Bank First (BFC) officer awarded shares, some withheld for tax

Rhea-AI Filing Summary

Bank First Corp Chief Lending Officer Jason V. Krepline received a stock award of 1,380 shares of common stock at $135.23 per share. On the same date, 745 shares were withheld to cover tax obligations, a non-market disposition. After these transactions, he directly owns 32,704 shares, including shares held in the Bank First Retirement Plan.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Krepline Jason V

Role Chief Lending Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,380	$135.23	$187K
Tax Withholding	Common Stock	745	$135.23	$101K

Holdings After Transaction: Common Stock — 33,449 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Krepline Jason V

(Last) (First) (Middle)

402 NORTH 8TH STREET

(Street)

MANITOWOC WI 54220

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Bank First Corp [ BFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Lending Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/06/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/06/2026		A		1,380	A	$135.23	33,449(1)	D
Common Stock	03/06/2026		F		745	D	$135.23	32,704	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares held in the Bank First Retirement Plan.

	/s/ Kelly Dvorak, attorney-in-fact	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Bank First Corp (BFC) report for Jason V. Krepline?

Bank First Corp reported that Chief Lending Officer Jason V. Krepline received a grant of 1,380 shares of common stock. The award was recorded at $135.23 per share as part of his compensation, increasing his direct ownership position in the company.

How many Bank First Corp (BFC) shares were withheld for taxes in this Form 4?

The Form 4 shows that 745 shares of Bank First Corp common stock were disposed of as a tax-withholding transaction. This means the shares were delivered to cover tax liabilities, not sold in the open market as an investment decision.

What is Jason V. Krepline’s total Bank First Corp (BFC) shareholding after the transactions?

After the reported stock grant and tax withholding, Jason V. Krepline directly holds 32,704 shares of Bank First Corp common stock. This figure includes shares held in the Bank First Retirement Plan, reflecting his total direct ownership following the Form 4 transactions.

Was the Bank First Corp (BFC) insider transaction an open-market purchase or sale?

The filing indicates a compensation-related stock grant and a tax-withholding disposition, not open-market trades. The 1,380-share grant increased Jason V. Krepline’s holdings, while 745 shares were withheld solely to satisfy tax obligations associated with the award.

What do the A and F transaction codes mean in the Bank First Corp (BFC) Form 4?

Code A identifies a grant or award acquisition of shares, showing Jason V. Krepline received 1,380 shares. Code F indicates shares delivered to pay taxes, with 745 shares withheld, distinguishing this from a voluntary market sale of stock.