Macro Bank (BMA) plans full Banco Sáenz acquisition to boost digital wallet reach

Rhea-AI Filing Summary

Macro Bank Inc. reports that Banco Macro S.A. and Fintech Digital LLC have agreed to acquire 100% of the capital stock and voting rights of Banco Sáenz S.A., subject to conditions precedent and approval by the Central Bank of the Argentine Republic.

The purchase price will equal Banco Sáenz’s net worth in Argentine pesos, determined before closing, plus US$ 2,000,000, with possible adjustments under the agreement. Management presents this as a strategic step in expanding into the digital ecosystem, complementing Banco Macro’s role in Personal Pay, the digital wallet developed by Telecom Argentina S.A.

Banco Sáenz is expected to operate as a dedicated banking platform to support these digital solutions, keeping a separate structure to prioritize agility and flexibility. Until regulatory approval, Banco Sáenz will continue to run as an independent entity, and no immediate changes are anticipated for Personal Pay users.

Insights

Banking M&A and Digital Strategy Analyst

Macro Bank pursues a small, targeted bank acquisition to strengthen its digital wallet ecosystem.

Banco Macro S.A. and Fintech Digital LLC agreed to acquire 100% of Banco Sáenz S.A.. The price combines Banco Sáenz’s net worth in Argentine pesos, set before closing, plus US$ 2,000,000, with contractual adjustment mechanisms. This structure ties consideration to Banco Sáenz’s balance sheet at completion.

The deal is positioned as supporting Banco Macro’s expansion into the digital ecosystem and its role in Personal Pay, the digital wallet developed by Telecom Argentina S.A. Banco Sáenz is intended to serve as a flexible banking platform for these solutions, while maintaining distinct operations to preserve agility.

Completion depends on approval from the Central Bank of the Argentine Republic. Until then, Banco Sáenz remains an independent bank and Personal Pay users see no immediate changes. Actual strategic impact will hinge on regulatory clearance and how effectively Banco Sáenz is integrated into Macro’s digital offerings after closing.

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE

SECURITIES EXCHANGE ACT OF 1934

March 20, 2026

Commission File Number: 001-32827

MACRO BANK INC.

(Translation of registrant’s name into English)

Av. Eduardo Madero 1182

Buenos Aires C1106ACY

Tel: 54 11 5222 6500 

(Address of registrant’s principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F x Form 40-F o

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

Yes o No x

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

Yes o No x

INDEX

Translation of a submission from Banco Macro to the Comisión Nacional de Valores (Argentine Securities Exchange Commission) “CNV” dated on March 20, 2026.

Av. Eduardo Madero 1182 – C1106ACY

Ciudad Autónoma de Buenos Aires

República Argentina

0810-555-2355

www.macro.com.ar

Autonomous City of Buenos Aires, March 20^th 2026

To

CNV/BYMA/A3 Mercados

Re.: Relevant

Dear Sirs,

We are writing to inform you that on the date hereof, Banco Macro S.A. and Fintech Digital LLC (collectively, the “Purchasers”) have entered into a stock purchase agreement with Liliana Mónica Frávega, Facundo Frávega and Luciano González-Lobo (collectively, the “Sellers”). Pursuant to this agreement, the Purchasers shall acquire, directly and indirectly, 100% of the outstanding capital stock and voting rights of Banco Sáenz S.A. (the “Agreement”), subject to the fulfillment of certain conditions precedent.

The purchase price to be paid by the Purchasers to the Sellers on the closing date for the acquisition of the shares shall be equivalent to: (i) an amount in Argentine Pesos equal to the net worth of Banco Sáenz S.A., to be determined prior to closing; plus (ii) US$ 2,000,000 (Two Million United States Dollars), subject to any potential price adjustments that may apply in accordance with the Agreement.

This strategic transaction is part of Banco Macro S.A.’s expansion into the digital ecosystem and complements its recent entry into Personal Pay—the digital wallet of Personal—developed by Telecom Argentina S.A.. In this context, Banco Sáenz S.A. will operate as a banking platform designed to support the growth of such digital solutions, maintaining a distinct operation to ensure agility and flexibility.

The closing of the transaction is subject to approval by the Central Bank of the Argentine Republic. Until such approval is granted, Banco Sáenz S.A. will continue to operate normally as an independent entity. Consequently, the transaction will not result in any immediate changes for Personal Pay users.

Sincerely,

Jorge F. Scarinci

Head of Market Relations

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereto duly authorized.

Date: March 20, 2026 

	MACRO BANK INC.
	By:	/s/ Jorge F. Scarinci
	Name: Jorge F. Scarinci
	Title: Chief Financial Officer

FAQ

What acquisition did Macro Bank (BMA) disclose regarding Banco Sáenz S.A.?

Macro Bank disclosed that Banco Macro S.A. and Fintech Digital LLC agreed to acquire 100% of Banco Sáenz S.A.’s capital stock and voting rights. The transaction is framed as a strategic move to support Macro’s growing presence in Argentina’s digital financial services ecosystem.

What is the purchase price for Banco Sáenz S.A. in Macro Bank’s deal?

The purchase price equals Banco Sáenz S.A.’s net worth in Argentine pesos, determined before closing, plus US$ 2,000,000. The agreement also allows for potential price adjustments, meaning the final consideration may vary based on contractual mechanisms tied to Banco Sáenz’s financial position.

How does buying Banco Sáenz support Macro Bank (BMA) and Personal Pay?

Macro Bank states the Banco Sáenz acquisition supports its expansion into the digital ecosystem and complements its recent entry into Personal Pay. Banco Sáenz is expected to operate as a banking platform specifically designed to back the growth of these digital wallet solutions while maintaining operational flexibility.

What regulatory approval is required before Macro Bank can close the Banco Sáenz deal?

The transaction’s closing is subject to approval by the Central Bank of the Argentine Republic. Until this approval is granted, Banco Sáenz S.A. will continue to operate normally as an independent bank, and the acquisition will not be completed or reflected operationally within Macro Bank’s structure.

Will Personal Pay users see immediate changes from Macro Bank’s Banco Sáenz acquisition?

No immediate changes are expected for Personal Pay users as a result of this transaction. Banco Sáenz S.A. will keep operating independently until central bank approval, and the company explicitly notes that the deal will not cause any immediate modifications to the current Personal Pay user experience.

Who are the parties involved in the Banco Sáenz acquisition announced by Macro Bank (BMA)?

The purchasers are Banco Macro S.A. and Fintech Digital LLC, acting together, while the sellers are Liliana Mónica Frávega, Facundo Frávega, and Luciano González-Lobo. These parties signed a stock purchase agreement covering 100% of Banco Sáenz S.A.’s outstanding capital stock and voting rights.