Bank7 Corp (NASDAQ: BSVN) Q2 net income $8.3M, capital ratios high
Filing Impact
Filing Sentiment
Form Type
8-K
Rhea-AI Filing Summary
Bank7 Corp. reported unaudited Q2 2026 net income of $8.346 million, down from $11.105 million a year earlier, reflecting a non‑recurring loss on the sale of energy assets following recovery of a previously charged‑off energy loan. Basic EPS was $0.88 versus $1.18; diluted EPS was $0.87 versus $1.16. Net interest income was $21.9 million, slightly above $21.7 million last year, while noninterest income fell to $1.0 million from $2.7 million and noninterest expense rose to $11.9 million from $9.7 million.
Asset quality and capital remain strong. Q2 metrics include ROAA of 1.80% and ROATCE of 13.30%, with core ROAA of 2.20% and core ROATCE of 16.45%. At June 30 2026, the company reported a Tier 1 leverage ratio of 13.88%, Tier 1 risk‑based capital of 15.17%, total risk‑based capital of 16.35%, and a net interest margin of 4.81%. Total assets were $1.91 billion and deposits were $1.64 billion, and management highlights robust liquidity and excellent credit quality.
Positive
- None.
Negative
- Net income declined year over year from $11.105 million in Q2 2025 to $8.346 million in Q2 2026, with basic EPS falling from $1.18 to $0.88, partly reflecting a non‑recurring loss on the sale of energy assets.
Filing Explained
The completed oil-and-gas recovery exceeded cash outlay by $3.7 million, but the asset sale reduced unaudited Q2 GAAP earnings.
Under the Form 8-K’s material-event purpose, the July 16, 2026 filing reports Bank7 Corp.’s unaudited results for the quarter ended
The disclosed asset-sale and recovery event is presented as completed: total cash recovery of
The balance sheet separately reports 9,519,335 common shares issued and outstanding at
8-K Event Classification
2 items: 2.02, 9.01
2 items
Item 2.02
Results of Operations and Financial Condition
Financial
Disclosure of earnings results, typically an earnings press release or preliminary financials.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Key Figures
Q2 2026 Net Income: $8,346 thousand
Q2 2025 Net Income: $11,105 thousand
Q2 2026 Diluted EPS: $0.87
+5 more
8 metrics
Q2 2026 Net Income
$8,346 thousand
Three months ended June 30, 2026, unaudited
Q2 2025 Net Income
$11,105 thousand
Three months ended June 30, 2025, unaudited
Q2 2026 Diluted EPS
$0.87
Three months ended June 30, 2026
Total Assets
$1,914,327 thousand
Balance sheet as of June 30, 2026
Total Deposits
$1,637,803 thousand
Balance sheet as of June 30, 2026
Tier 1 Leverage Ratio
13.88%
Company consolidated capital ratio at June 30, 2026
Net Interest Margin
4.81%
Q2 2026 net interest margin
Q2 2026 ROAA
1.80%
Return on average assets for Q2 2026
Key Terms
Tier 1 leverage ratio, net interest margin, pre-provision pre-tax earnings, tangible book value per share, +1 more
5 terms
Tier 1 leverage ratio financial
"On June 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio..."
Tier 1 leverage ratio measures a bank’s core capital — the money that can absorb losses — as a share of its total assets, showing how much of its balance sheet is funded by real loss-absorbing capital rather than borrowed money. Investors use it like a safety gauge: a higher ratio means a bigger cushion against shocks and lower risk of insolvency, similar to how a thicker spare tire reduces the chance of being stranded.
net interest margin financial
"Net interest margin | ... 4.81 % ... For the Three Months Ended June 30, 2026"
Net interest margin measures how much a bank earns from lending and investing compared with what it pays for funding, expressed as a percentage of its interest-earning assets. Think of it like a grocery store’s markup: it shows the gap between buying cost and selling price per dollar of goods — here, the cost is interest paid and the sale is interest received. Investors watch it because a higher margin usually means a bank is more profitable and better at managing interest rate and credit conditions.
pre-provision pre-tax earnings financial
"Pre-provision pre-tax earnings (“PPE”) is a non-GAAP financial measure."
Pre-provision pre-tax earnings is a bank’s profit measure that shows how much money the business generates from normal operations before it sets aside funds for potential loan losses and before paying taxes. Investors use it like a clean snapshot of a bank’s underlying performance—similar to judging a store’s sales and operating profit before accounting for a rainy-day reserve—because it helps compare core profitability without the ups and downs of credit loss provisions and tax effects.
NPAs/TL financial
"NCO: -2bps (Net recoveries of $0.06 million) NPAs/TL: 0.39% ACL/NPLs: 309.96%"
Earnings Snapshot
Net income: $8,346 thousand
Quarter ended June 30, 2026
Net income
$8,346 thousand
Basic EPS
$0.88
Diluted EPS
$0.87
Net interest income
$21,905 thousand
ROAA
1.80%
ROATCE
13.30%
AI-generated analysis. How Rhea-AI works. Not financial advice.
FAQ
What were Bank7 Corp. (BSVN) net income and EPS for Q2 2026?
Bank7 Corp. reported Q2 2026 net income of $8.346 million, with basic EPS of $0.88 and diluted EPS of $0.87. These unaudited results cover the quarter ended June 30, 2026.
How did BSVN’s Q2 2026 results compare with Q2 2025?
Q2 2026 net income of $8.346 million was lower than $11.105 million in Q2 2025. Basic EPS declined from $1.18 to $0.88, while net interest income was roughly flat at about $21.9 million.
What is Bank7 Corp.’s capital position as of June 30, 2026?
As of June 30, 2026, Bank7 Corp. reported a Tier 1 leverage ratio of 13.88%, a Tier 1 risk‑based capital ratio of 15.17%, and a total risk‑based capital ratio of 16.35%, all well above regulatory “well‑capitalized” minimums.
How strong is Bank7 Corp.’s asset quality in Q2 2026?
Management highlights excellent credit quality, with Q2 metrics including net recoveries of $0.06 million (NCO of −2 bps), NPAs/TL of 0.39%, and an ACL/NPLs ratio of 309.96%, indicating high reserve coverage of problem loans.
What non-recurring items affected BSVN’s Q2 2026 performance?
Q2 2026 results include a non‑recurring loss on the sale of energy assets, recorded after the company fully maximized loan loss recovery on an energy loan previously charged off in 2023, with total cash recovery of $20.2 million.
What was Bank7 Corp.’s net interest margin in Q2 2026?
For Q2 2026, Bank7 Corp. reported a net interest margin of 4.81%. Average interest‑earning assets were $1.83 billion, generating total interest income of $30.9 million and net interest income of $21.9 million for the quarter.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
(Exact name of registrant as specified in its charter)
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(State or other jurisdiction of incorporation)
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(Commission File Number)
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(IRS Employer Identification No.)
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(Address of principal executive offices) (Zip Code)
(405 ) 810-8600
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following
provisions:
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
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Securities registered pursuant to Section 12(b) of the Act:
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Title of each class
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Trading
Symbol(s)
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Name of each exchange on which
registered
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the
Securities Exchange Act of 1934 (17 CFR §240.12b-2).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
| Item 2.02. |
Results of Operations and Financial Condition
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On July 16, 2026, Bank7 Corp. (the “Company”), the holding company for Bank7, issued a press release
announcing its results of operations and financial condition for the quarter ended June 30, 2026. A copy of the press release is attached to this Current Report
on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.
The Company is conducting a conference call on July 16, 2026 at 10:00 am CST to discuss its second quarter 2026 financial results. A copy of the presentation slides to
be used during the earnings call is attached to this Current Report on Form 8-K as Exhibit 99.2 and is incorporated herein by reference.
In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2, shall not be
deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended,
or the Exchange Act except as shall be expressly set forth by specific reference in such filing.
| Item 9.01 |
Financial Statements and Exhibits
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(d)
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Exhibits.
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The following exhibits are filed herewith:
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Item
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Description
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99.1
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Press Release dated July 16, 2026
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99.2
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Second Quarter 2026 Investor Presentation
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Cover Page Interactive Data File (embedded within the Inline XBRL document). |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
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BANK7 CORP.
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Date: July 16, 2026
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By:
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/s/ Kelly J. Harris
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Kelly J. Harris
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Executive Vice President and Chief Financial Officer
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Exhibit 99.1
FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q2 2026 Earnings
Oklahoma City, July 16, 2026 – Bank7 Corp. (NASDAQ: BSVN) ("the Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported
unaudited results for the quarter ended June 30, 2026. “We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy
assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and
excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve,” said Thomas L. Travis, President and CEO of the Company.
For the three months ended June 30, 2026 compared to the three months ended June 30, 2025:
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Net income of $8.35 million compared to $11.11 million, a decrease of 24.84%
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Earnings per share of $0.87 compared to $1.16, a decrease of 25.00%
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Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25%
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Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68%
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Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10%
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Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69%
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Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes. On June 30, 2026, the Bank’s Tier 1
leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively. On June 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio,
and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively. Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.
Non-GAAP Financial Measures:
This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings. The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance. This measure adjusts
GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.
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For the Three Months Ended
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June 30,
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June 30,
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2026
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2025
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Calculation of Pre-Provision Pre-Tax Earnings
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(Dollars in thousands)
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Net Income
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$
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8,346
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$
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11,105
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Income Tax Expense
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2,669
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3,602
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Pre-tax net income
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11,015
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14,707
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Add back: Provision for credit losses
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-
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-
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Add back: (Gain)Loss on sales/calls of AFS debt securities
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-
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-
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Pre-provision pre-tax earnings
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$
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11,015
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$
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14,707
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Unaudited Condensed Consolidated Balance Sheets
(Dollar amounts in thousands, except par value)
(Dollar amounts in thousands, except par value)
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Assets
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June 30,
2026 (unaudited) |
December 31,
2025
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(Dollars in thousands)
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|||||||
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Cash and due from banks
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$
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220,585
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$
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244,635
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Interest-bearing time deposits in other banks
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1,494
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10,457
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Available-for-sale debt securities (amortized cost of $54,950 and $57,316 at June 30, 2026 and December 31, 2025, respectively)
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51,622
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54,019
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Loans, net of allowance for credit losses of $19,512 and $19,407 at June 30, 2026 and December 31, 2025, respectively
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1,577,838
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1,587,024
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Loans held for sale
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5,156
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2,078
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Premises and equipment, net
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25,897
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21,884
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Nonmarketable equity securities
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1,183
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1,165
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Core deposit intangibles
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690
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752
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Goodwill
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11,208
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11,208
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Interest receivable and other assets
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18,654
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30,418
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Total assets
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$
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1,914,327
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$
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1,963,640
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Liabilities and Shareholders’ Equity
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Deposits
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Noninterest-bearing
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$
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329,240
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$
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341,416
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Interest-bearing
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1,308,563
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1,359,417
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Total deposits
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1,637,803
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1,700,833
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Income taxes payable
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839
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594
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Interest payable and other liabilities
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9,379
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11,218
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Total liabilities
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1,648,021
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1,712,645
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Shareholders’ equity
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Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,519,335 and 9,462,656 at June 30, 2026 and December 31, 2025, respectively
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95
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95
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Additional paid-in capital
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103,865
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103,739
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Retained earnings
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164,919
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149,707
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||||||
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Accumulated other comprehensive loss
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(2,573
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)
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(2,546
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)
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Total shareholders’ equity
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266,306
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250,995
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Total liabilities and shareholders’ equity
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$
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1,914,327
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$
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1,963,640
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||||
Unaudited Condensed Consolidated Statements of Comprehensive Income
(Dollar amounts in thousands, except per share data)
(Dollar amounts in thousands, except per share data)
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Three Months Ended
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Six Months Ended
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June 30,
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June 30,
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||||||||||||||
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2026
(unaudited) |
2025
(unaudited) |
2026
(unaudited) |
2025
(unaudited) |
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Interest Income
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(Dollars in thousands)
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|||||||||||||||
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Loans, including fees
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$
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28,980
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$
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28,965
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$
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60,592
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$
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56,293
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Interest-bearing time deposits in other banks
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38
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145
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150
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246
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Debt securities, taxable
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249
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278
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499
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561
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Debt securities, tax-exempt
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59
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63
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119
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126
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Other interest and dividend income
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1,601
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2,330
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3,350
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4,997
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Total interest income
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30,927
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31,781
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64,710
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62,223
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Interest Expense
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||||||||||||||||
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Deposits
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9,022
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10,043
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18,613
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19,643
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||||||||||||||||
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Total interest expense
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9,022
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10,043
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18,613
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19,643
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Net Interest Income
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21,905
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21,738
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46,097
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42,580
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Provision for Credit Losses
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-
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-
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-
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-
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Net Interest Income After Provision for Credit Losses
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21,905
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21,738
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46,097
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42,580
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Noninterest Income
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||||||||||||||||
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Mortgage lending income
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476
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520
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851
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610
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||||||||||||
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Service charges on deposit accounts
|
215
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232
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464
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450
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||||||||||||
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Other
|
311
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1,949
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1,653
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3,396
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||||||||||||
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||||||||||||||||
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Total noninterest income
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1,002
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2,701
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2,968
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4,456
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Noninterest Expense
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||||||||||||||||
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Salaries and employee benefits
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6,196
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5,721
|
12,527
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11,000
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||||||||||||
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Furniture and equipment
|
422
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361
|
763
|
612
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||||||||||||
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Occupancy
|
724
|
630
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1,410
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1,222
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||||||||||||
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Data and item processing
|
546
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590
|
1,089
|
1,100
|
||||||||||||
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Accounting, marketing and legal fees
|
437
|
158
|
1,022
|
263
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||||||||||||
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Regulatory assessments
|
259
|
213
|
518
|
297
|
||||||||||||
|
Advertising and public relations
|
98
|
223
|
270
|
417
|
||||||||||||
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Travel, lodging and entertainment
|
104
|
121
|
174
|
177
|
||||||||||||
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Other
|
3,106
|
1,715
|
4,456
|
3,528
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||||||||||||
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|
||||||||||||||||
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Total noninterest expense
|
11,892
|
9,732
|
22,229
|
18,616
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||||||||||||
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|
||||||||||||||||
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Income Before Taxes
|
11,015
|
14,707
|
26,836
|
28,420
|
||||||||||||
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Income tax expense
|
2,669
|
3,602
|
6,484
|
6,979
|
||||||||||||
|
Net Income
|
$
|
8,346
|
$
|
11,105
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$
|
20,352
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$
|
21,441
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Earnings per common share - basic
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$
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0.88
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$
|
1.18
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$
|
2.14
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$
|
2.27
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Earnings per common share - diluted
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0.87
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1.16
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2.12
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2.25
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Weighted average common shares outstanding - basic
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9,519,335
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9,449,152
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9,505,283
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9,435,414
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Weighted average common shares outstanding - diluted
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9,604,143
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9,545,128
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9,600,421
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9,548,583
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Other Comprehensive Income (Loss)
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||||||||||||||||
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Unrealized (losses) gains on securities, net of tax expense of $50 and $189 for the three months ended June 30, 2026 and 2025, respectively; net of tax (benefit) expense of ($5) and $419
for the six months ended June 30, 2026 and 2025, respectively
|
$
|
114
|
$
|
587
|
$
|
(27
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)
|
$
|
1,229
|
|||||||
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Other comprehensive income (loss)
|
$
|
114
|
$
|
587
|
$
|
(27
|
)
|
$
|
1,229
|
|||||||
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Comprehensive Income
|
$
|
8,460
|
$
|
11,692
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$
|
20,325
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$
|
22,670
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||||||||
|
|
Net Interest Margin
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|||||||||||||||||||||||
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For the Three Months Ended June 30,
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|||||||||||||||||||||||
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2026
(unaudited) |
2025
(unaudited) |
||||||||||||||||||||||
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Average
Balance |
Interest
Income/ Expense |
Average
Yield/ Rate |
Average
Balance |
Interest
Income/ Expense |
Average
Yield/ Rate |
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(Dollars in thousands)
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|||||||||||||||||||||||
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Interest-Earning Assets:
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||||||||||||||||||||||||
|
Short-term investments
|
$
|
184,292
|
$
|
1,639
|
3.57
|
%
|
$
|
247,652
|
$
|
2,475
|
4.01
|
%
|
||||||||||||
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Debt securities, taxable-equivalent
|
42,166
|
249
|
2.37
|
47,285
|
278
|
2.36
|
||||||||||||||||||
|
Debt securities, tax exempt
|
10,975
|
59
|
2.16
|
12,502
|
63
|
2.02
|
||||||||||||||||||
|
Loans held for sale
|
1,998
|
-
|
-
|
1,987
|
-
|
-
|
||||||||||||||||||
|
Total loans(1)
|
1,588,481
|
28,980
|
7.32
|
1,448,924
|
28,965
|
8.02
|
||||||||||||||||||
|
Total interest-earning assets
|
1,827,912
|
30,927
|
6.79
|
1,758,350
|
31,781
|
7.25
|
||||||||||||||||||
|
Noninterest-earning assets
|
35,384
|
43,048
|
||||||||||||||||||||||
|
Total assets
|
$
|
1,863,296
|
$
|
1,801,398
|
||||||||||||||||||||
|
|
||||||||||||||||||||||||
|
Funding sources:
|
||||||||||||||||||||||||
|
Interest-bearing liabilities:
|
||||||||||||||||||||||||
|
Deposits:
|
||||||||||||||||||||||||
|
Transaction accounts
|
$
|
1,003,124
|
$
|
6,721
|
2.69
|
%
|
$
|
1,006,484
|
$
|
7,676
|
3.06
|
%
|
||||||||||||
|
Time deposits
|
262,081
|
2,301
|
3.52
|
236,108
|
2,367
|
4.02
|
||||||||||||||||||
|
Total interest-bearing deposits
|
1,265,205
|
9,022
|
2.86
|
1,242,592
|
10,043
|
3.24
|
||||||||||||||||||
|
Total interest-bearing liabilities
|
$
|
1,265,205
|
9,022
|
2.86
|
$
|
1,242,592
|
10,043
|
3.24
|
||||||||||||||||
|
|
||||||||||||||||||||||||
|
Noninterest-bearing liabilities:
|
||||||||||||||||||||||||
|
Noninterest-bearing deposits
|
$
|
325,384
|
$
|
321,351
|
||||||||||||||||||||
|
Other noninterest-bearing liabilities
|
9,157
|
10,471
|
||||||||||||||||||||||
|
Total noninterest-bearing liabilities
|
334,541
|
331,822
|
||||||||||||||||||||||
|
Shareholders' equity
|
263,550
|
226,984
|
||||||||||||||||||||||
|
Total liabilities and shareholders' equity
|
$
|
1,863,296
|
$
|
1,801,398
|
||||||||||||||||||||
|
|
||||||||||||||||||||||||
|
Net interest income
|
$
|
21,905
|
$
|
21,738
|
||||||||||||||||||||
|
Net interest spread
|
3.93
|
%
|
4.01
|
%
|
||||||||||||||||||||
|
Net interest margin
|
4.81
|
%
|
4.96
|
%
|
||||||||||||||||||||
|
(1)
|
Nonaccrual loans are included in total loans
|
|
|
Net Interest Margin
|
|||||||||||||||||||||||
|
|
For the Six Months Ended June, 30
|
|||||||||||||||||||||||
|
|
2026
(unaudited) |
2025
(unaudited) |
||||||||||||||||||||||
|
|
Average
Balance |
Interest
Income/ Expense |
Average
Yield/ Rate |
Average
Balance |
Interest
Income/ Expense |
Average
Yield/ Rate |
||||||||||||||||||
|
|
(Dollars in thousands)
|
|||||||||||||||||||||||
|
Interest-Earning Assets:
|
||||||||||||||||||||||||
|
Short-term investments
|
$
|
197,098
|
$
|
3,500
|
3.58
|
%
|
$
|
242,876
|
$
|
5,243
|
4.35
|
%
|
||||||||||||
|
Debt securities, taxable-equivalent
|
42,861
|
499
|
2.35
|
47,957
|
561
|
2.36
|
||||||||||||||||||
|
Debt securities, tax exempt
|
11,013
|
119
|
2.18
|
12,508
|
126
|
2.03
|
||||||||||||||||||
|
Loans held for sale
|
1,991
|
-
|
-
|
1,287
|
-
|
-
|
||||||||||||||||||
|
Total loans(1)
|
1,592,320
|
60,592
|
7.67
|
1,423,776
|
56,293
|
7.97
|
||||||||||||||||||
|
Total interest-earning assets
|
1,845,283
|
64,710
|
7.07
|
1,728,404
|
62,223
|
7.26
|
||||||||||||||||||
|
Noninterest-earning assets
|
38,323
|
41,511
|
||||||||||||||||||||||
|
Total assets
|
$
|
1,883,606
|
$
|
1,769,915
|
||||||||||||||||||||
|
|
||||||||||||||||||||||||
|
Funding sources:
|
||||||||||||||||||||||||
|
Interest-bearing liabilities:
|
||||||||||||||||||||||||
|
Deposits:
|
||||||||||||||||||||||||
|
Transaction accounts
|
$
|
1,030,802
|
$
|
13,944
|
2.73
|
%
|
$
|
981,833
|
$
|
14,794
|
3.04
|
%
|
||||||||||||
|
Time deposits
|
263,338
|
4,669
|
3.58
|
236,216
|
4,849
|
4.14
|
||||||||||||||||||
|
Total interest-bearing deposits
|
1,294,140
|
18,613
|
2.90
|
1,218,049
|
19,643
|
3.25
|
||||||||||||||||||
|
Total interest-bearing liabilities
|
$
|
1,294,140
|
$
|
18,613
|
2.90
|
$
|
1,218,049
|
$
|
19,643
|
3.25
|
||||||||||||||
|
|
||||||||||||||||||||||||
|
Noninterest-bearing liabilities:
|
||||||||||||||||||||||||
|
Noninterest-bearing deposits
|
$
|
320,326
|
$
|
318,952
|
||||||||||||||||||||
|
Other noninterest-bearing liabilities
|
9,335
|
10,228
|
||||||||||||||||||||||
|
Total noninterest-bearing liabilities
|
329,661
|
329,180
|
||||||||||||||||||||||
|
Shareholders' equity
|
259,805
|
222,686
|
||||||||||||||||||||||
|
Total liabilities and shareholders' equity
|
$
|
1,883,606
|
$
|
1,769,915
|
||||||||||||||||||||
|
|
||||||||||||||||||||||||
|
Net interest income
|
$
|
46,097
|
$
|
42,580
|
||||||||||||||||||||
|
Net interest spread
|
4.17
|
%
|
4.01
|
%
|
||||||||||||||||||||
|
Net interest margin
|
5.04
|
%
|
4.97
|
%
|
||||||||||||||||||||
|
(1)
|
Nonaccrual loans are included in total loans
|
About Bank7 Corp.
We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve locations in Oklahoma, the Dallas/Fort Worth,
Texas metropolitan area and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively
opening additional branches in our target markets as well as pursue strategic acquisitions.
Conference Call
Bank7 Corp. has scheduled a conference call to discuss its first quarter results, which will be broadcast live over the Internet, on Thursday, July 16, 2026 at 10:00 a.m. central standard time. To participate in the
call, dial 1-888-348-6421, or access it live over the Internet at https://app.webinar.net/ZB5xN3Bnq1w. For those not able to participate in the live call, an archive of the webcast will be
available at https://app.webinar.net/ZB5xN3Bnq1w shortly after the call for 1 year.
Cautionary Statements Regarding Forward-Looking Information
This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial
performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not
always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or
phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a
representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved.
These forward-looking statements are subject to significant uncertainties because they are based upon: the amount and timing of future changes in interest rates, market behavior, and other economic conditions;
future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the impact the direct and indirect effect of economic
conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about
future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such
forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be
incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made
and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be
required by law. All forward-looking statements herein are qualified by these cautionary statements.
Contact:
Thomas Travis
President & CEO
(405) 810-8600
Exhibit 99.2
