[Form 4] Brighthouse Financial, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Brighthouse Financial director Lizabeth H. Zlatkus reported routine equity compensation activity. She exercised 2,837 previously granted Restricted Stock Units (RSUs), receiving the same number of Brighthouse common shares, and now directly holds 7,234 common shares. She also received a new award of 2,651 RSUs for Board service, which will convert one-for-one into common stock upon vesting.

Insider Trade Summary

2,837 shares exercised/converted

Mixed 3 txns

Insider Zlatkus Lizabeth H

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	2,837	$0.00	--
Grant/Award	Restricted Stock Units	2,651	$0.00	--
Exercise	Common Stock	2,837	$0.00	--

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct, null); Common Stock — 7,234 shares (Direct, null)

Footnotes (1)

1. Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock. Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan. The RSUs vested on the date of the 2026 annual meeting of stockholders of BHF. The RSUs will vest on the earlier of the first anniversary of the grant date or the date of the 2027 annual meeting of stockholders of BHF.

Key Figures

RSUs exercised: 2,837 units Common shares held: 7,234 shares New RSU grant: 2,651 units +1 more

4 metrics

RSUs exercised 2,837 units Converted into 2,837 common shares on 2026-06-02

Common shares held 7,234 shares Direct holdings after transactions

New RSU grant 2,651 units Award for Board service on 2026-06-02

Underlying common shares for new RSUs 2,651 shares Each RSU equals one Brighthouse common share

Key Terms

Restricted Stock Units, derivative security, contingent right, Non-Management Director Stock Compensation Plan

4 terms

Restricted Stock Units financial

"Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

derivative security financial

"transaction_code_description": "Exercise or conversion of derivative security""

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

contingent right financial

"represents the contingent right to receive one share of Brighthouse Financial, Inc."

Non-Management Director Stock Compensation Plan financial

"pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan"

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Zlatkus Lizabeth H

(Last) (First) (Middle)

11225 NORTH COMMUNITY HOUSE ROAD

(Street)

CHARLOTTE NORTH CAROLINA 28277

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Brighthouse Financial, Inc. [ BHF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/02/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/02/2026		M		2,837	A	$0(1)	7,234	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	06/02/2026		M			2,837(2)	(3)	(3)	Common Stock	2,837	$0	0	D
Restricted Stock Units	(1)	06/02/2026		A		2,651(2)		(4)	(4)	Common Stock	2,651	$0	2,651	D

Explanation of Responses:

1. Each Restricted Stock Unit ("RSU") represents the contingent right to receive one share of Brighthouse Financial, Inc. ("BHF") common stock.

2. Award for service as a Board member pursuant to the Brighthouse Financial, Inc. 2017 Non-Management Director Stock Compensation Plan.

3. The RSUs vested on the date of the 2026 annual meeting of stockholders of BHF.

4. The RSUs will vest on the earlier of the first anniversary of the grant date or the date of the 2027 annual meeting of stockholders of BHF.

Remarks:

	/s/ Alexander V. Ulianov, Attorney-in-Fact, on behalf of Lizabeth H. Zlatkus	06/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What equity transactions did Brighthouse (BHF) director Lizabeth Zlatkus report?

Director Lizabeth H. Zlatkus exercised 2,837 Restricted Stock Units into the same number of Brighthouse common shares and received a new grant of 2,651 RSUs as part of her Board compensation.

How many Brighthouse (BHF) common shares does Lizabeth Zlatkus hold after these transactions?

Following the Form 4 transactions, Lizabeth H. Zlatkus directly holds 7,234 shares of Brighthouse common stock, reflecting the conversion of 2,837 previously granted RSUs into common shares.

What new Restricted Stock Unit grant did Lizabeth Zlatkus receive from Brighthouse (BHF)?

Lizabeth H. Zlatkus received a new grant of 2,651 Restricted Stock Units for her service as a Board member under Brighthouse’s 2017 Non-Management Director Stock Compensation Plan.

When did Lizabeth Zlatkus’s previously granted Brighthouse (BHF) RSUs vest?

The Restricted Stock Units that were exercised into 2,837 Brighthouse common shares vested on the date of Brighthouse Financial’s 2026 annual meeting of stockholders, according to the Form 4 footnotes.

When will Lizabeth Zlatkus’s new Brighthouse (BHF) RSUs vest?

The new 2,651 RSUs granted to Lizabeth H. Zlatkus will vest on the earlier of the first anniversary of the grant date or the date of Brighthouse Financial’s 2027 annual meeting of stockholders.

What does each Brighthouse (BHF) Restricted Stock Unit represent for Lizabeth Zlatkus?

Each Restricted Stock Unit reported by Lizabeth H. Zlatkus represents the contingent right to receive one share of Brighthouse Financial common stock when the award vests, as described in the Form 4 footnotes.