Director in Bar Harbor Bankshares (BHB) acquires shares through reinvestment plan

Rhea-AI Filing Summary

BAR HARBOR BANKSHARES director Matthew L. Caras increased his stake through an automatic plan. On the reported date, he acquired 135.234 shares of Common Stock at $31.33 per share via the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, a transaction exempt under Rule 16b-3(d). Following this acquisition, he directly owns 22,133.941 shares. This is a routine, plan-based share accumulation rather than an open-market purchase.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Caras Matthew L

(Last) (First) (Middle)

PO BOX 400

82 MAIN STREET

(Street)

BAR HARBOR MAINE 04609

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
BAR HARBOR BANKSHARES [ BHB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/20/2026		A(1)	V	135.234	A	$31.33	22,133.941	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended.

	/s/ Olivia Erickson, Attorney-in-Fact	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did BAR HARBOR BANKSHARES (BHB) report for Matthew L. Caras?

BAR HARBOR BANKSHARES reported that director Matthew L. Caras acquired 135.234 shares of Common Stock. The shares were obtained through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan, reflecting routine reinvestment activity rather than a discretionary open-market trade.

How many BAR HARBOR BANKSHARES (BHB) shares does Matthew L. Caras hold after this Form 4?

After the reported transaction, director Matthew L. Caras directly holds 22,133.941 shares of BAR HARBOR BANKSHARES Common Stock. This total includes the 135.234 shares acquired through the dividend reinvestment and direct stock purchase plan described in the Form 4 filing.

At what price were the new BAR HARBOR BANKSHARES (BHB) shares acquired by Matthew L. Caras?

The 135.234 BAR HARBOR BANKSHARES Common Stock shares were acquired at a price of $31.33 per share. The acquisition occurred through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan, as disclosed in the Form 4 footnote.

Was Matthew L. Caras’s BAR HARBOR BANKSHARES (BHB) share acquisition an open-market purchase?

No, the acquisition was not an open-market purchase. The Form 4 footnote explains the 135.234 shares were obtained through the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d).

What does the Form 4 transaction code for BAR HARBOR BANKSHARES (BHB) indicate?

The Form 4 lists transaction code “A” for Matthew L. Caras’s 135.234-share acquisition. This code represents a grant, award, or other acquisition, consistent with shares received under a dividend reinvestment and direct stock purchase plan rather than a market trade.

Is Matthew L. Caras’s BAR HARBOR BANKSHARES (BHB) transaction considered routine?

Yes, the filing describes a routine plan-based acquisition. Shares were acquired through the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, a common mechanism for automatic reinvestment of dividends and periodic purchases by existing shareholders.