Every 10-Q that Berkshire Hills Bancorp, Inc. (BHLB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BHLB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BHLB filings page.
Beacon Financial Corporation reported much stronger quarterly results as a larger combined institution following its 2025 merger of equals. For the three months ended March 31, 2026, net income rose to $46.2 million from $19.1 million a year earlier, and diluted EPS increased to $0.55 from $0.21. Net interest income more than doubled to $190.8 million, driven by higher interest and dividend income of $292.4 million, partly offset by higher funding costs.
Total assets were $22.2 billion at March 31, 2026, with loans and leases of $17.9 billion and deposits of $18.3 billion. Deposits declined from $19.5 billion at year-end, while FHLB advances increased to $822.1 million. The allowance for loan and lease losses was $244.4 million, and the allowance for unfunded commitments was $16.6 million, reflecting updated credit models and qualitative adjustments.
Non-interest expense rose to $140.8 million, including $13.0 million of merger and restructuring costs and higher compensation, occupancy, and technology spending. Accumulated other comprehensive loss deepened to $31.4 million, mainly from larger unrealized losses on the $1.7 billion available-for-sale securities portfolio, leading to comprehensive income of $34.8 million.
Beacon Financial Corporation reported third‑quarter results. The company posted a net loss of $50.2 million for the three months ended September 30, 2025, compared with net income of $20.1 million a year ago. Basic EPS was ($0.57) versus $0.23.
Results reflect higher credit costs and merger‑related expenses. The provision for credit losses on loans rose to $87.5 million from $4.8 million, and merger and restructuring expense totaled $45.9 million. Net interest income increased to $132.6 million from $83.0 million, but after provisions it was $45.1 million versus $78.3 million.
Balance sheet expansion followed the acquisition of Berkshire Hills Bancorp, Inc. Assets were $22.8 billion at September 30, 2025, up from $11.9 billion at December 31, 2024. Loans and leases were $18.24 billion (from $9.78 billion) and deposits were $18.90 billion (from $8.90 billion). The company recorded $1.08 billion of net cash and cash equivalents acquired. Common shares outstanding were 83,908,861 at October 31, 2025.
Berkshire Hills Bancorp reported improved profitability for the quarter ended June 30, 2025. Net income was $30,366 thousand for the three months and $56,085 thousand for the six months, up from $24,025 thousand and $3,837 thousand a year earlier. Net interest income rose to $91,921 thousand in Q2 and total net revenue increased to $113,673 thousand, reflecting higher loan-related fee income and stable net interest margins.
The balance sheet shows total assets of $12.035 billion and shareholders' equity of $1.222 billion. Deposits declined by $396.2 million to $9.979 billion and short-term borrowings increased to $360.0 million. The securities portfolio carried aggregate unrealized losses of $193.6 million. Criticized loans (Special Mention and lower) rose to $344,153 thousand and the allowance for credit losses on loans was $117,344 thousand.