Bar Harbor (BHB) CEO adds 746.7 shares through dividend reinvestment plan

Rhea-AI Filing Summary

BAR HARBOR BANKSHARES President and CEO Curtis C. Simard, through the Curtis C. Simard Revocable Trust, acquired 746.7 shares of common stock at $31.33 per share. The shares were obtained through the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d). Following this award, the revocable trust holds 133,242.8241 shares, and a separate 401(k) account holds 2,147 shares, both reported as indirect ownership.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Simard Curtis C

Role PRESIDENT/CEO

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	746.7	$31.33	$23K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 133,242.824 shares (Indirect, Held by Curtis C. Simard Revocable Trust)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Simard Curtis C

(Last) (First) (Middle)

PO BOX 400

82 MAIN STREET

(Street)

BAR HARBOR MAINE 04609

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
BAR HARBOR BANKSHARES [ BHB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT/CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/20/2026		A(1)	V	746.7	A	$31.33	133,242.8241	I	Held by Curtis C. Simard Revocable Trust
Common Stock								2,147	I	by 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended.

	/s/ Olivia Erickson, Attorney-in-Fact	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did BHB CEO Curtis C. Simard report in this Form 4 filing?

Curtis C. Simard reported acquiring 746.7 BHB common shares through his revocable trust. The shares came via the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan and are reported as indirect ownership, separate from additional shares held in a 401(k) account.

How many BAR HARBOR BANKSHARES shares does Simard’s revocable trust hold after this transaction?

Simard’s revocable trust holds 133,242.8241 BHB shares after the plan acquisition. This figure reflects the total indirect ownership in the trust following the 746.7-share award reported on the Form 4 for the company’s common stock.

At what price were the new BHB shares credited to Curtis C. Simard?

The newly acquired 746.7 BHB shares were priced at $31.33 each. This price applies to the common stock credited to the Curtis C. Simard Revocable Trust through the company’s Dividend Reinvestment and Direct Stock Purchase and Sale Plan.

Was Curtis C. Simard’s BHB share acquisition an open-market purchase?

No, the acquisition was through a dividend reinvestment and stock purchase plan. The filing states the shares were obtained via the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d).

What other BHB holdings did Curtis C. Simard report besides the revocable trust?

Simard also reported 2,147 BHB shares held in a 401(k). These 401(k) shares are listed as a separate indirect holding from the Curtis C. Simard Revocable Trust, which holds 133,242.8241 shares after the reported plan acquisition.