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Carver Bancorp SEC Filings

CARV Nasdaq

Welcome to our dedicated page for Carver Bancorp SEC filings (Ticker: CARV), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Carver Bancorp, Inc. (CARV), the holding company for Carver Federal Savings Bank, discloses key corporate and regulatory information through U.S. Securities and Exchange Commission (SEC) filings and banking regulatory reports. For investors and researchers, these documents provide primary source detail on Carver’s governance, strategic decisions, and reporting obligations as a savings institution and bank holding company.

Among the most significant filings for CARV are Form 8-K current reports, which the company uses to report material events. For example, Carver filed an 8-K under Item 3.01 to announce its voluntary decision to delist its common stock from the Nasdaq Stock Market and deregister under the Securities Exchange Act of 1934, and to outline its expected transition to quotation on the OTCQX Market. Another 8-K filing describes a board modernization initiative, including governance enhancements and the company’s intention to file a proxy statement on Schedule 14A for its annual meeting.

Historically, as a Nasdaq-listed issuer, Carver has filed annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K to provide audited financial statements, interim financial information, and updates on significant corporate events. In connection with its deregistration plans, Carver has stated that it intends to file a Form 15 to terminate its Exchange Act registration, after which its obligation to file periodic reports such as Forms 10-K, 10-Q, and 8-K will cease once deregistration becomes effective.

In addition to SEC filings, Carver Federal Savings Bank files quarterly Call Reports with federal banking regulators, which contain detailed information on the bank’s financial condition and are made available through regulatory channels. Company communications also indicate that, following deregistration, Carver plans to continue providing an annual report with audited consolidated financial statements and to make quarterly interim financial information available through company channels.

On Stock Titan’s CARV filings page, users can review and track these SEC documents, including 8-Ks related to delisting, governance initiatives, and proxy materials. AI-powered tools can help summarize complex filings, highlight key sections, and surface items such as changes in listing status, governance practices, and reporting obligations, allowing users to focus on the aspects of Carver’s regulatory history that matter most to their analysis.

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Carver Bancorp, Inc. (CARV) announced that it plans to voluntarily delist its common stock from the Nasdaq Stock Market and deregister the shares under the Securities Exchange Act of 1934. The Company notified Nasdaq of its intent to file a Form 25 with the SEC on November 28, 2025, with delisting expected to become effective on December 5, 2025. Carver expects its common stock to begin trading on the OTCQX Market on December 8, 2025. Around that time, the Company intends to file a Form 15 to deregister its common stock, which will immediately suspend its obligation to file periodic SEC reports.

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Carver Bancorp, Inc. reported a net loss of $2.431 million for the quarter ended September 30, 2025, compared with a loss of $2.113 million a year earlier. Net interest income was $5.132 million with a small recovery of credit losses of $15 thousand. Non-interest income rose to $1.249 million, while non-interest expense totaled $8.827 million, led by compensation, occupancy and other operating costs.

Total assets were $697.9 million. Cash and equivalents were $40.7 million. Loans receivable, net, declined to $586.8 million from $607.3 million at March 31, 2025, and deposits decreased to $625.6 million from $661.8 million. Advances and other borrowings increased to $27.5 million. Equity fell to $26.9 million from $29.6 million.

Asset quality weakened: nonaccrual loans were $26.68 million versus $24.60 million at March 31, and the allowance for credit losses stood at $6.129 million. The Company deferred trust preferred interest beginning June 17, 2025; deferred interest was $567 thousand at quarter-end. The Bank is operating under a Formal Agreement with the OCC requiring prior approvals and is subject to minimum capital ratios of 9% Tier 1 leverage and 12% total risk-based capital.

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Carver Bancorp, Inc. (CARV) filed an 8-K announcing a board modernization initiative and identified the filing as soliciting material under Rule 14a-12. The company plans to file a definitive proxy statement on Schedule 14A with a WHITE proxy card for its 2025 Annual Meeting of Stockholders. A press release detailing the initiative is included as Exhibit 99.1, dated November 5, 2025. The filing includes customary forward-looking statements and participant information and directs investors to SEC.gov and carverbank.com for documents.

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Barry James Mann filed a Schedule 13D reporting beneficial ownership of 264,240 shares of CARVER BANCORP INC common stock, equal to approximately 5.0% of the class as of 10/06/2025. Mann says he acquired the shares in open-market purchases using personal funds, paying an average of $2.16 per share for a total investment of $570,510.76. He reports buying 97,162 shares in the prior 60 days at an average of $2.17 per share. Mann states his purpose is investment in undervalued shares and to engage with the issuer's board, management, shareholders and analysts to support the issuer's strategic plan and increase shareholder value. He reports no agreements or relationships with the issuer or others regarding these shares.

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Carver Bancorp reported a narrower quarterly net loss of $1.177 million, compared with $2.212 million a year earlier, driven by slightly higher net interest income of $5.641 million and a meaningful increase in non-interest income to $1.268 million.

The company held $713.6 million of assets with deposits of $645.5 million (down from $661.8 million) and shareholders' equity of $28.5 million. Credit reserves remained stable with an allowance for credit losses of $6.321 million and total nonaccrual loans of $24.458 million. The Bank entered into a Formal Agreement with the OCC that limits certain actions and must meet regulatory minimum capital ratios (Tier 1 leverage 9% and total risk-based 12%). The Company also deferred a $300 thousand interest payment on its trust preferred debentures and recorded $11.8 million of unrealized losses on available-for-sale securities, primarily mortgage-backed securities.

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Carver Bancorp, Inc. (CARV) has filed a Form S-8 to register shares that may be issued under its new 2024 Equity Incentive Plan. The filing enables the company to grant incentive stock options, non-statutory stock options, restricted stock, and restricted stock units to officers, directors, employees, and other service providers. Although the exact share count and dollar value are not disclosed in the excerpt, the plan supplements the company’s existing compensation tools and can create future share dilution.

The statement incorporates by reference CARV’s FY 2025 Form 10-K, recent Form 10-K/A and Form 8-K, and provides customary indemnification and limitation-of-liability language for directors and officers under Delaware law. Exhibits include the equity plan, standard award agreements, legal opinions, auditor consent, and a filing-fee table. Management, led by CEO Donald Felix, has signed a broad power of attorney authorizing future amendments.

Investor takeaway: The registration is routine but signals potential issuance of additional CARV common shares, which could modestly dilute existing holders while aligning employee incentives with shareholder value.

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The supplied excerpt from Carver Bancorp, Inc.’s Form 10-K filing is largely a raw XBRL element list. It indicates taxonomy references (e.g., portfolio-segment members, fair-value hierarchy levels, financing-receivable classifications) but does not include narrative discussion, comparative financial statements, management analysis, or definitive quantitative metrics other than a single isolated figure of 5,074,283 tied to an unspecified “Other Assets” element. Because key disclosures such as revenue, net income, capital ratios, credit quality trends, and liquidity measures are absent, investors cannot determine the company’s operating performance, risk profile, or strategic outlook from the fragment provided.

In effect, this content shows the structural tags Carver Bancorp would use to map its detailed financial data, yet the actual values, period-over-period changes, and management commentary that drive an investment decision are missing. Consequently, only limited conclusions can be drawn: the bank employs standard U.S. GAAP banking taxonomy, discloses multiple loan portfolio segments (residential, multifamily, commercial real estate, construction, consumer, etc.), and distinguishes between performing, non-performing, and past-due receivables for credit quality reporting. No material events, earnings results, or capital actions are identified in the excerpt.

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FAQ

What is the current stock price of Carver Bancorp (CARV)?

The current stock price of Carver Bancorp (CARV) is $1.86 as of January 15, 2026.

What is the market cap of Carver Bancorp (CARV)?

The market cap of Carver Bancorp (CARV) is approximately 7.5M.
Carver Bancorp

Nasdaq:CARV

CARV Rankings

CARV Stock Data

7.45M
2.93M
23.09%
11.66%
0.26%
Banks - Regional
Savings Institution, Federally Chartered
Link
United States
NEW YORK