Welcome to our dedicated page for Bogota Finl SEC filings (Ticker: BSBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Wondering where Bogota Financial Corp discloses its loan-loss reserves or how directors trade their shares? Investors who follow this New Jersey community bank often start with the Form 10-K and quickly realize it spans hundreds of pages of credit tables and regional economic data. If you need the numbers without the noise, this page delivers AI-powered summaries that turn every paragraph of the Bogota Financial annual report 10-K simplified into plain language.
Use our platform to move from questions to answers in seconds. The dashboard flags each Bogota Financial quarterly earnings report 10-Q filing, highlights Net Interest Margin trends, and links directly to footnotes. Real-time alerts surface Bogota Financial Form 4 insider transactions real-time, letting you monitor Bogota Financial executive stock transactions Form 4 before the market reacts. Need context on dividend changes or branch openings? The engine pulls every Bogota Financial 8-K material events explained with one click.
Here’s what you can explore:
- Capital & Credit Quality – Our AI pinpoints allowance calculations and stress-test assumptions so you can conduct a Bogota Financial earnings report filing analysis in minutes.
- Governance & Pay – The Bogota Financial proxy statement executive compensation tab breaks down CEO incentives without legal jargon.
- Insider Activity – Track every Bogota Financial insider trading Form 4 transactions filing to spot buying or selling patterns.
All disclosures update as soon as they hit EDGAR, and our analysts add context so you’re understanding Bogota Financial SEC documents with AI instead of paging through PDFs. Bogota Financial SEC filings explained simply—so you can focus on credit risk, community impact, and valuation, not document hunting.
Bogota Financial Corp. returned to profitability for the six months ended June 30, 2025, reporting $955,342 versus a loss of $873,459 a year earlier. Net interest income improved to $7.29 million for the six-month period and net interest margin widened to 1.70%, driven by higher yields on securities and loan portfolios. Total assets declined to $921.8 million, reflecting a $31.9 million reduction in cash used to repay borrowings and an $18.5 million decrease in net loans. Deposits fell to $628.2 million. Delinquent loans increased to $20.4 million and nonperforming loans totaled $13.9 million, including a $10.9 million construction loan (99% complete) under foreclosure. The allowance for credit losses remained 0.37% of total loans.
Bogota Financial Corp. announced that regulators approved a stock repurchase program authorizing the company to buy up to 237,590 shares of its common stock, representing approximately 5% of outstanding common stock (excluding shares held by Bogota Financial, MHC). This marks the company's sixth repurchase program and may be executed through open-market purchases, private transactions or under a Rule 10b5-1 trading plan.
The filing incorporates a press release as an exhibit for additional detail. The repurchase authority provides the company flexibility to return capital to shareholders and could reduce share count if executed, but the filing does not specify timing, funding source or limits on daily/periodic purchases.