Blend Labs (NYSE: BLND) accounting officer logs RSU vesting and tax share withholding

Rhea-AI Filing Summary

Blend Labs, Inc. reported that Principal Accounting Officer Oxana Tkach had restricted stock units (RSUs) vest into a total of 37,500 shares of Class A Common Stock on May 20, 2026, through two RSU conversions of 12,500 and 25,000 shares.

To cover tax obligations from this vesting, 10,666 shares of Class A Common Stock were withheld at a value of $1.48 per share, described as a tax-withholding disposition rather than an open-market sale. The largest direct holding reported after these transactions is 133,738 Class A shares.

Footnotes explain that each RSU represents a right to receive one Class A share and that the RSUs vest in equal quarterly increments over four-year and two-year periods, provided Tkach continues as a Service Provider through each vesting date.

Insider Trade Summary

37,500 shares exercised/converted

Mixed 5 txns

Insider Tkach Oxana

Role PRINCIPAL ACCOUNTING OFFICER

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	25,000	$0.00	--
Exercise	Restricted Stock Units	12,500	$0.00	--
Exercise	Class A Common Stock	25,000	$0.00	--
Exercise	Class A Common Stock	12,500	$0.00	--
Tax Withholding	Class A Common Stock	10,666	$1.48	$16K

Holdings After Transaction: Restricted Stock Units — 125,000 shares (Direct, null); Class A Common Stock — 121,238 shares (Direct, null)

Footnotes (1)

1. Each Restricted Stock Unit ("RSU") represents a contingent right to receive one share of BLND Class A Common Stock. Shares were withheld to cover tax obligations in connection with the vesting of RSUs. The RSUs will vest in equal quarterly increments over a four year period, subject to the Reporting Person continuing to be a Service Provider through each such date. The RSUs will vest in equal quarterly increments over a two year period, subject to the Reporting Person continuing to be a Service Provider through each such date.

Key Figures

Tax-withholding shares: 10,666 shares Tax-withholding price: $1.48 per share Total RSUs converted: 37,500 units +3 more

6 metrics

Tax-withholding shares 10,666 shares Shares withheld to cover tax obligations on RSU vesting at $1.48/share

Tax-withholding price $1.48 per share Value used for 10,666 withheld shares of Class A Common Stock

Total RSUs converted 37,500 units RSUs converting into Class A Common Stock on May 20, 2026

First RSU conversion 12,500 units Restricted Stock Units converting into Class A Common Stock

Second RSU conversion 25,000 units Restricted Stock Units converting into Class A Common Stock

Largest reported holding 133,738 shares Maximum direct Class A Common Stock holding after individual transactions

Key Terms

Restricted Stock Unit ("RSU"), tax obligations, Service Provider, Class A Common Stock

4 terms

Restricted Stock Unit ("RSU") financial

"Each Restricted Stock Unit ("RSU") represents a contingent right to receive one share"

tax obligations financial

"Shares were withheld to cover tax obligations in connection with the vesting of RSUs."

Service Provider financial

"subject to the Reporting Person continuing to be a Service Provider through each such date."

Class A Common Stock financial

"Each Restricted Stock Unit ("RSU") represents a contingent right to receive one share of BLND Class A Common Stock."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tkach Oxana

(Last) (First) (Middle)

7250 REDWOOD BLVD., SUITE 300

(Street)

NOVATO CALIFORNIA 94945

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Blend Labs, Inc. [ BLND ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRINCIPAL ACCOUNTING OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/20/2026		M		25,000	A	(1)	121,238	D
Class A Common Stock	05/20/2026		M		12,500	A	(1)	133,738	D
Class A Common Stock	05/20/2026		F(2)		10,666	D	$1.48	123,072	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	05/20/2026		M			25,000	(3)	(3)	Class A Common Stock	25,000	$0	125,000	D
Restricted Stock Units	(1)	05/20/2026		M			12,500	(4)	(4)	Class A Common Stock	12,500	$0	37,500	D

Explanation of Responses:

1. Each Restricted Stock Unit ("RSU") represents a contingent right to receive one share of BLND Class A Common Stock.

2. Shares were withheld to cover tax obligations in connection with the vesting of RSUs.

3. The RSUs will vest in equal quarterly increments over a four year period, subject to the Reporting Person continuing to be a Service Provider through each such date.

4. The RSUs will vest in equal quarterly increments over a two year period, subject to the Reporting Person continuing to be a Service Provider through each such date.

	/s/ Kostian Ciko, Attorney-in-fact	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Blend Labs (BLND) insider Oxana Tkach report in this Form 4?

Oxana Tkach reported RSU vesting and related share movements. 37,500 restricted stock units converted into Class A Common Stock, and 10,666 shares were withheld to pay taxes, reflecting routine compensation-related activity rather than an open-market stock purchase or sale.

How many Blend Labs (BLND) shares vested for Oxana Tkach on May 20, 2026?

A total of 37,500 RSUs vested into Class A Common Stock for Oxana Tkach. This came from two RSU conversions of 12,500 and 25,000 units, each RSU representing the right to receive one share of Blend Labs Class A Common Stock upon vesting.

Were any Blend Labs (BLND) shares sold on the market in this Form 4?

No open-market sales are reported. The filing shows 10,666 shares of Class A Common Stock withheld at $1.48 per share solely to cover tax obligations from RSU vesting, which is treated as a tax-withholding disposition, not a discretionary sale into the market.

How many Blend Labs (BLND) shares does Oxana Tkach hold after these transactions?

The filing shows a maximum reported direct holding of 133,738 Class A shares after one of the transactions. This indicates she continues to hold a substantial equity position in Blend Labs following the RSU vesting and associated tax-withholding share disposition.

What are the vesting terms of Oxana Tkach’s Blend Labs (BLND) RSUs?

The RSUs vest in equal quarterly increments over four-year and two-year schedules. Vesting continues only if Oxana Tkach remains a Service Provider through each vesting date, gradually delivering additional shares of Blend Labs Class A Common Stock over time.

What does an RSU mean in the context of Blend Labs (BLND) insider compensation?

Each restricted stock unit, or RSU, represents a contingent right to receive one share of Blend Labs Class A Common Stock. RSUs typically vest over time, aligning executive compensation with company performance and encouraging longer-term retention of key employees and officers.