Welcome to our dedicated page for Bank Of The James Finl Gp SEC filings (Ticker: BOTJ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Looking for the story behind Bank of the James’ steady dividend or curious how a regional lender manages credit risk in Central Virginia? Start with the filings. This page gathers every Bank of the James SEC document—as soon as EDGAR posts it—so you can move from question to answer without wading through links.
Most visitors begin with a specific need: a quarterly earnings report 10-Q to confirm net interest margin, an 8-K material event explained after a new branch opening, or a quick scan of Bank of the James insider trading Form 4 transactions before earnings. Our AI instantly converts those dense PDFs into plain-English summaries, flags key ratios, and highlights insider sentiment trends. If you prefer the human angle, real-time email alerts ping you the moment a Bank of the James Form 4 insider transactions real-time filing arrives.
Digging deeper? Compare loan-loss provisions across periods with the Bank of the James quarterly earnings report 10-Q filing, review capital adequacy disclosures inside the Bank of the James annual report 10-K simplified, or size up board pay in the Bank of the James proxy statement executive compensation. Each section is paired with Stock Titan’s AI-powered commentary so you understand how new disclosures might affect community banking margins, mortgage pipelines, or investment-advisory fee income. No matter which document you open—10-K, 10-Q, 8-K, or S-4—our platform keeps every version in one place and connects filings to the metrics that drive BOTJ’s value.
Director William C. Bryant III purchased 2,525 shares of Bank of the James Financial Group, Inc. (BOTJ) on August 25, 2025, at an average price of $15.43 per share, with per-share prices ranging from $15.15 to $15.51 across multiple transactions. After the purchase the reporting person beneficially owned 75,618 shares. The Form 4 was signed by a power of attorney on August 26, 2025. The filing identifies Mr. Bryant as a director and notes the transactions were non-derivative common stock acquisitions recorded as open-market purchases.
This disclosure provides a clear snapshot of insider buying activity but contains no accompanying commentary on intent, a trading plan, or links to broader company results or events.
J. Todd Scruggs, a director and the secretary-treasurer of Bank of the James Financial Group, Inc. (BOTJ), reported a purchase of 356 shares of the company’s common stock on 08/14/2025 at a price of $14.2999 per share. After this transaction, the filing shows Mr. Scruggs beneficially owns 33,349 shares in total, and an additional 158 shares are indicated as indirectly owned by his spouse. The Form 4 was signed by a power of attorney on 08/15/2025.
This filing discloses a routine insider purchase and the resulting reported beneficial ownership levels; no derivative transactions or other security classes are reported in the document.
Bank of the James Financial Group director Lewis C. Addison reported a purchase of 134 shares of common stock on 08/13/2025 at a reported price of $14 per share, increasing his direct holdings to 19,433 shares. The Form 4 was executed by a power of attorney and lists the reporting person as a director; the transaction code shown is "P".
Bank of the James Financial Group, Inc. reported stronger quarterly operating results while showing mixed year-to-date performance. For the three months ended June 30, 2025, the company earned $2.704 million in net income, up from $2.148 million a year earlier, producing diluted earnings of $0.60 per share versus $0.47 in Q2 2024. Net interest income increased to $8.25 million for the quarter and net interest income after a $0.528 million recovery of credit losses was $8.778 million.
At June 30, 2025 total assets were $1.004 billion, loans net of allowance were $649.1 million, and deposits totaled $910.5 million. Stockholders' equity rose to $71.665 million. Assets under management in the Investment Advisory segment grew to $930.0 million. The company repaid $10.05 million of subordinated capital notes upon maturity. Year-to-date net income for six months was $3.546 million versus $4.335 million in 2024, and noninterest expenses increased to $19.281 million year-to-date.
Bank of the James Financial Group executive Harry P. Umberger reported a purchase of 138 shares of common stock at $13.88 per share on 08/12/2025, bringing his reported beneficial ownership to 2,025 shares. The Form 4 lists his role as EVP - Chief Credit Officer, shows the transaction code P (purchase), and includes a power-of-attorney signature for reporting.
Michael A. Syrek, President and Director of Bank of the James Financial Group, reported purchases of common stock on 08/11/2025. The filing shows two purchase transactions totaling 250 shares (243 shares at $13.97 and 7 shares at $14.00), increasing his direct holdings to 13,600 shares. The report also discloses 1,650 shares held indirectly by his spouse.
Bank of the James Financial Group, Inc. (NASDAQ: BOTJ) filed an 8-K to report a routine shareholder distribution.
- The Board declared a $0.10 per-share quarterly cash dividend on common stock.
- Record date: 12 Sep 2025 | Payment date: on or about 26 Sep 2025.
- Item 9.01 confirms no associated financial statements, pro-forma information, or shell transactions.
- Only Exhibit 104 (iXBRL cover page) accompanies the filing.
No additional material events were disclosed.