Bridgewater (NASDAQ: BWB) CFO logs share award and small disposals

Rhea-AI Filing Summary

Bridgewater Bancshares President & CFO Joseph M. Chybowski reported several common stock transactions. On February 2, 2026, he disposed of 1,632 shares at $19.63 per share. On February 3, 2026, he disposed of another 786 shares at $19.54 per share and acquired 15,570 shares at a reported price of $0 per share. Following these transactions, he directly beneficially owned 118,501 common shares and indirectly owned 1,000 shares through a spouse IRA.

Insider Trade Summary

Net Buyer: 13,152 shares

Net Buy 4 txns

Insider Chybowski Joseph M.

Role PRESIDENT & CFO

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	786	$19.54	$15K
Grant/Award	Common Stock	15,570	$0.00	$0.00
Exercise Price or Tax Liability	Common Stock	1,632	$19.63	$32K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 118,501 shares (Direct); Common Stock — 1,000 shares (Indirect, By Spouse IRA)

FAQ

What insider activity did BWB President & CFO Joseph Chybowski report?

Joseph Chybowski reported multiple common stock transactions, including share disposals and a zero-cost award. Over February 2–3, 2026, he disposed of 2,418 shares and acquired 15,570 shares, updating his direct and indirect ownership positions in Bridgewater Bancshares.

How many Bridgewater Bancshares (BWB) shares did the CFO acquire?

The CFO acquired 15,570 shares of Bridgewater Bancshares common stock at a reported price of $0 per share on February 3, 2026. This appears as an acquisition entry on the Form 4 and significantly increased his directly held share balance that day.

At what prices did the BWB CFO dispose of shares in this Form 4?

The CFO disposed of shares at two prices: $19.63 per share for 1,632 shares on February 2, 2026, and $19.54 per share for 786 shares on February 3, 2026. These non-derivative transactions are reported as dispositions of common stock.

What is Joseph Chybowski’s total direct BWB share ownership after these transactions?

After the reported transactions, Joseph Chybowski directly beneficially owned 118,501 shares of Bridgewater Bancshares common stock. This figure reflects his holdings following the February 3, 2026 acquisition and the reported share dispositions in early February.

Does the BWB CFO report any indirect ownership in this filing?

Yes. In addition to his direct holdings, the Form 4 shows 1,000 Bridgewater Bancshares shares held indirectly through a Spouse IRA. This indirect position is reported separately from his directly owned 118,501 common shares after the latest transactions.

What role does Joseph Chybowski hold at Bridgewater Bancshares (BWB)?

Joseph M. Chybowski is identified as an officer of Bridgewater Bancshares with the title President & CFO. The Form 4 confirms his status as a reporting person in this executive capacity but not as a director or 10% beneficial owner.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 02/04/2026 - 05:49 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chybowski Joseph M.

(Last) (First) (Middle)

C/O BRIDGEWATER BANCSHARES, INC.

4450 EXCELSIOR BLVD., SUITE 100

(Street)

ST. LOUIS PARK MN 55416

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Bridgewater Bancshares Inc [ BWB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	PRESIDENT & CFO

3. Date of Earliest Transaction (Month/Day/Year)
02/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/02/2026		F		1,632	D	$19.63	103,717	D
Common Stock	02/03/2026		F		786	D	$19.54	102,931	D
Common Stock	02/03/2026		A		15,570	A	$0	118,501	D
Common Stock								1,000	I	By Spouse IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Ben Klocke, Attorney-in-Fact	02/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.