Every 10-Q that Burke & Herbert Financial Services Corp. (BHRB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BHRB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BHRB filings page.
Burke & Herbert Financial Services Corp. reported larger scale but lower profitability for the three and six months ended June 30, 2026 (amounts in thousands). Total assets were $10,991,300 and net loans $7,905,295, up from $7,920,626 and $5,319,853 at December 31, 2025, and reflect the completed LINKBANCORP, Inc. merger.
Net interest income rose to $93,042 for the quarter and $164,885 year to date, but net income declined to $9,482 and $36,831, compared with $29,897 and $57,098 a year earlier. Basic EPS was $0.50 for the quarter versus $1.98, as non-interest expense increased to $93,506 from $49,305.
Credit quality remained manageable but with higher balances: the allowance for credit losses increased to $94,470, non-accrual loans were $88,388, and loans 90 days or more past due and still accruing were $6,920. Deposits grew to $8,968,082 and short-term borrowings to $525,000. Capital ratios stayed strong, with consolidated CET1 of 11.78% and the bank categorized as “well capitalized.”
Burke & Herbert Financial Services Corp. reported steady results for the quarter ended March 31, 2026, with net income of $27.3 million, essentially unchanged from $27.2 million a year earlier, and basic earnings per common share of $1.80.
Total assets were $7.93 billion, with loans of $5.40 billion and deposits of $6.33 billion. Net interest income was $71.8 million, slightly below $73.0 million in the prior-year quarter, while non-interest income rose to $12.9 million and non-interest expense increased to $51.4 million.
Comprehensive income fell to $17.3 million, driven by a $10.0 million other comprehensive loss tied mainly to unrealized losses on available-for-sale securities, which totaled $90.4 million. Management attributes these unrealized losses primarily to interest rate movements and recorded no allowance for credit losses on the securities portfolio.
The company remains strongly capitalized, with a consolidated total capital ratio of 16.52% and a common equity Tier 1 ratio of 13.78%, and was categorized as “well capitalized.” On May 1, 2026, after quarter-end, Burke & Herbert completed its stock-for-stock merger with LINKBANCORP, issuing approximately 5.08 million shares.
Burke & Herbert Financial Services Corp. (BHRB) reported Q3 2025 results. Net income was $29.964M and diluted EPS was $1.97. Net interest income was $73.770M with total interest income of $111.209M and interest expense of $37.439M. Provision for credit losses was modest at $0.262M, and non‑interest income totaled $11.585M.
Non‑interest expense was $48.092M. As of September 30, 2025, total assets were $7.889B, deposits were $6.412B, and net loans were $5.492B with an allowance for credit losses of $67.604M. Securities available‑for‑sale were $1.598B at fair value. Accumulated other comprehensive loss improved to $(68.454)M from $(95.720)M at year‑end, reflecting higher unrealized gains.
Short‑term borrowings were $450.0M and subordinated debentures, net, were $68.906M. For the quarter, common dividends declared were $8.262M. Shares outstanding were 15,028,524 as of September 30, 2025. The Company’s results include Summit Financial Group, Inc. from May 3, 2024.
Burke & Herbert Financial Services Corp. (BHRB) delivered a strong turnaround in Q2 2025. Net income reached $29.9 million versus a $16.9 million loss in Q2 2024; basic EPS improved to $1.98 from –$1.41. Net interest income grew 24% to $74.2 million, driven by a 16% rise in interest income and stable funding costs. The provision for credit losses dropped to $0.6 million (Q2 2024: $23.9 million), lifting net interest income after provision to $73.6 million (105% higher YoY). Non-interest income advanced 35% to $12.9 million, while non-interest expense fell 23% to $49.3 million, reflecting post-merger efficiencies and lower equipment and other operating costs.
Balance-sheet metrics remain solid but funding mix shifted. Total assets grew 3% since year-end to $8.05 billion. Loans declined 1.4% to $5.59 billion and deposits slipped 1.9% to $6.39 billion, with both non-interest and interest-bearing categories lower. Short-term borrowings rose sharply to $650 million (Dec-24: $365 million), partially offsetting deposit outflows. Shareholders’ equity increased 6.8% to $780 million; accumulated other comprehensive loss narrowed to $-87.9 million. The allowance for credit losses stands at $67.3 million, essentially unchanged. As of 5 Aug 2025, 15.0 million common shares were outstanding.