Welcome to our dedicated page for Brown & Brown SEC filings (Ticker: BRO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for Brown & Brown, Inc. (NYSE: BRO), an insurance brokerage firm in the insurance agencies and brokerages industry. Through these filings, investors can review the company’s official disclosures on financial performance, capital structure, governance and significant corporate events.
Brown & Brown uses Form 8-K to report material events such as quarterly earnings releases, segment reorganizations, leadership changes, acquisitions and financing transactions. For example, the company has furnished press releases announcing results of operations for specific quarters, described its segment reorganization into Retail and Specialty Distribution following the acquisition of RSC Topco, Inc., and disclosed the appointment of new directors and executive role changes.
Other 8-K filings detail capital markets activity, including the issuance of multiple tranches of senior notes under an automatic shelf registration statement. These filings outline key terms of the notes, intended use of proceeds and related covenants. Investors can use this information to understand Brown & Brown’s debt profile and funding strategy.
In addition to current reports, Brown & Brown files annual reports on Form 10-K and quarterly reports on Form 10-Q, which contain audited and unaudited financial statements, segment information and risk factor disclosures. Proxy statements on Schedule 14A and related documents provide details on board composition, executive compensation and governance practices. Insider transaction reports on Form 4 allow users to track equity transactions by directors and officers.
On Stock Titan, Brown & Brown’s SEC filings are updated in near real time as they appear on EDGAR. AI-powered tools summarize lengthy documents such as 10-Ks, 10-Qs and complex 8-Ks, highlight key changes and help explain technical language, enabling users to quickly identify important information without reading every page.
Brown & Brown, Inc. (BRO) reported third‑quarter results and closed a major acquisition. Q3 2025 total revenues were $1,606 million, up from $1,186 million a year ago, driven by higher base commissions and fees across Retail and Specialty Distribution. Net income attributable to the Company was $227 million versus $234 million, with diluted EPS of $0.68 versus $0.81.
The Company completed the acquisition of RSC Topco, Inc. (Accession) for $9,598 million, including $8,293 million in cash and $612 million in common stock, with an escrow structure recorded as a liability subject to mark‑to‑market. To fund the deal, BRO issued new senior notes and completed a follow‑on common stock offering, contributing to long‑term debt of $7,653 million at quarter‑end and total debt of $7,728 million. Cash from financing was $7,851 million; investing cash outflows were $7,701 million primarily for acquisitions.
Total assets rose to $29,354 million, including goodwill of $14,891 million and amortizable intangibles of $4,952 million. Shares outstanding were 341,420,790 as of October 24, 2025.
Brown & Brown, Inc. furnished a current report to announce its results of operations for the third quarter ended September 30, 2025. The company issued a press release on October 27, 2025, and attached it as Exhibit 99.1.
The information provided under Item 2.02, including Exhibit 99.1, is furnished and not deemed filed under Section 18 of the Exchange Act, and it is not incorporated by reference into other filings except as expressly stated.
Brown & Brown, Inc. (BRO) announced a leadership update. Effective October 17, 2025, Stephen P. Hearn, the company’s Executive Vice President and Chief Operating Officer, was appointed President of the Retail Segment. He assumes these duties from P. Barrett Brown, who began a personal leave of absence on the same date. Hearn will continue serving as Executive Vice President and Chief Operating Officer while leading the Retail Segment.
Brown & Brown, Inc. filed Amendment No. 1 to a prior Form 8-K to add detailed financial information related to its completed acquisition of RSC Topco, Inc. The filing includes audited consolidated financial statements of RSC Topco and its subsidiaries for the fiscal years ended December 31, 2024 and 2023 and unaudited condensed consolidated financial statements as of and for the three months ended March 31, 2025 and 2024. It also provides unaudited pro forma condensed combined financial information for Brown & Brown, giving effect to the RSC transaction in a combined balance sheet as of March 31, 2025 and combined income statements for the three months ended March 31, 2025 and the year ended December 31, 2024. These materials are furnished as Exhibits 99.1, 99.2 and 99.3, along with an auditor consent.
Brown & Brown, Inc. filed a current report describing a reorganization of how it reports its business segments following its acquisition of RSC Topco, Inc., the holding company for Accession Risk Management Group, Inc. The company will combine its Programs and Wholesale Brokerage segments into a single new Specialty Distribution segment.
Beginning in the third quarter of 2025, effective July 1, 2025, Brown & Brown will report financial results under two segments: Retail and Specialty Distribution. To help investors compare periods, the company is furnishing Exhibit 99.1, which provides unaudited historical segment information for multiple quarters in 2024 and 2025 and for each full year from 2020 to 2024, recast to reflect the new segment structure. The company states that this reorganization does not change its previously reported consolidated income statements, balance sheets, cash flow statements, comprehensive income, or shareholders’ equity.
Brown & Brown, Inc. filed an 8-K reporting an executive background disclosure for an individual who most recently served as Hanes' Chief Administrative Officer from 2016 to 2021 and earlier held the roles of Chief Legal Officer, General Counsel and Corporate Secretary at Hanes from 2007 to 2021. The filing also notes prior service as Executive Vice President, General Counsel and Corporate Secretary of RARE Hospitality International, Inc. from 2001 to 2007. The submission is a biographical disclosure summarizing the executive's corporate legal and administrative experience; it does not include compensation terms, effective dates, or other transaction details.
Joia M. Johnson, listed at a Daytona Beach, FL address, filed an Initial Statement of Beneficial Ownership (Form 3) for Brown & Brown, Inc. (BRO) reporting the event date
Paul J. Krump, a director of Brown & Brown, Inc. (BRO), reported a securities transaction dated 08/08/2025. The Form 4 shows an acquisition of 2,678 shares of common stock at a reported price of $93.31 per share, resulting in a reported beneficial ownership of 5,353 shares held directly. The filing was made by one reporting person and executed under a power of attorney.
Brown & Brown, Inc. (BRO) – Form 4 insider activity
- Reporter: Bronislaw E. Masojada, Director.
- Transaction: On 08/06/2025, an entity wholly owned by the director’s spouse purchased 1,000 BRO common shares at $91.44 per share. The filing carries transaction code “P” (open-market purchase).
- Post-trade holding: 5,000 shares are now held indirectly through the spouse-owned entity. Masojada disclaims beneficial ownership of these shares.
- The table also lists a disposition of 2,675 shares coded “D”, but no date or price details are provided; materiality therefore cannot be assessed.
The total dollar value of the disclosed purchase is about $91,400, a modest amount relative to BRO’s market capitalisation. While insider buying can signal confidence, the scale is too small to be considered financially material to shareholders. No derivative positions were reported, and the filing contains no earnings or strategic information.