Every 8-K that Brown & Brown, Inc. (BRO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow BRO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BRO filings page.
BROWN & BROWN, INC. (BRO) furnished a 2026 Company Overview investor presentation highlighting its strategy as a global insurance broker focused on organic growth and acquisitions, including the Accession (RSC Topco, Inc.) transaction, and extensive use of non-GAAP metrics such as Organic Revenue, EBITDAC and Free Cash Flow.
The presentation shows a long-term record of double‑digit revenue and earnings growth, industry‑leading EBITDAC margins, strong free cash flow conversion, and significant capital deployment toward acquisitions, dividends and buybacks. Brown & Brown also outlines conservative leverage targets, ample liquidity, and continued investments in technology, artificial intelligence and talent to support future growth.
Brown & Brown, Inc. reported that Executive Vice President and former Retail Segment President P. Barrett Brown entered into a Transition Agreement in connection with his voluntary resignation for good reason, effective August 10, 2026. He resigned from all officer and director roles on that date but will remain employed through July 31, 2027 to provide transition services.
During this transition period, Mr. Brown will continue to receive his current annual base salary of $1,000,000 and be eligible for a total bonus of $1,300,000, paid in two installments of $650,000, subject to satisfactory performance and continued employment. He will also receive a $130,000 lump sum for professional expenses and $2,500,000 in severance, paid in equal installments in August 2027 and August 2028, contingent on completing the transition period and signing a supplemental release. The agreement includes a one-year non-compete covenant and a provision that any unpaid amounts become payable in a lump sum within 30 days after a qualifying Change in Control.
Brown & Brown, Inc. reported unaudited results for the quarter and six months ended June 30, 2026. For Q2 2026, total revenues were $1.7 billion ($1,676 million), up 30.4% year over year, with Organic Revenue down 0.7% and Organic Revenue with Contingents up 0.7%. Income before income taxes was $383 million, up 23.2%, with a margin of 22.9%. Net income attributable to the company rose to $288 million, up 24.7%, and diluted EPS was $0.84, up 7.7%, while Diluted Net Income Per Share – Adjusted was $1.07, up 3.9%. EBITDAC – Adjusted reached $598 million, increasing 27.0%, with a margin of 35.7%.
For the first half of 2026, total revenues were $3.6 billion ($3,577 million), up 33.0%, with Organic Revenue down 0.3% and Organic Revenue with Contingents up 1.6%. Income before income taxes was $915 million, up 24.0%, and net income attributable to the company was $714 million, up 26.8%. Diluted EPS for the six months was $1.90, down 1.6%, while Diluted Net Income Per Share – Adjusted increased to $2.46, up 6.0%. As of June 30, 2026, total assets were $29,887 million and total equity was $12,608 million. Net cash provided by operating activities for the six months was $608 million.
Brown & Brown, Inc. entered into a Third Amended and Restated Credit Agreement that significantly updates its bank financing. The agreement increases the revolving credit facility from $800 million to $1,250 million and extends its maturity to June 5, 2031. It also adds a $250 million Term A-1 loan facility maturing June 5, 2029 and a $250 million Term A-2 loan facility maturing June 5, 2031. As of the date of this filing, $825 million is outstanding under the combined facilities, which include customary covenants, limitations and events of default for similarly rated borrowers.
Brown & Brown, Inc. reported the results of its annual shareholder meeting and an amendment to its stock plan. Shareholders approved an increase of 6,900,000 shares available for issuance under the 2019 Stock Incentive Plan and extended its term. All 14 nominated directors were elected, with each receiving over 259 million votes in favor. Shareholders also ratified Deloitte & Touche LLP as independent registered public accountants for the fiscal year ending December 31, 2026, and approved, on an advisory basis, compensation for the named executive officers. The meeting had strong participation, with 306,507,079 of 339,559,191 shares outstanding and entitled to vote represented in person or by proxy.
Brown & Brown, Inc. reported strong unaudited results for the first quarter ended March 31, 2026. Total revenues reached $1.9 billion, up 35.4% year over year, while net income attributable to the company rose to $426 million, an increase of 28.7%.
Organic Revenue was flat, but Organic Revenue with Contingents grew 2.2%. Diluted net income per share was $1.06, down 7.8%, while Diluted Net Income Per Share - Adjusted increased 7.8% to $1.39. EBITDAC - Adjusted was $731 million with a 38.5% margin.
The board declared a regular quarterly cash dividend of $0.165 per share, payable on May 20, 2026 to shareholders of record on May 11, 2026.
Brown & Brown, Inc. filed an 8-K furnishing its 2025 Global Impact Report, outlining environmental, social and governance initiatives across its global insurance operations. As of December 31, 2025, the company operated from 468 domestic and 246 international locations and employed 22,888 people worldwide.
The report emphasizes a people‑first culture, with 92% of teammates saying Brown & Brown is a Great Place to Work, extensive mental health and financial wellness programs, and broad participation in stock purchase and savings plans. It details diversity, inclusion and belonging efforts, 13 teammate resource groups, and a 72% response rate to its Be Our BEST engagement survey.
On governance and risk, Brown & Brown reports no material information security breaches or material legal proceedings tied to customer privacy incidents over the last three years, and 39 work‑related injuries in 2025. Environmental initiatives include LEED‑certified space and a flagship Somerton, England, office upgraded to an A-rated energy performance certification with solar panels and more efficient heating and cooling.
Brown & Brown, Inc. outlined 2026 incentive plans for key executives. The annual cash bonus will be split 40% based on organic revenue growth, 40% on adjusted EBITDAC margin, and 20% on individual objectives, with payouts ranging from 0% to 200% of target amounts. Target cash incentives are $5,500,000 for J. Powell Brown, $1,400,000 for R. Andrew Watts, $1,100,000 for J. Scott Penny, and $1,400,000 for Chris L. Walker.
The Compensation Committee also approved long-term performance awards under the 2019 Stock Incentive Plan. Performance stock awards for Brown, Watts, and Penny, with grant values of $10,000,000, $5,000,000, and $2,500,000, can pay out 0% to 805% based on five-year share price, earnings per share growth, and relative share price performance versus the S&P 500. Chris Walker received $1,500,000 in performance stock units with a 0% to 299% payout range, vesting over 2031–2033, also tied to multi-year financial and share price goals.
Brown & Brown, Inc. furnished a 2026 company overview presentation for investors, highlighting strong long-term growth and cash generation. The company reported 2025 revenue of $5.9B, with its Retail segment contributing $3.4B and Specialty Distribution $2.4B, driven by both organic growth and acquisitions.
Management emphasizes non-GAAP metrics such as Organic Revenue, EBITDAC and Free Cash Flow to assess performance, citing a 5-year revenue CAGR of 18%, 5-year EBITDAC Margin – Adjusted average of 34% and 5-year Free Cash Flow growth CAGR of 17%. The presentation notes more than 700 acquisitions since 1993, a disciplined capital allocation strategy, and a target net debt to EBITDAC range of 0–2.5x, supported by $1.5B of 2025 operating cash flow and $1.1B of cash on hand.
Brown & Brown, Inc. furnished an update on its business performance by announcing results of operations for the fourth quarter and fiscal year ended December 31, 2025. The company did this through a press release dated January 26, 2026, which is included as Exhibit 99.1 to this report and incorporated by reference. The information regarding these results is being furnished, rather than filed, under securities laws, which limits its use for certain liability and incorporation purposes.
Brown & Brown, Inc. furnished a current report to announce its results of operations for the third quarter ended September 30, 2025. The company issued a press release on October 27, 2025, and attached it as Exhibit 99.1.
The information provided under Item 2.02, including Exhibit 99.1, is furnished and not deemed filed under Section 18 of the Exchange Act, and it is not incorporated by reference into other filings except as expressly stated.
Brown & Brown, Inc. (BRO) announced a leadership update. Effective October 17, 2025, Stephen P. Hearn, the company’s Executive Vice President and Chief Operating Officer, was appointed President of the Retail Segment. He assumes these duties from P. Barrett Brown, who began a personal leave of absence on the same date. Hearn will continue serving as Executive Vice President and Chief Operating Officer while leading the Retail Segment.
Brown & Brown, Inc. filed Amendment No. 1 to a prior Form 8-K to add detailed financial information related to its completed acquisition of RSC Topco, Inc. The filing includes audited consolidated financial statements of RSC Topco and its subsidiaries for the fiscal years ended December 31, 2024 and 2023 and unaudited condensed consolidated financial statements as of and for the three months ended March 31, 2025 and 2024. It also provides unaudited pro forma condensed combined financial information for Brown & Brown, giving effect to the RSC transaction in a combined balance sheet as of March 31, 2025 and combined income statements for the three months ended March 31, 2025 and the year ended December 31, 2024. These materials are furnished as Exhibits 99.1, 99.2 and 99.3, along with an auditor consent.
Brown & Brown, Inc. filed a current report describing a reorganization of how it reports its business segments following its acquisition of RSC Topco, Inc., the holding company for Accession Risk Management Group, Inc. The company will combine its Programs and Wholesale Brokerage segments into a single new Specialty Distribution segment.
Beginning in the third quarter of 2025, effective July 1, 2025, Brown & Brown will report financial results under two segments: Retail and Specialty Distribution. To help investors compare periods, the company is furnishing Exhibit 99.1, which provides unaudited historical segment information for multiple quarters in 2024 and 2025 and for each full year from 2020 to 2024, recast to reflect the new segment structure. The company states that this reorganization does not change its previously reported consolidated income statements, balance sheets, cash flow statements, comprehensive income, or shareholders’ equity.
Brown & Brown, Inc. filed an 8-K reporting an executive background disclosure for an individual who most recently served as Hanes' Chief Administrative Officer from 2016 to 2021 and earlier held the roles of Chief Legal Officer, General Counsel and Corporate Secretary at Hanes from 2007 to 2021. The filing also notes prior service as Executive Vice President, General Counsel and Corporate Secretary of RARE Hospitality International, Inc. from 2001 to 2007. The submission is a biographical disclosure summarizing the executive's corporate legal and administrative experience; it does not include compensation terms, effective dates, or other transaction details.