Welcome to our dedicated page for Bar Harbor Bk SEC filings (Ticker: BHB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bar Harbor Bankshares (NYSE American: BHB) is a Maine-incorporated bank holding company and the parent of Bar Harbor Bank & Trust, a community bank operating in Maine, New Hampshire, and Vermont. As a public company with common stock registered under Section 12(b) of the Securities Exchange Act of 1934, Bar Harbor Bankshares files a range of reports and disclosure documents with the U.S. Securities and Exchange Commission (SEC).
This SEC filings page for ticker BHB provides access to the company’s regulatory documents, including current reports on Form 8-K that describe material events. Recent 8-K filings have covered topics such as quarterly financial results, dividend declarations, and the availability of investor presentations used in meetings with investors. One 8-K filing details the completion of Bar Harbor Bankshares’ acquisition of Guaranty Bancorp, Inc., including the merger structure, stock consideration, and subsequent merger of Woodsville Guaranty Savings Bank into Bar Harbor Bank & Trust.
Investors interested in Bar Harbor Bankshares’ financial condition and performance can review periodic reports such as Forms 10-K and 10-Q (when available in the broader SEC record) for information on loan portfolio composition, deposit base, capital levels, and risk factors. Current reports on Form 8-K also document board actions on quarterly cash dividends and provide links to earnings releases that summarize results of operations and financial condition.
On Stock Titan, these filings are supplemented with AI-powered summaries designed to highlight key points from lengthy documents, such as major transaction terms, reported earnings metrics, and notable risk disclosures. Users can quickly scan the latest filings, identify items related to corporate actions like the Guaranty Bancorp, Inc. merger, and then drill into the full SEC documents for more detail, including any exhibits such as press releases or merger agreements incorporated by reference.
Bar Harbor Bankshares is asking shareholders to vote at its 2026 Annual Meeting on May 7, 2026 in Bar Harbor, Maine. Shareholders of record on March 2, 2026, when 16,742,104 common shares were outstanding, can vote by internet, phone, mail, email, or in person.
The Board recommends voting for all 10 director nominees, for a non-binding advisory approval of named executive officer pay, and for ratifying Crowe LLP as independent auditor for 2026. The proxy highlights an acquisition of Woodsville Guaranty Savings Bank, a majority-independent Board, robust committee structure, clawback and anti-hedging policies, and a pay-for-performance program where 2025 NEO salaries rose 3%, annual incentives paid at 150% of target, and 2022–2024 performance shares vested at 123.2% of target.
Bar Harbor Bankshares details its 2025 operations as a Northern New England community bank serving Maine, New Hampshire, and Vermont through more than 60 locations and 530 full-time equivalent employees as of December 31, 2025.
Total loans reached $3.61 billion at year-end 2025, up from $3.15 billion in 2024, with about two‑thirds in commercial categories and 30% in residential real estate. Commercial real estate non‑owner occupied loans were $1.45 billion, and commercial construction loans were $213.8 million. The top 10 non‑owner‑occupied commercial real estate loans represented 18.1% of that segment with a weighted average loan‑to‑value of 61.0%.
Asset quality metrics remained conservative. Non‑accruing loans totaled $11.6 million at December 31, 2025, or 0.32% of total loans, while non‑performing assets were $13.8 million, or 0.29% of total assets. The allowance for credit losses increased to $34.1 million, equal to 0.94% of total loans, after $4.6 million of provision expense and low net charge‑offs of 0.03% of average loans.
The available‑for‑sale debt securities portfolio had $597.4 million of fair value at December 31, 2025, primarily in mortgage‑backed securities and obligations of states and political subdivisions. Average deposits for 2025 were $3.54 billion with a 1.79% weighted average cost, and estimated uninsured non‑maturity deposits were $424.6 million.
Wealth management remained meaningful, with $3.0 billion of assets under management at December 31, 2025, up from $2.8 billion a year earlier. The report also describes extensive regulatory capital and liquidity requirements, outlines use of FHLB and other borrowings, and provides a detailed risk factor section emphasizing interest rate, liquidity, credit, and regulatory risks.
Bar Harbor Bankshares director David M. Colter reported an open-market purchase of 500 shares of common stock at a price of $32.54 per share. Following this March 2, 2026 transaction, his directly held stake increased to 12,687.2492 shares.
Bar Harbor Bankshares officer Edgar Jason Paul reported an acquisition of company stock through an equity grant. On February 10, 2026, he received 2,150 shares of restricted common stock at a stated price of $0 per share. Following this grant, he directly owned 21,562 shares of Bar Harbor Bankshares common stock.
Bar Harbor Bankshares president and CEO Curtis C. Simard, through the Curtis C. Simard Revocable Trust, acquired 7,600 shares of common stock via a restricted stock grant on February 10, 2026. This award was reported at no cash cost per share.
After this grant, the revocable trust held 132,496.1241 shares of Bar Harbor Bankshares common stock indirectly for Simard. Separately, he also indirectly held 2,147 shares through a 401(k) plan, which was reported as a standing position rather than a new transaction.
Bar Harbor Bankshares executive John Mogan Williams reported an equity award of company stock. On February 10, 2026, he acquired 2,962 shares of Common Stock as a grant of restricted stock at a stated price of $0 per share, classified as an acquisition.
Following this grant, Williams held 17,130.92 Common Stock shares directly. He also had 4,340.61 Common Stock shares held indirectly through a 401(k) plan, reflecting additional beneficial ownership connected to his retirement account.
Bar Harbor Bankshares executive reports stock grant. Senior Vice President Joseph Patrick Scully acquired 3,088 shares of Bar Harbor Bankshares common stock on a grant basis at a price of $0 per share. After this restricted stock award, he directly beneficially owns 19,442.195 shares of the company’s common stock.
Bar Harbor Bankshares senior vice president Alison Noelle DiPaola received an equity award in the form of restricted stock. On 02/10/2026, she acquired 2,806 shares of common stock at a stated price of $0. This grant increased her directly held common stock to 9,118 shares. She also has indirect ownership of 517 common shares through a 401(k) plan.
Bar Harbor Bankshares Executive Vice President Marion Colombo reported an equity award of company stock. On 02/10/2026, Colombo acquired 3,174 shares of common stock through a grant of restricted stock at a stated price of $0 per share. Following this award, Colombo directly beneficially owns 28,043 common shares.
Bar Harbor Bankshares executive granted restricted stock
Executive Vice President John M. Mercier reported receiving a grant of 2,598 shares of Bar Harbor Bankshares common stock as restricted stock on February 10, 2026, at a stated price of $0 per share. After this award, he directly beneficially owns 25,849 common shares and has indirect beneficial ownership of 1,000 additional shares held by a trust. Restricted stock typically serves as equity-based compensation that vests over time or upon meeting certain conditions.