Every 10-Q that Princeton Bancorp, Inc. (BPRN) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BPRN and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BPRN filings page.
Princeton Bancorp, Inc. reported stronger profitability for the three and six months ended June 30, 2026. Net income was $7,081 thousand for the quarter and $13,310 thousand year-to-date, up from $688 thousand and $6,066 thousand in the comparable 2025 periods. Quarterly basic EPS was $1.04, and six‑month basic EPS was $1.96.
Net interest income rose to $20,040 thousand for the quarter and $38,898 thousand for six months, aided by a reversal of credit losses of $353 thousand in the quarter and $509 thousand year‑to‑date, compared with sizeable provisions in 2025. Total assets were $2,251,012 thousand at June 30, 2026, slightly below December 31, 2025, as loans declined to $1,774,281 thousand while securities available‑for‑sale increased and cash and cash equivalents fell to $66,190 thousand. Deposits decreased to $1,935,692 thousand. Asset quality metrics remained stable, with nonaccrual loans of $16,320 thousand and an allowance for credit losses on loans of $19,963 thousand. Stockholders’ equity increased to $279,923 thousand, supported by retained earnings despite a negative accumulated other comprehensive loss.
Princeton Bancorp, Inc. reported higher quarterly earnings while keeping credit quality and capital strong. For the three months ended March 31, 2026, net income rose to $6.2 million, up from $5.4 million a year earlier, and diluted EPS increased to $0.91 from $0.77.
Total assets were $2.25 billion, slightly lower than year-end 2025 as cash and investment securities declined, partly offset by modest loan growth to $1.82 billion. Net interest income edged up to $18.9 million and the net interest margin improved to 3.67%, helped by lower deposit interest costs.
Asset quality remained stable, with nonperforming assets of $16.5 million, or 0.91% of loans, and an allowance for credit losses of 1.10% of loans. Deposits decreased 1.7% to $1.94 billion, but the bank reported ample on- and off-balance sheet liquidity and no borrowings. Capital ratios stayed strong, with a common equity Tier 1 ratio of 13.05%, and the board declared a $0.35 per share dividend after quarter-end.
Princeton Bancorp (BPRN) reported a profitable Q3 2025, reversing last year’s loss. Net income was $6,466 thousand with diluted EPS of $0.95, compared with a net loss of $4,456 thousand (EPS of $(0.68)) in Q3 2024. Net interest income rose to $19,619 thousand from $17,109 thousand as interest expense on deposits fell. The company recorded a $672 thousand reversal of credit losses in the quarter, compared with a $4,601 thousand provision a year ago.
Total assets were $2,229,090 thousand at September 30, 2025, down from $2,340,233 thousand at December 31, 2024, reflecting lower securities and loans. Deposits were $1,928,585 thousand versus $2,032,625 thousand at year-end. Nonaccrual loans declined to $16,710 thousand from $26,841 thousand at December 31, 2024, and the allowance for credit losses was $20,441 thousand versus $23,657 thousand at year-end. Year to date, net income was $12,532 thousand with diluted EPS of $1.82. The company declared a $0.35 per share dividend in Q3 and repurchased shares, lifting treasury stock to 266,676 shares.
Key results — Q2 2025 vs. Q2 2024: Net income was $688k for the three months ended June 30, 2025 versus $5,126k a year earlier; diluted EPS fell to $0.10 from $0.80. Provision for credit losses was $6,956k in Q2 2025 and $7,224k for the six months, compared with a $118k reversal and $68k provision in the prior-year periods. Charge-offs for the six months were $10,033k, including $9,950k in commercial real estate.
Balance sheet and liquidity: Total assets were $2,241,668k and deposits were $1,932,372k at June 30, 2025 (down $100,253k in the six months). Cash and cash equivalents fell to $21,094k from $117,348k at year-end. Securities available-for-sale fair value was $224,763k with $10,590k of unrealized losses. Allowance for credit losses on loans was $21,014k at June 30, 2025. The Company had $10,000k overnight borrowings as of June 30, 2025.