Beeline Holdings, Inc SEC Filings

Beeline Holdings, Inc. reported that Chief Financial Officer Christopher R. Moe received a grant of stock options to buy 75,000 shares of common stock. The options have an exercise price of $2.2100 per share and expire on April 2, 2036.

The award was approved by the board under Beeline’s Amended and Restated 2025 Equity Incentive Plan. The options vest in equal monthly installments over nine months, on the last day of each month, beginning April 2, 2026, as long as Moe continues serving the company on each vesting date.

Beeline Holdings, Inc. filed a current report noting that it issued a press release under Regulation FD. The press release announces a stakeholder update call to discuss results for the first quarter of 2026.

The call is scheduled for Thursday, May 14, 2026, at 5:00 PM ET and will be hosted by Chief Executive Officer Nick Liuzza and Chief Financial Officer Chris Moe. The company describes itself as a fully digital, AI-powered mortgage fintech platform focused on speeding and simplifying home loan access for primary residences and investment properties.

Freedman Joseph David reported acquisition or exercise transactions in this Form 4 filing.

Beeline Holdings, Inc. director Joseph David Freedman received an equity grant of 7,010 shares of restricted common stock. The award was granted on April 8, 2026 under Beeline’s Amended and Restated 2025 Equity Incentive Plan as compensation for board service in lieu of cash fees for the quarter ended March 31, 2026. The restricted shares are fully vested, meaning Freedman owns them outright upon grant. After this award, he directly holds a total of 371,901 shares of Beeline common stock.

Beeline Holdings, Inc. (BLNE) has transformed from a spirits company into a fintech-focused mortgage lender, fractional real estate equity facilitator and title provider, operating in 29 U.S. states with a digital, AI-driven platform targeting Non-QM borrowers, investors and gig-economy workers.

The company originated and brokered predominantly Non-QM loans in 2025, with approximately 73% of loans outside traditional agency guidelines and acting as lender in 73% of transactions and broker in 27%. Revenue comes mainly from net gain on sale of loans (about 69%), with loan origination fees (about 13%) and title fees (about 18%) as additional contributors.

Beeline is building new businesses including BeelineEquity, a crypto-funded fractional home equity product, and Beeline Labs’ BlinkQC SaaS QC platform, while relying on three warehouse credit lines totaling $25 million. However, the company discloses substantial doubt about its ability to continue as a going concern and carries $33.3 million of goodwill that could be impaired, underscoring meaningful financial and regulatory risk.

Beeline Holdings reported strong growth but continued losses for the fourth quarter of 2025. Net revenue reached $2.5 million, up 127% year-over-year and 8.3% sequentially, with mortgage origination volume of $84.7 million, a 44% increase from the prior year period.

The company highlighted better loan economics, with a 31% rise in average revenue per loan and an 18% drop in average cost per loan, and it ended 2025 with no corporate debt. Despite this, Beeline posted a Q4 2025 net loss of $8.4 million and negative Adjusted EBITDA of $3.4 million, though both improved versus Q4 2024.

Operating expenses rose to $10.6 million, driven largely by $4.2 million in non-cash stock-based compensation; excluding this, expenses increased more modestly. Management emphasized the launch of its BeelineEquity fractional equity platform and described a strategy to scale toward a $100 million revenue run rate over the next couple of years while progressing toward cash flow break-even.

Beeline Holdings, Inc. reported that on March 18, 2026 it entered into an agreement with the holder of its Series A Convertible Redeemable Preferred Stock to exchange the remaining 4,425,102 Series A shares for 983,356 shares of common stock, using a conversion price of $2.25 per share based on the Series A stated value. Under the original terms, conversion at $1.75 per share would have required issuing an additional 280,959 common shares. Following this transaction, no Series A shares remain outstanding, and on March 20, 2026 the company filed a certificate of withdrawal for the Series A designation in Nevada. The exchange was treated as an unregistered sale of equity securities exempt from registration under Section 3(a)(9) of the Securities Act.

Beeline Holdings, Inc. filed a current report highlighting the launch of its new Self-Service Mortgage Experience, a 24/7 digital pathway that lets eligible borrowers explore personalized conventional mortgage options and request rate locks without speaking to a loan officer.

The first phase of Self-Service went live on March 11, 2026 and currently applies to about half of Beeline’s conventional mortgage applicants. The AI-driven platform presents customized rate options, integrates a digital assistant named Bob for real-time help, and still offers on-demand access to Beeline Loan Guides, with future phases expected to expand self-service capabilities.

Beeline Holdings, Inc. entered a strategic partnership with TYTL Corp. to tokenize deed-recorded fractional equity interests in U.S. residential real estate under the BeelineEquity brand. The companies have already completed 11 initial transactions and launched a starter portfolio while building infrastructure to scale.

Beeline expects revenue from transaction facilitation fees plus title, escrow, closing and settlement services, and estimates about $41 million of cumulative revenue for every $1 billion of aggregate transaction value on the platform, based on internal modeling. TYTL targets a U.S. single-family market of roughly $110 trillion in property value and about $39 trillion of available homeowner equity.

TYTL’s model acquires deed-recorded fractional equity interests via a one-time closing, with no appraisal, no credit underwriting, and no future payment obligations for homeowners, and then mints 1:1 Solana-based tokens that are liquidated through Anchorage Digital Bank. Beeline’s core AI-enabled mortgage business reportedly achieved approximately 100% revenue growth in 2025 versus 2024, and the TYTL relationship is a related-party partnership involving Beeline’s principal shareholder and CEO.

Beeline Holdings, Inc. disclosed that related party TYTL Corp. has entered into a strategic partnership with Beeline and Anchorage Digital Bank to launch a blockchain-based fractional real estate equity platform. TYTL’s Solana-native tokenized deed structure targets U.S. homeowner equity by purchasing deed-recorded fractional interests instead of issuing debt.

Supported by Beeline, TYTL has already completed its first 11 fractional equity acquisitions in prime U.S. residential markets and closed a seed funding round led by Strobe Ventures with participation from Fifth Era. The disclosure is furnished under Regulation FD and includes TYTL’s March 11, 2026 press release.