[Form 4] BAR HARBOR BANKSHARES Insider Trading Activity

Rhea-AI Filing Summary

Insider purchase via DRIP: Director Heather D. Jones acquired 11.102 shares of Bar Harbor Bankshares (BHB) on 09/12/2025 at an effective price of $32.66 per share through the company's Dividend Reinvestment and Direct Stock Purchase and Sale Plan. After this transaction she beneficially owned 1,144.083 shares. The filing was submitted under Section 16 and executed by an attorney-in-fact on behalf of the reporting person.

Positive

• Director acquired additional shares through the company's Dividend Reinvestment and Direct Stock Purchase and Sale Plan, increasing insider alignment with shareholders
• Transaction exempt under Rule 16b-3(d), indicating it was a routine dividend reinvestment rather than a special private purchase

Negative

• None.

Insights

Corporate Governance Expert

TL;DR: A director modestly increased holdings through the DRIP, showing routine insider participation without material change in control.

The reported acquisition of 11.102 shares via the Dividend Reinvestment and Direct Stock Purchase Plan is a routine, Rule 16b-3(d) exempt transaction commonly used to reinvest dividends. The post-transaction beneficial ownership of 1,144.083 shares confirms continued alignment with shareholders but is immaterial to control or board composition given the small share count disclosed. No derivative transactions or dispositions are reported.

Securities Analyst

TL;DR: Small dollar-value purchase at $32.66 is a routine insider reinvestment, unlikely to move market perceptions materially.

The transaction reflects participation in the issuer's DRIP at an effective price of $32.66 for 11.102 shares. This type of acquisition is exempt under Rule 16b-3(d) and signals continued insider ownership. The size of the purchase relative to the reported beneficial ownership (1,144.083 shares) is minor, so there is limited impact on liquidity, voting power, or valuation metrics based solely on this filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Jones Heather D

(Last) (First) (Middle)

PO BOX 400

82 MAIN ST

(Street)

BAR HARBOR ME 04609

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
BAR HARBOR BANKSHARES [ BHB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/12/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/12/2025		A(1)	V	11.102	A	$32.66	1,144.083	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were acquired through the reporting person's participation in the Bar Harbor Bankshares Dividend Reinvestment and Direct Stock Purchase and Sale Plan, in a transaction exempt under Rule 16b-3(d) under the Securities and Exchange Act of 1934, as amended.

	/s/ Olivia Erickson, Attorney-in-Fact	09/16/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did Heather D. Jones report on Form 4 for BHB?

The filing reports an acquisition of 11.102 shares of Bar Harbor Bankshares (BHB) through the company's Dividend Reinvestment and Direct Stock Purchase and Sale Plan.

At what price were the BHB shares acquired in this Form 4?

The shares were recorded at an effective price of $32.66 per share.

How many BHB shares does Heather D. Jones beneficially own after the transaction?

Following the reported transaction, the reporting person beneficially owned 1,144.083 shares.

What is the relationship of the reporting person to BHB?

Heather D. Jones is reported as a Director of Bar Harbor Bankshares.

Was the acquisition reported as exempt under any rule?

Yes. The shares were acquired in a transaction exempt under Rule 16b-3(d) as part of the issuer's dividend reinvestment and purchase plan.