[Form 3] Berkshire Hills Bancorp, Inc. Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Bogdan Nowak filed an initial Form 3 reporting ownership of 107,338 shares of common stock of Beacon Financial Corp (BBT). The filing lists Nowak's address in Boston, MA, and indicates his relationship to the issuer as a Director. The event requiring the statement occurred on 09/01/2025 and the Form was signed by Marissa S. Martin as power of attorney on 09/05/2025.

Insights

Securities Compliance Analyst

TL;DR: Routine Section 16 Form 3 disclosing initial director ownership of 107,338 shares; procedural compliance appears met.

The filing is an initial beneficial ownership statement under Section 16 for a director. It discloses 107,338 shares held directly, the reporting person’s Boston address, and the event date of 09/01/2025. The Form is signed by an attorney-in-fact, which is acceptable when properly authorized. There are no derivative holdings reported and no amendments or additional explanatory remarks included.

Corporate Governance Specialist

TL;DR: Disclosure provides basic governance transparency; no red flags or material changes disclosed.

This Form 3 supplies standard disclosure by a newly reportable insider or newly designated reporting person. The declaration of direct ownership and absence of derivative positions simplifies ownership profile. The filing contains no indications of transactions, pledges, or related-party arrangements; therefore it does not suggest governance or control issues based on the submitted information alone.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

NOWAK BOGDAN

(Last) (First) (Middle)

131 CLARENDON STREET

(Street)

BOSTON MA 02116

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
09/01/2025

3. Issuer Name and Ticker or Trading Symbol
Beacon Financial Corp [ BBT ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	107,338	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	Bogdan Nowak by Marissa S. Martin, P.O.A.	09/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Form 3 filed for Beacon Financial Corp (BBT) disclose?

The Form 3 discloses that Bogdan Nowak beneficially owns 107,338 shares of Beacon Financial Corp common stock and that he is a Director.

When is the event date reported on this Form 3?

The event requiring the statement is dated 09/01/2025.

Who signed the Form 3 for the reporting person?

The Form 3 is signed by Marissa S. Martin as power of attorney for Bogdan Nowak on 09/05/2025.

Does the filing report any derivative securities or indirect ownership?

No. The filing reports only direct ownership of common stock and shows no derivative securities or indirect ownership.

What address is listed for the reporting person?

The address listed is 131 Clarendon Street, Boston, MA 02116.