, book value per share to $73.95, and tangible book value per share to $47.92. The board declared a quarterly dividend of $0.60 per share, up 9.1% from the prior quarter and 33.3% from the prior-year quarter.
Bank First Corporation reported that on June 16, 2026 it elected three new directors to its Board of Directors: SriRaj Kantamneni, Tracy C. Pearson and William J. Ring. Each was chosen for a three-year term and also joined the board of Bank First, N.A., the Company’s wholly owned banking subsidiary.
Bank First Corporation reported results of its 2026 Annual Meeting of Shareholders and announced changes to its Board. Director Stephen E. Johnson retired effective June 15, 2026, and shareholders elected Steven M. Eldred, Timothy J. McFarlane, and Todd A. Sprang as directors to serve until the 2029 annual meeting. The auditor ratification proposal received 7,946,631 votes for, and shareholders approved an advisory vote on executive compensation and an amendment to the Company’s Articles of Incorporation. A press release and shareholder presentation describing the board transition and meeting highlights were furnished as exhibits.
Bank First Corporation is planning a stock‑for‑stock acquisition of PSB Holdings, Inc. in a strategic bank merger. Each PSB common share will be converted into 0.3470 shares of Bank First common stock, valuing the deal at approximately $202.9 million based on Bank First’s May 18, 2026 closing price. The transaction is expected to close in the fourth quarter of 2026, subject to PSB shareholder approval, regulatory clearances, SEC effectiveness of a Form S‑4 registration statement, and other customary conditions, including tax opinions that the deal qualifies as a reorganization under Section 368(a). A side letter fixes the earliest closing date at December 4, 2026 and, if closing is delayed beyond that date for reasons not attributable to PSB, allows PSB’s board to declare a one‑time special dividend of $1.00 per common share without reducing tangible book value for deal purposes. The combined company is projected to have about $7.6 billion in assets, with management targeting roughly 14.2% EPS accretion in 2027, about 1.0% tangible book value dilution at closing, and a 0.25‑year earnback period.
Bank First Corporation renewed its share repurchase program, authorizing the company to buy back up to $60 million of common stock per year for two years, ending on April 20, 2028. The company may repurchase shares in open market or privately negotiated transactions at its discretion, depending on market conditions and other factors.
Bank First Corporation reported first-quarter 2026 net income of $20.0 million, or $1.78 per share, compared with $18.2 million, or $1.82 per share, a year earlier. Adjusted for $6.5 million of Centre 1 Bancorp acquisition costs and small asset-sale gains, adjusted net income was $25.1 million, or $2.24 per share.
The January 1, 2026 Centre acquisition added $1.48 billion of assets, lifting total assets 33% to $6.07 billion. Net interest income rose to $53.2 million and net interest margin was 3.96%. Noninterest income more than doubled to $10.5 million, helped by new trust and wealth management fees and higher service charges.
Noninterest expense increased to $39.1 million, largely from integration costs, added locations, and higher intangible amortization. Asset quality weakened as nonperforming assets rose to $30.0 million, or 0.50% of assets, including one $12.9 million relationship and acquired problem credits. Book value per share reached $73.05, while tangible book value per share was $47.04. The quarterly dividend was raised to $0.55 per share, up 10% from the prior quarter and 22.2% year over year.
Bank First Corporation filed an amended report to add full financial statements for its acquired business, Centre 1 Bancorp, Inc., and unaudited pro forma combined results reflecting their completed merger.
Centre 1 ended December 31, 2025 with total assets of about $1.60 billion, deposits of $1.38 billion, and net loans of $987.1 million. Net income for 2025 was $1.8 million, down from $6.1 million in 2024, mainly as higher noninterest expenses and a $5.1 million loss on investment sales offset solid net interest income of $41.4 million. However, other comprehensive income swung strongly positive on investment valuation gains, lifting 2025 comprehensive income to $21.4 million. Shareholders’ equity rose to $118.2 million, helped by improved unrealized securities positions.
The filing also confirms the merger terms already disclosed: Centre 1 shareholders received 0.9200 BFC share per Centre 1 share plus cash in lieu of fractional shares, with approximately 1,382,940 BFC shares issued and total stock consideration valued at about $168.5 million.
Bank First Corporation filed a current report to disclose that it has announced its earnings for the quarter ended December 31, 2025. The earnings details are provided in a separate press release that is attached as Exhibit 99.1 and incorporated by reference into the report. The company states that this earnings information is being furnished, not filed, which means it is not subject to certain liability provisions of the Securities Exchange Act and is not automatically incorporated into other Securities Act or Exchange Act filings.
Bank First Corporation reported a leadership change, announcing that Steven M. Eldred has been elected to its Board of Directors, effective January 13, 2026. This expands the company’s board and brings an additional voice into its governance and strategic oversight. The company also referenced a related press release dated January 20, 2026 providing further details.
Bank First Corporation announced a governance update: Todd A. Sprang has been elected to its Board of Directors, effective October 21, 2025. The company disclosed the change in a current report and furnished a related press release as an exhibit.
This is a routine board appointment and does not include financial results or transaction details. The filing also lists the company’s common stock as trading on Nasdaq under the symbol BFC.
Bank First Corporation furnished an Item 2.02 Form 8-K announcing its earnings for the quarter ended September 30, 2025. The company provided a press release as Exhibit 99.1 for details.
Per General Instruction B.2, the information is furnished, not filed, is not subject to Section 18 liabilities of the Exchange Act, and is not incorporated by reference into Securities Act or Exchange Act filings.