[8-K] Bankwell Financial Group, Inc. Reports Material Event

Rhea-AI Filing Summary

Bankwell Financial Group (BWFG) announced a quarterly dividend of $0.20 per share. The dividend is payable on November 21, 2025 to shareholders of record as of November 10, 2025.

The company also furnished materials related to its third‑quarter 2025 results. A press release outlining results and a slide presentation reviewing financial trends through September 30, 2025 were provided as Exhibits 99.1 and 99.2. These materials were furnished and not filed under the Exchange Act.

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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):  October 23, 2025

Bankwell Financial Group, Inc.

(Exact name of registrant as specified in its charter)

Connecticut			001-36448			20-8251355
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

258 Elm Street

New Canaan, Connecticut 06840

(203) 652-0166

(Address of Principal Executive Officers and Telephone Number)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class			Trading Symbol(s)			Name of Each Exchange on Which Registered
Common Stock, no par value per share			BWFG			NASDAQ Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company			☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.			☐

Item 2.02			Results of Operations and Financial Condition
			On October 23, 2025, Bankwell Financial Group, Inc., the holding company for Bankwell Bank, issued a press release describing its results of operations for the period ended September 30, 2025. A copy of the press release is included as Exhibit 99.1 to this current report on Form 8-K and is incorporated herein by reference.
			The information furnished under this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or subject to the liabilities of that section. The information shall not be deemed incorporated by reference into any other filing with the Securities and Exchange Commission made by the Company, regardless of any general incorporation language in such filing.
Item 7.01			Regulation FD Disclosure
			On October 23, 2025, Bankwell Financial Group, Inc., the holding company for Bankwell Bank, issued slide presentation material, which includes among other things, a review of financial results and trends through the period ended September 30, 2025. A copy of the material will also be available on the Company’s website, https://investor.mybankwell.com/events-and-presentations/ A copy of the Presentation Material is included as Exhibit 99.2 to this current report on Form 8-K and is incorporated herein by reference.
			The information furnished under this Item 7.01, including Exhibit 99.2, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or subject to the liabilities of that section. The information shall not be deemed incorporated by reference into any other filing with the Securities and Exchange Commission made by the Company, regardless of any general incorporation language in such filing.
Item 8.01			Other Events
			Quarterly Dividend Announcement On October 23, 2025, Bankwell Financial Group, Inc. (the Company), parent company of Bankwell Bank, announced that on October 23, 2025, its Board of Directors voted to pay a quarterly dividend in the amount of $0.20 per share on November 21, 2025 to all shareholders of record as of November 10, 2025.
Item 9.01			Financial Statements and Exhibits
(a)			Not applicable.
(b)			Not applicable.
(c)			Not applicable.
(d)			Exhibits.

Exhibit Number			Description
99.1			Press Release Dated October 23, 2025
99.2			Presentation Materials
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
			BANKWELL FINANCIAL GROUP, INC.
			Registrant
October 23, 2025			By:  /s/ Courtney E. Sacchetti
			Courtney E. Sacchetti
			Executive Vice President
			and Chief Financial Officer

FAQ

What dividend did Bankwell Financial Group (BWFG) declare?

The company declared a quarterly dividend of $0.20 per share.

When is BWFG’s dividend record and payment date?

Shareholders of record on November 10, 2025 will be paid on November 21, 2025.

What earnings materials did BWFG provide with this 8‑K?

BWFG furnished a press release (Exhibit 99.1) and a slide presentation (Exhibit 99.2) covering results and trends through September 30, 2025.

Are the earnings materials considered filed with the SEC?

No. The information in Items 2.02 and 7.01, including Exhibits 99.1 and 99.2, was furnished, not filed under the Exchange Act.

What is the focus period for BWFG’s disclosed results?

The materials review financial results and trends through the period ended September 30, 2025.

Where can investors access BWFG’s presentation?

The presentation will be available on the company’s website at https://investor.mybankwell.com/events-and-presentations.