Berkshire Hills Bancorp 8-K: Q2-25 earnings materials released

Rhea-AI Filing Summary

Berkshire Hills Bancorp, Inc. (NYSE: BHLB) filed an 8-K dated 24 Jul 2025 to furnish Q2-25 information.

• Item 2.02 – Results of Operations: The company issued a news release (Ex. 99.1) announcing financial results for the quarter ended 30 Jun 2025. No figures are included in the filing; the release is treated as “furnished,” not “filed.”
• Conference call/webcast: Held 24 Jul 2025 with replay available until 31 Jul 2025; webcast and slide deck posted on the IR website.
• Item 7.01 – Regulation FD: Investor presentation slides used during the call are available online.
• Exhibits: 99.1 (news release) and 104.1 (Inline XBRL cover page).

No quantitative results, guidance, or other material events are disclosed in the text supplied. Consequently, the filing is informational only and has limited immediate valuation impact.

Insights

Financial Analyst

TL;DR: 8-K simply furnishes Q2 results press release; no metrics disclosed, market impact likely neutral.

The filing’s sole purpose is to comply with Reg FD by making the press release and slide deck publicly available. Because the actual earnings data are embedded in Exhibit 99.1—which is not provided here—investors cannot assess revenue, EPS, credit metrics, or outlook from this text alone. Without numbers, the submission does not alter valuation models or credit assumptions. Rating: neutral impact.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 24, 2025

BERKSHIRE HILLS BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware		001-15781		04-3510455
(State or Other Jurisdiction) of Incorporation)		(Commission File No.)		(I.R.S. Employer Identification No.)

60 State Street, Boston, Massachusetts		02109
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (800) 773-5601, ext. 133773

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading symbol(s)		Name of each exchange on which registered
Common stock, par value $0.01 per share		BHLB		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02 Results of Operations and Financial Condition

On July 24, 2025, Berkshire Hills Bancorp, Inc. (the “Company”), the holding company for Berkshire Bank (the “Bank”), announced its financial results for the second quarter ended June 30, 2025. The news release containing the financial results is included as Exhibit 99.1 and shall not be deemed “filed” for any purpose.

The Company conducted a conference call/webcast on July 24, 2025, to discuss the financial results for the quarter and the Company’s outlook. A telephone replay of the call will be available through July 31, 2025. The webcast will be available on the Company’s website at ir.berkshirebank.com for an extended period of time.

Item 7.01 Regulation FD Disclosure

The Company made available slides for a presentation that the Company utilized in connection with its conference call. A copy of the presentation can be found on the Company’s website at ir.berkshirebank.com.

Item 9.01 Financial Statements and Exhibits

	(a)	Financial Statements of Businesses Acquired.  Not applicable.
	(b)	Pro Forma Financial Information.  Not applicable.
	(c)	Shell Company Transactions.  Not applicable.
	(d)	Exhibits.
		Exhibit No.	Description
		99.1	News Release dated July 24, 2025
		104.1	Cover Page for this Current Report on Form 8-K, formatted in Inline XBRL

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

		Berkshire Hills Bancorp, Inc.
DATE: July 24, 2025	By:	/s/ Nitin J. Mhatre
		Nitin J. Mhatre President and Chief Executive Officer

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FAQ

What did Berkshire Hills Bancorp (BHLB) report in its 8-K dated July 24 2025?

It furnished a press release with Q2-25 financial results and posted related presentation slides.

Which 8-K items were disclosed by BHLB?

Item 2.02 (Results of Operations) and Item 7.01 (Regulation FD Disclosure).

Where can investors access Berkshire Hills Bancorp’s Q2-25 webcast replay?

Via telephone through 31 Jul 2025 and on the IR website at ir.berkshirebank.com for an extended period.

Which exhibits accompany this 8-K filing?

Exhibit 99.1 (news release) and Exhibit 104.1 (Inline XBRL cover page).

Is the press release deemed filed or furnished?

It is expressly stated as “furnished,” not filed, under Item 2.02.