Brighthouse CAO vests RSUs, pays taxes in shares

Brighthouse Financial, Inc. Chief Accounting Officer Melissa B. Pavlovich reported routine equity compensation activity.

Rhea-AI Filing Summary

Brighthouse Financial, Inc. Chief Accounting Officer Melissa B. Pavlovich reported routine equity compensation activity. She exercised and settled 5,581 Restricted Stock Units granted in October 2024, receiving the same number of common shares as the RSUs vested.

To cover related tax obligations, 1,588 common shares were withheld and surrendered back, a non-market, tax-withholding disposition rather than an open-market sale. After these transactions, Pavlovich directly holds 12,644 shares of Brighthouse Financial common stock.

Insider Trade Summary

5,581 shares exercised/converted

Exercise 3 txns

Insider Pavlovich Melissa B.

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	5,581	$0.00	$0.00
Exercise	Common Stock	5,581	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	1,588	$61.02	$97K

Holdings After Transaction: Restricted Stock Units — 0 contracts (Direct); Common Stock — 12,644 shares (Direct)

Footnotes (4)

1. F1. Payout of shares upon vesting of Restricted Stock Units ("RSUs") granted in October 2024.
2. F2. Each RSU represents the contingent right to receive one share of Brighthouse Financial, Inc. common stock.
3. F3. Shares withheld to cover tax obligations in connection with the vesting of RSUs.
4. F4. Represents vesting of the RSUs granted in October 2024.

Key Figures

RSUs vested: 5,581 units Shares issued on vesting: 5,581 shares Shares withheld for taxes: 1,588 shares +4 more

7 metrics

RSUs vested 5,581 units RSUs granted in October 2024 vested on April 8, 2026

Shares issued on vesting 5,581 shares Common stock received upon RSU payout

Shares withheld for taxes 1,588 shares Tax-withholding disposition at $61.02 per share

Tax-withholding price $61.02 per share Value used for shares delivered to cover tax obligations

Shares held after transactions 12,644 shares Direct common stock ownership following RSU vesting and withholding

Derivative exercises 1 transaction, 5,581 shares Exercise/conversion of RSUs into common stock

Tax-withholding transactions 1 transaction, 1,588 shares Payment of tax liability by delivering shares

Key Terms

Restricted Stock Units, vested, tax obligations, Chief Accounting Officer

4 terms

Restricted Stock Units financial

"Payout of shares upon vesting of Restricted Stock Units ("RSUs") granted in October 2024."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

vested financial

"Represents vesting of the RSUs granted in October 2024."

tax obligations financial

"Shares withheld to cover tax obligations in connection with the vesting of RSUs."

Chief Accounting Officer financial

"Chief Accounting Officer"

A chief accounting officer is a senior executive responsible for overseeing a company's financial records and ensuring all accounting practices are accurate and compliant with regulations. They play a key role in preparing financial reports that help investors understand the company's financial health, much like a trusted navigator guiding a ship through complex waters. Their work ensures transparency and trust in the company's financial information.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Brighthouse Financial (BHF) report for Melissa B. Pavlovich?

Brighthouse Financial reported that Chief Accounting Officer Melissa B. Pavlovich settled 5,581 Restricted Stock Units into common shares. These RSUs were granted in October 2024 and vested on April 8, 2026, resulting in an equivalent number of Brighthouse common shares being issued to her.

How many Brighthouse Financial (BHF) shares were withheld for taxes in this Form 4?

The filing shows 1,588 Brighthouse Financial common shares were withheld to cover tax obligations upon RSU vesting. This is coded as a tax-withholding disposition, meaning the shares were delivered to satisfy taxes rather than sold in the open market.

What is Melissa B. Pavlovich’s Brighthouse Financial (BHF) shareholding after the transactions?

After the RSU vesting and tax-withholding disposition, Melissa B. Pavlovich directly holds 12,644 shares of Brighthouse Financial common stock. This figure reflects the net position following both the issuance of RSU shares and the shares withheld for tax obligations.

What do the Restricted Stock Units (RSUs) in the Brighthouse Financial (BHF) filing represent?

Each Restricted Stock Unit in the filing represents the contingent right to receive one share of Brighthouse Financial common stock. Upon vesting, 5,581 RSUs granted in October 2024 paid out in the same number of common shares to Melissa B. Pavlovich.

Were the Brighthouse Financial (BHF) insider transactions open-market buys or sells?

No open-market buys or sells are reported. The Form 4 shows RSU vesting coded as an M transaction and a related F code for tax withholding, where 1,588 shares were delivered to cover tax obligations instead of being sold on the market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/09/2026 - 05:14 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Pavlovich Melissa B.

(Last) (First) (Middle)

11225 NORTH COMMUNITY HOUSE ROAD

(Street)

CHARLOTTE NORTH CAROLINA 28277

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Brighthouse Financial, Inc. [ BHF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/08/2026		M		5,581(1)	A	(2)	14,232	D
Common Stock	04/08/2026		F		1,588(3)	D	$61.02	12,644	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	04/08/2026		M			5,581	(4)	(4)	Common Stock	5,581	$0	0	D

Explanation of Responses:

1. Payout of shares upon vesting of Restricted Stock Units ("RSUs") granted in October 2024.

2. Each RSU represents the contingent right to receive one share of Brighthouse Financial, Inc. common stock.

3. Shares withheld to cover tax obligations in connection with the vesting of RSUs.

4. Represents vesting of the RSUs granted in October 2024.

Remarks:

	/s/ Alexander V. Ulianov, Attorney-in-Fact, on behalf of Melissa B. Pavlovich	04/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)