Here are the 10-K annual reports from Bankwell Financial Group Inc (BWFG) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow BWFG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BWFG filings page.
Bankwell Financial Group describes its 2025 performance as a growing Connecticut-based community bank with expanding regional reach. As of December 31, 2025, the company reported approximately $3.4 billion in total assets, $2.8 billion in net loans, $2.8 billion in deposits, and $301.5 million in shareholders’ equity.
The bank operates nine full-service branches in Connecticut and has opened a new full-service branch in Brooklyn, New York in early 2026, supported by limited-service offices in Connecticut and New York. Management emphasizes client-focused growth, scalable technology, and disciplined risk management, including strong underwriting, portfolio diversification, and active credit monitoring.
Commercial real estate and commercial business lending drive the balance sheet, with commercial real estate representing about 68% of loans and commercial business 23% at year-end 2025. Capital levels are highlighted as a strength, with an 8.90% tangible common equity ratio and the bank well above regulatory capital minimums, supplemented by subordinated notes qualifying as Tier 2 capital.