Welcome to our dedicated page for Bank Marin Bancorp SEC filings (Ticker: BMRC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of Marin Bancorp (BMRC) files a range of documents with the U.S. Securities and Exchange Commission as a Nasdaq-listed bank holding company. These SEC filings provide detailed information about the company’s financial condition, capital structure, and significant corporate events related to its role as the parent of Bank of Marin, a commercial bank founded in 1990 and headquartered in Novato, California.
On this page, users can access Bank of Marin Bancorp’s periodic reports, such as annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe its interest income-focused business model, loan and securities portfolios, deposit base, credit quality, and risk management practices. These filings typically include segment information, details on allowance for credit losses, and discussions of funding and liquidity.
The company’s current reports on Form 8-K highlight material events. Recent 8-K filings describe items such as earnings releases and related investor presentations, the declaration of quarterly cash dividends, authorization of stock repurchase programs, participation in investor conferences, and the execution of subordinated note purchase agreements. One 8-K details the issuance of fixed-to-floating rate subordinated notes due 2035, including interest terms, redemption features, and the intended use of proceeds for securities portfolio repositioning and support of organic growth.
Investors interested in Bank of Marin Bancorp’s capital management and governance can review proxy materials and other disclosures that address topics such as board actions on dividends and share repurchases. Filings also identify the company’s common stock registration under the BMRC ticker on The Nasdaq Stock Market.
Stock Titan’s platform enhances these filings with AI-powered summaries that explain key points in plain language, helping readers navigate complex sections on topics like credit quality, capital ratios, and new debt issuance. Real-time updates from EDGAR ensure that new 10-K, 10-Q, 8-K, and other forms appear promptly, while integrated access to ownership and transaction-related filings, such as Form 4, allows users to review reported insider trading activity and changes in beneficial ownership alongside the company’s broader regulatory record.
Bank of Marin Bancorp Executive Vice President Robert Gotelli increased his ownership through an option exercise. On February 27, 2026, he exercised stock options for 1,200 shares of common stock at $24.83 per share, converting derivative securities into directly held stock.
Following this transaction, his directly owned common stock position rose to 33,971 shares. The filing also shows indirect ownership of 17,151.0485 shares of common stock held by an ESOP, reflecting shares associated with his employment-related plan.
Bank of Marin Bancorp furnished an investor presentation tied to its participation in the Piper Sandler Western Bank Forum, outlining fourth-quarter and full-year 2025 performance and balance sheet actions. The company has $3.9 billion in total assets and a $418.8 million market cap as of December 31, 2025.
In Q4 2025, newly funded loans reached $106.5 million, driving loans up 5.84% annualized, while tax-equivalent net interest margin improved to 3.18% from 2.97%. The bank sold $593.2 million of legacy held-to-maturity securities, recognizing a $69.5 million pre-tax loss, and issued $45 million of subordinated debt at 6.75% to replenish capital.
Non-interest-bearing deposits were 36.7% of total deposits, with a 1.35% cost of deposits and $2.148 billion in available liquidity. Despite a Q4 2025 GAAP net loss of $39.5 million and a full-year GAAP net loss of $35.7 million, non-GAAP comparable net income was $9.4 million for Q4 and $26.5 million for 2025, supported by strong capital ratios including 16.13% total risk-based capital.
Bank of Marin Bancorp announced that past financial statements for 2023, 2024 and multiple 2024–2025 quarters should no longer be relied upon because of material classification errors in deposits and related interest expense.
Certain reciprocal network deposits were incorrectly reported as non-interest bearing instead of interest-bearing, and related costs were recorded as non-interest expense rather than interest expense. The company states these errors did not change net income or earnings per share, nor total deposits or stockholders’ equity, but they did materially affect key metrics such as non-interest bearing deposit levels, interest expense, net interest income, net interest margin, cost of deposits and efficiency ratios.
Management plans to restate the affected periods and is evaluating internal control over financial reporting as of December 31, 2025, with any material weaknesses and remediation steps to be disclosed in the upcoming Form 10‑K.
A BMRC shareholder has filed a notice of proposed sale of 1,036 common shares, with an aggregate market value of $28,490.00. The planned sale is to be executed through Charles Schwab Corporation on or about 02/05/2026 on the NASDAQ exchange.
The securities were originally acquired as restricted stock awards, including 799 shares on 03/01/2023 and 237 shares on 04/27/2023 as equity compensation from the issuer. The issuer reports 16,094,686 shares outstanding, providing context for the size of this planned sale.
Bank of Marin Bancorp filed a current report describing its participation in an upcoming investor conference. President and CEO Tim Myers and Executive Vice President and CFO David Bonaccorso will represent the company at the 2026 CEO Forum hosted by Janney Montgomery Scott on February 4-5, 2026.
A related investor presentation will be made available on the company’s website under the Investor Relations section on February 3, 2026 and is furnished as Exhibit 99.1 to this report.
Bank of Marin Bancorp reported that it has released its financial results for the fourth quarter and full year ended December 31, 2025 through a press release and an earnings presentation. These materials provide details on the company’s recent performance.
In the same communication, the Board of Directors approved a quarterly cash dividend of $0.25 per share. The dividend will be paid on February 12, 2026 to shareholders who are on record at the close of business on February 5, 2026.
Bank of Marin Bancorp reported that Nasdaq has approved the transfer of its common stock listing from the Nasdaq Capital Market to the Nasdaq Global Select Market. This move is scheduled to become effective on January 13, 2026.
The Nasdaq Global Select Market has higher requirements for companies than the Capital Market. The company states that this change demonstrates its adherence to the highest Nasdaq listing standards for governance, financial strength, and liquidity, signaling that it meets more demanding criteria for operating and financial quality.
Bank of Marin Bancorp, parent of Bank of Marin, announced that its President and CEO Tim Myers and Executive Vice President and CFO Dave Bonaccorso will host an earnings call via webcast to discuss financial results for the quarter ended December 31, 2025. The call is scheduled for Monday, January 26, 2026, at 8:30 a.m. Pacific Time / 11:30 a.m. Eastern Time, with results to be released earlier that same day.
Investors can access the live webcast through the Investor Relations section of the Bank of Marin website. A replay of the call will also be made available online shortly after the live event. The company also issued a related press release, which is referenced as an exhibit to this report.
Bank of Marin Bancorp entered into subordinated note purchase agreements and completed a private placement of $45 million aggregate principal amount of its 6.750% fixed-to-floating rate subordinated notes due 2035. The notes were rated BBB- by Kroll Bond Rating Agency and are being issued as unsecured, subordinated obligations that rank junior to senior indebtedness.
The company plans to use the net proceeds for general corporate purposes, including repositioning its held-to-maturity securities portfolio and providing capital to support organic growth at Bank of Marin. The notes pay a fixed 6.750% interest rate until December 1, 2030, then reset quarterly at Three-Month Term SOFR plus 335 basis points until maturity, with interest paid more frequently in the floating period.
The notes are callable at the company’s option starting December 1, 2030 on interest payment dates, or earlier upon specified regulatory, tax, or investment company events, at 100% of principal plus accrued interest. Acceleration rights are limited mainly to bankruptcy or similar proceedings.
Bank of Marin Bancorp reported that its President and CEO Tim Myers and its Executive Vice President and CFO David Bonaccorso will participate in the Keefe Bruyette & Woods Virtual West Coast Bank Field Trip on November 20, 2025. This is a virtual investor-focused event where management can discuss the bank’s strategy and performance with the investment community.
A presentation tied to this event is being made available to the public for transparency. It will be posted on the company’s website under the investor relations presentations section on November 18, 2025 and is also furnished as Exhibit 99.1 to this report. The filing is primarily informational and does not announce any transaction or new financial results.