[8-K] Berkshire Hills Bancorp, Inc. Reports Material Event

Rhea-AI Filing Summary

Berkshire Hills Bancorp, Inc. (NYSE: BHLB) filed an 8-K (Item 8.01) on 1 Aug 2025 to disclose the Board’s latest dividend action.

• Quarterly cash dividend: $0.18 per common share
• Record date: 14 Aug 2025
• Payment date: 21 Aug 2025

No other financial metrics, guidance, or strategic transactions were reported. The company issued a related press release on its investor relations website but did not include it within this filing.

The disclosure signals continued capital return to shareholders, yet the filing provides no earnings or capital ratios to evaluate the dividend’s sustainability.

Positive

• Maintains quarterly dividend at $0.18, reinforcing steady shareholder cash return without indication of reduction.

Negative

• No accompanying earnings or capital metrics to assess sustainability or growth potential of the dividend.

Insights

Equity Research Analyst

TL;DR: Routine 8-K declares $0.18 dividend; positive for income investors, neutral for valuation until earnings context arrives.

The dividend is unchanged at $0.18, implying an annualized $0.72 payout. Assuming the recent trading range, the yield remains in the mid-3% area, reinforcing Berkshire Hills’ strategy of steady shareholder distributions. Because the filing lacks earnings or capital data, we cannot gauge payout sustainability or potential growth. Still, continuation of the dividend—especially amid a volatile banking environment—suggests confidence in near-term cash flow. Impact is modest but directionally positive for income-focused holders.

Income-Focused Portfolio Manager

TL;DR: Dividend continuity appreciated, but absence of financial detail limits investment decision utility.

The Board’s approval keeps the quarterly dividend intact, providing predictable cash flow to shareholders. However, investors awaiting metrics such as CET1 ratios, loan quality trends, or updated guidance receive none of that information here. As a result, the filing is largely administrative; its market impact should be limited unless paired with broader earnings data.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):August 1, 2025

BERKSHIRE HILLS BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware		001-15781		04-3510455
(State or Other Jurisdiction) of Incorporation)		(Commission File No.)		(I.R.S. Employer Identification No.)

60 State Street, Boston, Massachusetts		02109
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s telephone number, including area code: (800) 773-5601

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each class		Trading symbol(s)		Name of each exchange on which registered
Common stock, par value $0.01 per share		BHLB		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events

On August 1, 2025, Berkshire Hills Bancorp, Inc. (the “Company”) announced that its Board of Directors has approved a quarterly cash dividend of $0.18 per common share to shareholders of record at the close of business on August 14, 2025, payable on August 21, 2025.

The Company posted a related news release on its Investor Relations website at ir.berkshirebank.com.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

		BERKSHIRE HILLS BANCORP, INC.
DATE: August 1, 2025	By:	/s/ Wm. Gordon Prescott
		Wm. Gordon Prescott Senior Executive Vice President, General Counsel and Corporate Secretary

FAQ

What dividend did Berkshire Hills Bancorp (BHLB) declare?

The Board declared a $0.18 per common share quarterly cash dividend.

When is the record date for BHLB's dividend?

Shareholders must be on record by August 14, 2025 to receive the dividend.

When will Berkshire Hills Bancorp pay the dividend?

The payment date is August 21, 2025.

Did the filing include any earnings or financial results?

No, the 8-K only disclosed the dividend; it offered no earnings or balance-sheet data.

Is Berkshire Hills Bancorp considered an emerging growth company?

The company did not check the emerging growth company box on this filing.