Bank Of The James Finl Gp Inc SEC Filings

Bank of the James Financial Group, Inc. (BOTJ)Director, bought 113 shares of BOTJ common stock in a transaction coded "P" (open market or private purchase) at a price of $16.75 per share.

Following this transaction, the director now beneficially owns 19,546 shares of Bank of the James Financial Group common stock in direct form. The filing is made on Form 4 by a single reporting person and is signed by /s/ Eric J. Sorenson, Jr., POA for Lewis C. Addison, indicating use of a power of attorney for the director.

BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) director Phillip C. Jamerson reported buying 589 shares of common stock on 11/18/2025 at $16.75 per share. Following this open‑market purchase, he beneficially owns 16,076 shares of BOTJ common stock held directly.

Bank of the James Financial Group (BOTJ) reported stronger quarterly results. Q3 2025 net income rose to $2.75 million from $1.99 million a year ago, with EPS of $0.61 versus $0.44. Net interest income improved to $8.30 million (from $7.51 million) as total interest expense fell to $3.47 million (from $4.05 million). Noninterest income was $4.17 million led by mortgage gains ($1.24 million) and wealth management fees ($1.36 million). Year‑to‑date net income was $6.30 million, roughly flat with 2024.

Total assets reached $1.02 billion (from $979.24 million at year‑end), loans net were $653.29 million (from $636.55 million), and deposits were $919.80 million (from $882.40 million). Accumulated other comprehensive loss improved to $(15.74) million from $(22.92) million, reflecting $7.17 million in other comprehensive income year‑to‑date. The company repaid its $10.05 million 2020 subordinated notes at maturity and modified its NBB note: extended to August 31, 2030, rate 5.65%, with about $61,800 monthly installments and a final balloon of about $7.41 million; outstanding principal was about $8.8 million at quarter‑end.

Bank of the James Financial Group (BOTJ) announced senior leadership changes approved on October 28, 2025, effective January 1, 2026. Longtime CFO J. Todd Scruggs, who has served since 1999 and as principal accounting officer since 2003, will transition to the newly created role of Chief Investment Officer. Eric J. Sorenson, Jr., currently General Counsel and an advisor to the Company for more than 25 years, will become Chief Financial Officer.

The Company stated the transition is not due to any disagreement on operations, policies, or practices. The filing notes no family relationships or related-party transactions requiring disclosure, and no new compensatory arrangements tied to these changes. As CFO, Sorenson will oversee financial, accounting, treasury, budgeting, and reporting, working with Scruggs and the Board on disciplined capital allocation.

Bank of the James Financial Group, Inc. (BOTJ) filed an 8-K detailing two items: it furnished a press release announcing financial results for the three and nine months ended September 30, 2025, and it declared a quarterly cash dividend.

The Board approved a $0.10 per-share common stock dividend, payable on or about December 5, 2025 to stockholders of record as of the close of business on November 21, 2025. The results press release is included as Exhibit 99.1.

Director William C. Bryant III purchased 2,525 shares of Bank of the James Financial Group, Inc. (BOTJ) on August 25, 2025, at an average price of $15.43 per share, with per-share prices ranging from $15.15 to $15.51 across multiple transactions. After the purchase the reporting person beneficially owned 75,618 shares. The Form 4 was signed by a power of attorney on August 26, 2025. The filing identifies Mr. Bryant as a director and notes the transactions were non-derivative common stock acquisitions recorded as open-market purchases.

This disclosure provides a clear snapshot of insider buying activity but contains no accompanying commentary on intent, a trading plan, or links to broader company results or events.

J. Todd Scruggs, a director and the secretary-treasurer of Bank of the James Financial Group, Inc. (BOTJ), reported a purchase of 356 shares of the company’s common stock on 08/14/2025 at a price of $14.2999 per share. After this transaction, the filing shows Mr. Scruggs beneficially owns 33,349 shares in total, and an additional 158 shares are indicated as indirectly owned by his spouse. The Form 4 was signed by a power of attorney on 08/15/2025.

This filing discloses a routine insider purchase and the resulting reported beneficial ownership levels; no derivative transactions or other security classes are reported in the document.

Bank of the James Financial Group director Lewis C. Addison reported a purchase of 134 shares of common stock on 08/13/2025 at a reported price of $14 per share, increasing his direct holdings to 19,433 shares. The Form 4 was executed by a power of attorney and lists the reporting person as a director; the transaction code shown is "P".