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Bank of the James Financial Group Inc. has a significant shareholder group led by Fourthstone LLC, a Delaware-registered investment adviser. Fourthstone directly holds 334,491 shares of common stock, representing 7.36% of the company’s 4,543,338 shares outstanding as of May 12, 2026.
These shares are held on behalf of advisory clients through several affiliated funds and entities, all of which report shared voting and dispositive power over their positions. The reporting persons state that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the company.
Bank of the James Financial Group, Inc. reported higher profitability for the three and six months ended June 30, 2026. Net income for the quarter was $3.24 million versus $2.70 million a year earlier, and for the first half of 2026 was $6.01 million compared with $3.55 million in the prior-year period. Earnings per share were $0.71 for the quarter and $1.32 year-to-date, versus $0.60 and $0.78 respectively.
Net interest income rose to $17.99 million for the first six months from $15.97 million, while the provision for credit losses shifted from a recovery of $0.39 million to an expense of $0.20 million. Noninterest income increased to $8.44 million, driven by mortgage loan sales and higher wealth management fees, and noninterest expenses edged down to $18.68 million.
Total assets were about $1.04 billion at June 30, 2026, with loans at $686.1 million and deposits at $935.2 million. Stockholders’ equity increased to $83.15 million, although accumulated other comprehensive loss deepened to $(16.94) million as unrealized losses on available-for-sale securities grew. The investment advisory segment reported assets under management of $1.09 billion.
Bank of the James Financial Group Inc president Michael A. Syrek reported purchasing 100 shares of common stock on August 7, 2026 at $27.05 per share. Following this purchase, he directly holds 13,700 shares and has 1,650 shares reported as indirectly owned through his spouse. The transaction was noted as voluntarily reported earlier than required and was not marked as made under a Rule 10b5-1 trading plan.
BANK OF THE JAMES FINANCIAL GROUP INC director Lewis C. Addison purchased 70 shares of common stock on 2026-08-10 in an open-market or private transaction at $27.215 per share. Following this transaction, Addison directly holds 19,791 shares of the company’s common stock.
FOSTER WATT R JR, a director of BANK OF THE JAMES FINANCIAL GROUP INC, purchased 447 shares of common stock on 2026-08-06 in an open-market or private transaction at $28.01 per share. Following this transaction, his direct holdings total 126,360 shares of the company’s common stock.
BANK OF THE JAMES FINANCIAL GROUP INC director William C. Bryant III reported an open-market purchase of 650 shares of common stock on August 6, 2026 at $27.10 per share. Following this transaction, his directly held stake increased to 78,366 shares of common stock.
Bank of the James Financial Group reported higher earnings for the second quarter and first half of 2026. First half net income was $6.01 million, or $1.32 per share, and net income increased 69.55% from the same period of 2025.
Second quarter 2026 net income was $3,240 thousand, or $0.71 per share, up 19.82% year over year. Net interest income grew, tax-equivalent net interest margin improved to 3.64% year-to-date, noninterest income increased, and noninterest expenses declined compared with 2025.
Asset quality strengthened, with nonperforming loans falling to $1,091 thousand, or 0.16% of total loans, and the allowance covering 604.67% of nonperforming loans. Net loans reached $686,084 thousand. The board declared a quarterly cash dividend of $0.10 per share, payable on or about September 4, 2026 to shareholders of record on August 21, 2026.
Bank of the James Financial Group, Inc. held its Annual Meeting of Shareholders on May 19, 2026. As of the March 23 record date, there were 4,543,338 common shares outstanding, and 3,573,405 shares, about 78.65%, were represented in person or by proxy.
Shareholders elected four Group Two directors—Robert R. Chapman III, Julie P. Doyle, Lydia K. Langley, and Augustus A. Petticolas, Jr.—to three-year terms expiring at the 2029 annual meeting. They also ratified Elliott Davis, PLLC as independent registered public accounting firm for 2026 and approved a non-binding advisory vote on executive compensation.
BANK OF THE JAMES FINANCIAL GROUP INC reported that Fourthstone-related reporting persons together beneficially own listed blocks of Common Stock. Fourthstone LLC directly holds 385,498 shares (reported as 8.48% of the class) based on 4,543,338 shares outstanding as of March 25, 2026.
The filing states these shares were acquired in the ordinary course of business by an investment adviser and are not held to change or influence control. Ownership is reported across affiliated entities and an individual managing member with shared voting and dispositive power noted on the cover pages.
BANK OF THE JAMES FINANCIAL GROUP INC ownership filing: a Schedule 13G/A discloses that Pettyjohn, Wood & White, Inc. beneficially owns 224,259 shares of Common Stock, representing 4.94% of the class. The filing lists sole voting and sole dispositive power over these 224,259 shares. The change is recorded by the filer and signed by the Chief Compliance Officer on 05/15/2026.