Dividend reinvestment boosts Bar Harbor Bankshares (BHB) director stake

Rhea-AI Filing Summary

BAR HARBOR BANKSHARES director Kenneth Eugene Smith acquired additional common stock through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan. On March 20, 2026, he received several small share awards in transactions exempt under Rule 16b-3(d).

Following these plan-based acquisitions, Smith directly holds 29,211.036 shares of common stock. These are routine, compensation- and plan-related acquisitions rather than open-market purchases, and they modestly increase his direct ownership stake in the company.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Smith Kenneth Eugene

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	13	$31.54	$410.02
Grant/Award	Common Stock	234.493	$31.33	$7K
Grant/Award	Common Stock	48.628	$31.06	$2K

Holdings After Transaction: Common Stock — 28,927.915 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smith Kenneth Eugene

(Last) (First) (Middle)

PO BOX 400

82 MAIN STREET

(Street)

BAR HARBOR MAINE 04609

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
BAR HARBOR BANKSHARES [ BHB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/20/2026		A(1)	V	13	A	$31.54	28,927.915	D
Common Stock	03/20/2026		A(1)	V	234.493	A	$31.33	29,162.408	D
Common Stock	03/20/2026		A(1)	V	48.628	A	$31.06	29,211.036	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended.

	/s/ Olivia Erickson, Attorney-in-Fact	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did BHB director Kenneth Smith report?

Director Kenneth Eugene Smith reported acquiring additional BAR HARBOR BANKSHARES common stock. The shares came through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan, reflecting routine, plan-based awards rather than open-market buying activity on a stock exchange.

How many BHB shares does Kenneth Smith hold after this Form 4?

After these transactions, Kenneth Eugene Smith directly holds 29,211.036 shares of BAR HARBOR BANKSHARES common stock. This figure reflects his updated position following several small acquisitions credited on March 20, 2026, under the company’s dividend reinvestment and direct stock purchase plan.

Were the BHB insider share acquisitions open-market purchases?

No, the reported BAR HARBOR BANKSHARES acquisitions were not open-market purchases. Footnote disclosure states the shares were acquired via the Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in transactions exempt under Rule 16b-3(d) of the Securities Exchange Act of 1934.

What does Rule 16b-3(d) mean for this BHB insider transaction?

Rule 16b-3(d) provides an exemption for certain insider acquisitions under company plans. Here, it means Kenneth Smith’s BAR HARBOR BANKSHARES share acquisitions through the dividend reinvestment and direct purchase plan qualify as exempt, indicating they are routine, plan-governed transactions rather than discretionary market trades.

Does the Form 4 show BHB insider sales by Kenneth Smith?

The Form 4 for BAR HARBOR BANKSHARES shows only acquisitions for Kenneth Smith. All reported entries use transaction code A for grants or awards, with no sale codes indicated, so the filing reflects increased direct holdings rather than any disposition of common stock.