[SCHEDULE 13G] Berkshire Hills Bancorp, Inc. SEC Filing

Rhea-AI Filing Summary

State Street Corporation reported beneficial ownership of 2,393,791 shares of Berkshire Hills Bancorp Inc. common stock, equal to 5.2% of the class. The filing shows no sole voting or dispositive power and records shared voting power of 366,144 shares and shared dispositive power over all 2,393,791 shares. Several State Street Global Advisors entities are identified as the advisory/holding subsidiaries through which these positions are held. The filing includes a certification that the securities are held in the ordinary course of business and were not acquired to influence control of the issuer.

Positive

• State Street reports a material beneficial ownership of 2,393,791 shares representing 5.2% of Berkshire Hills Bancorp common stock.
• The filing discloses shared voting power of 366,144 shares and shared dispositive power of 2,393,791 shares, providing transparency on voting and disposition rights.
• The report identifies multiple State Street Global Advisors subsidiaries as the advisory/holding entities, clarifying the structure through which the position is held.
• The filing includes an explicit certification that the securities are held in the ordinary course of business and not to influence control of the issuer.

Negative

• None.

Insights

Financial Analyst

TL;DR: State Street reports 2.39M BHLB shares (5.2%), showing material passive ownership without sole control.

The Schedule 13G indicates a material position by a large institutional investor: 2,393,791 shares (5.2%). The breakdown — 0 sole voting, 366,144 shared voting, and 2,393,791 shared dispositive — signals that State Street exercises ownership via pooled/advisory vehicles rather than direct, exclusive control. For investors, this is a disclosure of a meaningful passive stake that warrants monitoring but does not, on its face, change governance dynamics since the filer disclaims intent to influence control.

Corporate Governance Expert

TL;DR: Ownership exceeds the 5% reporting threshold and is held through multiple SSGA advisor entities; no indication of control intent.

The filing names multiple State Street Global Advisors subsidiaries as the relevant advisory/holding entities, which explains the shared voting and dispositive power figures. The explicit certification that holdings are in the ordinary course and not aimed at influencing control is consistent with a passive 13G profile. From a governance perspective, the position is material for disclosure but does not, by itself, require changes to board or control assumptions based on the data provided.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

BERKSHIRE HILLS BANCORP INC

(Name of Issuer)

COMMON STOCK

(Title of Class of Securities)

084680107

(CUSIP Number)

06/30/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 084680107

1

Names of Reporting Persons

STATE STREET CORPORATION

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

MASSACHUSETTS

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 366,144.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 2,393,791.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

2,393,791.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.2 %

12

Type of Reporting Person (See Instructions)

HC

SCHEDULE 13G

Item 1.
(a)	Name of issuer: BERKSHIRE HILLS BANCORP INC
(b)	Address of issuer's principal executive offices: 60 STATE STREET , BOSTON, MASSACHUSETTS, 1209
Item 2.
(a)	Name of person filing: STATE STREET CORPORATION;
(b)	Address or principal business office or, if none, residence: ONE CONGRESS STREET, SUITE 1, BOSTON MA 02114, UNITED STATES
(c)	Citizenship: MA
(d)	Title of class of securities: COMMON STOCK
(e)	CUSIP No.: 084680107
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 2393791.00
(b)	Percent of class: 5.2 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 0
	(ii) Shared power to vote or to direct the vote: 366,144
	(iii) Sole power to dispose or to direct the disposition of: 0
	(iv) Shared power to dispose or to direct the disposition of: 2,393,791
Item 5.	Ownership of 5 Percent or Less of a Class.
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required. NOT APPLICABLE
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	If a parent holding company has filed this schedule, pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary. If a parent holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identification of the relevant subsidiary. SSGA FUNDS MANAGEMENT, INC. (IA);STATE STREET GLOBAL ADVISORS EUROPE LIMITED (IA);STATE STREET GLOBAL ADVISORS LIMITED (IA);STATE STREET GLOBAL ADVISORS TRUST COMPANY (IA);STATE STREET GLOBAL ADVISORS, AUSTRALIA, LIMITED (IA);STATE STREET GLOBAL ADVISORS, LTD. (IA);
Item 8.	Identification and Classification of Members of the Group.
	If a group has filed this schedule pursuant to §240.13d-1(b)(1)(ii)(K), so indicate under Item 3(k) and attach an exhibit stating the identity and Item 3 classification of each member of the group. If a group has filed this schedule pursuant to §240.13d-1(c) or §240.13d-1(d), attach an exhibit stating the identity of each member of the group. NOT APPLICABLE
Item 9.	Notice of Dissolution of Group.
	Notice of dissolution of a group may be furnished as an exhibit stating the date of the dissolution and that all further filings with respect to transactions in the security reported on will be filed, if required, by members of the group, in their individual capacity. See Item 5. NOT APPLICABLE

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

STATE STREET CORPORATION

Signature:	ELIZABETH SCHAEFER
Name/Title:	SENIOR VICE PRESIDENT, CHIEF ACCOUNTING OFFICER
Date:	08/08/2025

FAQ

How many Berkshire Hills Bancorp (BHLB) shares does State Street own?

State Street beneficially owns 2,393,791 shares of Berkshire Hills Bancorp common stock.

What percentage of BHLB does State Street's holding represent?

The reported holdings represent 5.2% of the outstanding class of common stock.

Does State Street have sole voting or dispositive power over these BHLB shares?

No. The filing reports 0 shares with sole voting power and 0 shares with sole dispositive power; there is shared voting power of 366,144 and shared dispositive power of 2,393,791.

Are the holdings reported as held on behalf of other entities?

Yes. The filing lists SSGA FUNDS MANAGEMENT, INC., STATE STREET GLOBAL ADVISORS EUROPE LIMITED, STATE STREET GLOBAL ADVISORS LIMITED, STATE STREET GLOBAL ADVISORS TRUST COMPANY, STATE STREET GLOBAL ADVISORS, AUSTRALIA, LIMITED and STATE STREET GLOBAL ADVISORS, LTD. as related entities.

Does the Schedule 13G indicate an intent to influence control of Berkshire Hills Bancorp?

No. The filing includes a certification that the securities are held in the ordinary course of business and were not acquired to change or influence control.

What form was filed to disclose this position in BHLB?

A Schedule 13G reporting beneficial ownership was filed for Berkshire Hills Bancorp common stock (CUSIP 084680107).