Welcome to our dedicated page for Bank Of The James Finl Gp SEC filings (Ticker: BOTJ), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Bank of the James Financial Group, Inc. filings document the regulatory record of a Virginia bank holding company and its banking and investment advisory subsidiaries. Form 8-K reports include quarterly and annual financial results, cash dividend declarations on common stock, officer and director changes, and material agreements tied to company financing.
Proxy materials describe annual meeting matters, board governance, shareholder voting procedures, executive compensation, and oversight of the holding company and Bank of the James. The filing record also includes disclosures related to Pettyjohn, Wood & White, Inc., the company’s investment advisory subsidiary, and debt arrangements used in connection with that business.
Bank of the James Financial Group, Inc. held its Annual Meeting of Shareholders on May 19, 2026. As of the March 23 record date, there were 4,543,338 common shares outstanding, and 3,573,405 shares, about 78.65%, were represented in person or by proxy.
Shareholders elected four Group Two directors—Robert R. Chapman III, Julie P. Doyle, Lydia K. Langley, and Augustus A. Petticolas, Jr.—to three-year terms expiring at the 2029 annual meeting. They also ratified Elliott Davis, PLLC as independent registered public accounting firm for 2026 and approved a non-binding advisory vote on executive compensation.
BANK OF THE JAMES FINANCIAL GROUP INC reported that Fourthstone-related reporting persons together beneficially own listed blocks of Common Stock. Fourthstone LLC directly holds 385,498 shares (reported as 8.48% of the class) based on 4,543,338 shares outstanding as of March 25, 2026.
The filing states these shares were acquired in the ordinary course of business by an investment adviser and are not held to change or influence control. Ownership is reported across affiliated entities and an individual managing member with shared voting and dispositive power noted on the cover pages.
BANK OF THE JAMES FINANCIAL GROUP INC ownership filing: a Schedule 13G/A discloses that Pettyjohn, Wood & White, Inc. beneficially owns 224,259 shares of Common Stock, representing 4.94% of the class. The filing lists sole voting and sole dispositive power over these 224,259 shares. The change is recorded by the filer and signed by the Chief Compliance Officer on 05/15/2026.
Bank of the James Financial Group, Inc. reported much stronger results for the quarter ended March 31, 2026. Net income rose to $2.77 million, up from $0.84 million a year earlier, and earnings per share increased to $0.61 from $0.19, driven by higher net interest income and fee-based revenues.
Total assets reached $1.06 billion, compared with $1.04 billion at December 31, 2025. Deposits grew to $956.6 million, while net loans declined modestly to $649.1 million as the allowance for credit losses decreased to $6.2 million. Noninterest income, including mortgage gains and wealth management fees, improved, and noninterest expenses edged lower.
Comprehensive income was $1.69 million, reflecting unrealized losses on the securities portfolio tied mainly to interest rate movements. Credit quality remained stable, with nonaccrual loans at $1.45 million and no other real estate owned. The investment advisory subsidiary managed about $1.01 billion in assets under management as of March 31, 2026.
Bank of the James Financial Group director Phillip C. Jamerson reported an open-market purchase of the company’s common stock. On May 7, 2026, he bought 1,000 shares at a weighted average price of $23.3969 per share, increasing his direct holdings to 18,190 shares.
Bank of the James Financial Group director buys shares in open market
Director Lewis C. Addison made an open-market purchase of 82 shares of Bank of the James Financial Group common stock at $23.175 per share. Following this transaction, he directly owns 19,721 shares of the company’s common stock.
BANK OF THE JAMES FINANCIAL GROUP INC director William C. Bryant III made an open-market purchase of 1,043 shares of common stock at $23.11 per share. After this transaction on May 6, 2026, he directly owns 77,716 shares of the company’s common stock.
Bank of the James Financial Group, Inc. reported much stronger first quarter 2026 results, with net income of $2.77 million, or $0.61 per share, up sharply from $0.19 a year earlier. Revenue, defined as net interest income plus noninterest income, grew 15.40% year over year while noninterest expense declined 4.69%, improving the efficiency ratio to 73.75% from 89.31%.
Return on average assets reached 1.07% and return on average equity was 13.87%. Asset quality remained solid, with nonperforming loans of $1.45 million, or 0.22% of total loans, and total deposits rose to $956.55 million. The board also declared a quarterly cash dividend of $0.10 per share, payable on or about June 5, 2026 to shareholders of record on May 22, 2026.
Bank of the James Financial Group, Inc. will hold its 2026 Annual Meeting of Shareholders virtually on May 19, 2026 at 1:00 p.m. Eastern Time. Shareholders of record as of March 23, 2026, holding 4,543,338 outstanding common shares, may vote online, by phone, by mail, or during the meeting.
Owners will vote on electing four Group Two directors through 2029, ratifying Elliott Davis as independent auditor for 2026, and approving an advisory “say-on-pay” resolution on executive compensation. Directors and executive officers as a group beneficially owned 542,017 shares, or about 11.93% of common stock as of the record date.
The proxy describes board structure, committee membership, insider trading and clawback policies, director fees, and detailed executive pay, including salary continuation arrangements and a corrected presentation of prior-year compensation table amounts. It also shows 2025 net income of $9.0 million and rising cumulative total shareholder return since 2023.