Every 10-Q that Blue Ridge Bankshares, Inc. (BRBS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow BRBS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BRBS filings page.
Blue Ridge Bankshares, Inc. reported a small net loss for the quarter and year-to-date 2026 while returning a large amount of capital to common shareholders. For the three months ended June 30, 2026, net loss was $1.3 million compared with net income of $1.3 million a year earlier; for the first six months of 2026, net loss was $0.5 million versus net income of $0.9 million in 2025. Net interest income declined and total provision for credit losses swung from a net recovery to a $4.1 million charge in the quarter. Noninterest expense decreased compared with the prior-year period.
Total assets were $2.33 billion at June 30, 2026, down from $2.43 billion at December 31, 2025. Total stockholders’ equity fell to $275.4 million from $323.7 million, driven largely by a special cash dividend of $0.60 per share (about $54.1 million declared, $53.2 million paid) that moved the company from a small accumulated deficit to a much larger one. Nonaccrual loans increased to $28.6 million from $20.6 million, primarily due to an $11.4 million commercial and industrial relationship placed on nonaccrual, with a related reserve of $2.9 million.
The company also amended outstanding common stock warrants so that cash dividends reduce the exercise price instead of creating dividend obligations to warrant holders, lowering the warrant strike price to $1.65 per share. Warrants outstanding totaled 24.1 million at June 30, 2026. Operating cash flow was positive, while financing cash flows were heavily negative due to dividend payments and deposit mix shifts.
Blue Ridge Bankshares, Inc. generated a modest profit for the quarter, reporting net income of $836,000, or $0.01 per share, for the three months ended March 31, 2026, compared with a net loss of $434,000 a year earlier. Net interest income fell to $16.9 million from $19.0 million as both loan and securities interest declined, while a $600,000 recovery of credit losses and lower noninterest expenses helped support earnings.
Total assets were $2.41 billion, with loans held for investment of $1.83 billion and deposits of $1.89 billion. Nonaccrual loans totaled $19.5 million, slightly lower than at year-end, and the allowance for credit losses on loans was $19.2 million. Cash and due from banks increased to $146.6 million, driven by strong operating and investing cash flows.
The company declared a special cash dividend of $0.60 per share, totaling approximately $54.1 million, which was paid in April 2026 and contributed to stockholders’ equity declining to $277.0 million from $323.7 million. Despite this, regulatory capital ratios at the bank remained well above well-capitalized thresholds, with a common equity Tier 1 ratio of 15.33% and a Tier 1 leverage ratio of 11.01%.
Blue Ridge Bankshares (BRBS) reported improved profitability for Q3 2025. Net income was $5.6 million, up from $0.9 million a year ago, as lower funding costs and reduced operating expenses lifted results. Net interest income reached $21.9 million while the company recorded a $1.8 million recovery of credit losses, supporting earnings.
The balance sheet continued to streamline. Total assets were $2.50 billion versus $2.74 billion at year-end. Total deposits were $1.95 billion compared with $2.18 billion, with time deposits declining. Loans held for investment were $1.89 billion versus $2.09 billion as of December 31, 2024. Equity rose to $355.5 million, helped by an improvement in accumulated other comprehensive loss to $31.8 million from $42.5 million.
The company authorized a $15.0 million share repurchase program and bought 659,949 shares at a weighted average price of $4.16 (about $2.8 million) during the quarter. Subordinated notes declined to $14.7 million from $39.8 million, reflecting repayments. The bank remains under an OCC Consent Order but reported capital ratios above the required minimums as of September 30, 2025.